103 Gency Ct, Jacksonville, NC 28546 Property Records

Onslow County property record for 103 Gency Ct, Jacksonville, NC 28546

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,574 sqft · built 1994
Lot Size	0.304 acres (13,242 sqft)
Owner	Individual Name on File
Last Sale	$280,000 (Jul 2026)
Tax Bill	$2,431 (2026)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Mar 2023 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`345J-56`

Property Details

APN / Parcel Number

Primary APN	`345J-56`
Alternative APNs	`490033089` `427701000` `053735`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,574 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	13,242 sqft (0.304 acres)
Lot Dimensions	154 ft deep x 86 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	490033089
Street Address	103 GENCY CT
City	JACKSONVILLE
State	NC
Zip	28546-6963
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF-7
Legal Description	L16 S1 NORTHSIDE HYATT CROSSING BD OF E&R 05232000 N/C
Legal Subdivision	HYATT CROSSING OF N SIDE PH1
Legal Block	D
Legal Lot Number	16
Jurisdiction	ONSLOW NC
Township / Civil Division	JACKSONVILLE
Census Block Group	3
Census Block	3002
Census Tract	1304

Owner

103 Gency Ct is owned and occupied by an individual who bought it in July 2026.

Source: Onslow County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	103 GENCY CT, JACKSONVILLE, NC 28546-6963
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Date	Document
Jul 22, 2026	Warranty Deed, Transfer · VA Mortgage MORTGAGE CENTER LLC
Mar 28, 2023	Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC
Jun 29, 2021	Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS LLC
Sep 24, 2019	Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS
Dec 3, 2018	Warranty Deed, Transfer · VA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 22, 2026 · Amount on File
Deed Sale	Jul 22, 2026 · Amount on File
Prior Sale	Dec 3, 2018 · Amount on File
Deed Book / Page	6638 / 718
Prior Transfer Date	Nov 14, 2018
Prior Transfer Doc	0048680361
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ONSLOW NC
Recording Date	Jul 22, 2026
Property Address	103 GENCY CT, JACKSONVILLE, NC 28546-6963
Document Number	6638000718
Book / Page	6638 / 718
Instrument Date	Jul 2, 2026
Transaction Type	Transfer
Record Updated	Aug 4, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$56,560.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 GENCY CT, JACKSONVILLE, NC 28546-6963

Mortgage

Document Number	6638000722,
Date	Jul 22, 2026
Book Page	6638/722

Lender

Name	MORTGAGE CENTER LLC

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate	6.52%
Max Rate	-1%

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONSLOW NC
Property Address	103 GENCY CT, JACKSONVILLE, NC 28546-6963
Transaction Type	Mortgage
Record Updated	Apr 5, 2023
Title Company	NOT AVAILABLE, PA AMROCK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 GENCY CT, JACKSONVILLE, NC 28546-6963

Mortgage

Document Number	0059360648
Date	Mar 28, 2023
Book Page	5936/648

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2053

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONSLOW NC
Property Address	103 GENCY CT, JACKSONVILLE, NC 28546-6963
Transaction Type	Mortgage
Record Updated	Aug 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0055020253
Date	Jun 29, 2021
Book Page	5502/253

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONSLOW NC
Property Address	103 GENCY CT, JACKSONVILLE, NC 28546-6963
Document Number	0050300244
Instrument Date	Sep 24, 2019
Transaction Type	Mortgage
Record Updated	Oct 22, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 GENCY CT JACKSONVILLE NC 285466963, JACKSONVILLE, NC 28546-6963

Mortgage

Document Number	0050300244
Date	Oct 1, 2019
Book Page	005030/000244

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 30, 2049

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ONSLOW NC
Recording Date	Dec 3, 2018
Property Address	103 GENCY CT, JACKSONVILLE, NC 28546-6963
Document Number	0048680361
Book / Page	004868 / 000361
Instrument Date	Nov 14, 2018
Transaction Type	Transfer
Record Updated	Dec 20, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$280.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 GENCY CT JACKSONVILLE NC 285466963, JACKSONVILLE, NC 28546-6963

Mortgage

Document Number	48680365
Date	Dec 3, 2018
Book Page	004868/000365

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 2, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 103 Gency Ct was $2,431, up 2.4% from the year before.

Source: Onslow County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Onslow County
Municipality	Jacksonville City
Unified School District	Onslow County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,431.00 (+2.36%)	$255,246 (+34.87%) Land $58,500 Building $196,746	$255,246 (+34.87%) Land $58,500 Building $196,746
2025	$2,375.00	$189,248 Land $38,000 Building $151,248	$189,248 Land $38,000 Building $151,248
2023	$2,375.00	$189,248 Land $38,000 Building $151,248	$189,248 Land $38,000 Building $151,248

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 103 Gency Ct in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective August 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	13 in force
Nearby Flood Claims	2 (2018)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 103 Gency Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97.4% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF JACKSONVILLE serves 49,093 people · EPA ID NC0467010
Water Source	Groundwater
Last State Inspection	May 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 197 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000

May also be available: Brightspeed, T-Mobile, Verizon.

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