104 Frontage Rd, Rincon, GA 31326 Property Records

Effingham County property record for 104 Frontage Rd, Rincon, GA 31326

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,547 sqft · built 1973
Lot Size	0.37 acres (16,132 sqft)
Owner	2 Individual Names on File
Last Sale	$330,000 (Apr 2026)
Tax Bill	$2,522 (2025)
Deeds & Mortgages	Apr 2026 Sale & Mortgage May 2020 Sale + 4 more
Flood Zone	Zone X (minimal risk)
APN	`0465H-024-A00`

Property Details

APN / Parcel Number

Primary APN	`0465H-024-A00`
Alternative APNs	`0102G413000` `19642`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,547 sqft Heated Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1995
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Shed Roof
Roof Material	Fiberglass
Lot Area	16,132 sqft (0.37 acres)
Porch	Slab
Porch Area	342 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	19642
Street Address	104 FRONTAGE RD
City	RINCON
State	GA
Zip	31326-5000
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR-1
Legal Description	LOT 24 SEC A
Legal Subdivision	WESTWOOD HEIGHTS
Legal Lot Number	24
Jurisdiction	EFFINGHAM GA
Township / Civil Division	RINCON
Census Block Group	1
Census Block	1007
Census Tract	30309

Owner

104 Frontage Rd is owned and occupied by two individuals who bought it in April 2026.

Source: Effingham County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	104 FRONTAGE RD, RINCON, GA 31326-5000
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 21, 2026	Limited Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE
May 21, 2020	Warranty Deed, Transfer
May 21, 2020	Warranty Deed, Transfer · Conventional Mortgage MAGNOLIA BANK
Feb 24, 2012	Warranty Deed, Transfer · FHA Mortgage BRAND MORTGAGE GROUP LLC
Nov 1, 2007	Deed, Transfer · Conventional Mortgage FAIRFIELD FINANCIAL
Dec 13, 2006	Deed, Transfer · Conventional Mortgage FIRST BANK MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 21, 2026 · Amount on File
Deed Sale	Apr 21, 2026 · Amount on File
Prior Sale	May 21, 2020 · Amount on File
Deed Book / Page	3038 / 644
Prior Transfer Date	Aug 2, 2011
Prior Transfer Doc	002033/210
Record Updated	Oct 29, 2026

April 2026: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	EFFINGHAM GA
Recording Date	Apr 21, 2026
Property Address	104 FRONTAGE RD, RINCON, GA 31326-5000
Document Number	003038/644
Book / Page	3038 / 644
Instrument Date	Apr 17, 2026
Transaction Type	Transfer
Record Updated	Jul 6, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 FRONTAGE RD, RINCON, GA 31326-5000

Mortgage

Document Number	3038000646,
Date	Apr 21, 2026
Book Page	3038/646

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2056

Interest

Rate	6.22%
Max Rate	-1%

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM GA
Recording Date	May 21, 2020
Property Address	104 FRONTAGE RD, RINCON, GA 31326-5000
Document Number	002594/710
Book / Page	2594 / 710
Instrument Date	May 21, 2020
Instrument	2020-001340
Transaction Type	Transfer
Record Updated	Aug 3, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	117 SAINT THOMAS DR, RINCON, GA 31326-5441

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM GA
Recording Date	May 21, 2020
Property Address	104 FRONTAGE RD, RINCON, GA 31326-5000
Document Number	002594/704
Book / Page	2594 / 704
Instrument Date	May 21, 2020
Instrument	2020-001339
Transaction Type	Transfer
Record Updated	Aug 3, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	117 SAINT THOMAS DR, RINCON, GA 31326-5441

Mortgage

Document Number	0000002594/0000000712
Date	May 26, 2020
Book Page	0000002594/0000000712
Instrument	004905

Lender

Name	MAGNOLIA BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2050

February 2012: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM GA
Recording Date	Feb 24, 2012
Property Address	104 FRONTAGE RD, RINCON, GA 31326-5000
Document Number	002076/382
Book / Page	2076 / 382
Instrument Date	Feb 24, 2012
Instrument	2012-000425
Transaction Type	Transfer
Record Updated	Aug 3, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 FRONTAGE RD, RINCON, GA 31326-5000

Mortgage

Document Number	002076/386
Date	Feb 28, 2012
Book Page	2076/386

Lender

Name	BRAND MORTGAGE GROUP LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 24, 2042

November 2007: Deed, Transfer

Document Type	Deed
Jurisdiction	EFFINGHAM GA
Recording Date	Nov 1, 2007
Property Address	104 FRONTAGE RD, RINCON, GA 31326-5000
Document Number	001691/426
Book / Page	1691 / 426
Instrument Date	Nov 1, 2007
Instrument	2007-002905
Transaction Type	Transfer
Record Updated	Aug 3, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 FRONTAGE RD, RINCON, GA 31326-5000

Mortgage

Document Number	001691/428
Date	Nov 2, 2007
Book Page	1691/428

Lender

Name	FAIRFIELD FINANCIAL
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	480 Months
Due	Dec 1, 2047

December 2006: Deed, Transfer

Document Type	Deed
Jurisdiction	EFFINGHAM GA
Recording Date	Dec 13, 2006
Property Address	104 FRONTAGE RD, RINCON, GA 31326-5000
Document Number	001559/421
Book / Page	1559 / 421
Instrument Date	Dec 13, 2006
Instrument	2006-004051
Transaction Type	Transfer
Record Updated	Aug 3, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 FRONTAGE RD, RINCON, GA 31326-5000

Mortgage

Document Number	001559/424
Date	Dec 15, 2006
Book Page	1559/424

Lender

Name	FIRST BANK MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2037

Tax Assessment & Valuation

The 2025 property tax bill for 104 Frontage Rd was $2,522, down 0.8% from the year before.

Source: Effingham County assessment roll, as of December 22, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Effingham County
Unified School District	Effingham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$70,379 (+5.99%) Land $22,800 Building $47,579	$175,949 (+5.99%) Land $57,000 Building $118,949
2025	$2,522.00 (-0.83%)	$66,403 (-10.83%) Land $22,800 Building $43,603	$166,007 (-10.83%) Land $57,000 Building $109,007
2024	$2,543.00	$74,470 Land $22,800 Building $51,670	$186,175 Land $57,000 Building $129,175
2022	$1,933.00	$54,529 Land $14,000 Building $40,529	$136,323 Land $35,000 Building $101,323

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 104 Frontage Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 14 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	14 in force
Nearby Flood Claims	2 (2016–2024)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2024 · Hurricane Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 104 Frontage Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Georgia
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WESTWOOD HEIGHTS SUBDIVISION private · serves 1,370 people · EPA ID GA1030012
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 271 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ClearWave Fiber	7,000 / 7,000
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Planters Rural Telephone Cooperative.

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