Washington County property record for 104 Freedom Ct, Smithsburg, MD 21783
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 1,900 sqft · built 2020 |
| Lot Size | 0.32 acres (13,939 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $317,855 (Oct 2020) |
| Tax Bill | $3,314 (2026) |
| Deeds & Mortgages | Aug 2026 Line of Credit Oct 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-036663 |
| Primary APN | 07-036663 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,900 sqft Total Area |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 13,939 sqft (0.32 acres) |
| Garage Type | Mixed |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Account Number | 036663 |
|---|---|
| Street Address | 104 FREEDOM CT |
| City | SMITHSBURG |
| State | MD |
| Zip | 21783-1658 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | TR |
| Legal Description | LOT 24 0.32 ACRES 104 FREEDOM CT MOUNTAIN SHADOWS |
| Legal Subdivision | MOUNTAIN SHADOWS |
| Legal Lot Number | 24 |
| Jurisdiction | WASHINGTON MD |
| Township / Civil Division | 7, SMITHSBURG |
| Census Block Group | 4 |
| Census Block | 4007 |
| Census Tract | 11301 |
104 Freedom Ct is owned and occupied by two individuals who bought it in October 2020.
Source: Washington County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 104 FREEDOM CT, SMITHSBURG, MD 21783-1658 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 24, 2026 | Deed of Trust, Mortgage · Line of Credit NYMEO FEDERAL CREDIT UNION |
| Oct 23, 2020 | Deed, Transfer · Conventional Mortgage NVR MORTGAGE FINANCE INC |
| Jul 10, 2020 | Grant Deed, Transfer NVR SETTLEMENT SERVICES INC, NVR SETTLEMENT SVCS INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 23, 2020 · Amount on File |
| Deed Sale | Oct 23, 2020 · Amount on File |
| Prior Sale | Jul 10, 2020 · Amount on File |
| Deed Book / Page | 6402 / 346 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHINGTON MD |
| Recording Date | Aug 24, 2026 |
| Property Address | 104 FREEDOM CT, SMITHSBURG, MD 21783-1658 |
| Document Number | 7999000069 |
| Book / Page | 7999 / 69 |
| Instrument Date | Aug 24, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 104 FREEDOM CT, SMITHSBURG, MD 21783-1658 |
| Document Number | 7999000069, |
|---|---|
| Date | Aug 24, 2026 |
| Book Page | 7999/69 |
| Name | NYMEO FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 287 Months |
| Due | Jul 1, 2050 |
| Max Rate | -1% |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | WASHINGTON MD |
| Recording Date | Oct 23, 2020 |
| Property Address | 104 FREEDOM CT, SMITHSBURG, MD 21783-1658 |
| Document Number | 0064020346 |
| Book / Page | 6402 / 346 |
| Map Reference | PL 6769-6770 |
| Instrument Date | Oct 22, 2020 |
| Transaction Type | Transfer |
| Record Updated | May 3, 2022 |
| Title Company | NVR SETTLEMENT SERVICES |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4991 NEW DESIGN RD, 4991, FREDERICK, MD 21703-7113 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 104 FREEDOM COURT, SMITHSBURG, MD 21783-1658 |
| Document Number | 0006402350 |
|---|---|
| Date | Oct 23, 2020 |
| Instrument | 6402/350 |
| Name | NVR MORTGAGE FINANCE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | WASHINGTON MD |
| Recording Date | Jul 10, 2020 |
| Property Address | 104 FREEDOM CT, SMITHSBURG, MD 21783-1658 |
| Document Number | 0063000457 |
| Book / Page | 006300 / 000457 |
| Instrument Date | Jul 6, 2020 |
| Transaction Type | Transfer |
| Record Updated | Jul 28, 2020 |
| Title Company | NVR SETTLEMENT SERVICES INC, NVR SETTLEMENT SVCS INC |
| Amount | Amount on Record |
|---|---|
| Tax | $64.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 7540 N MARKET ST FREDERICK MD 217014307, FREDERICK, MD 21701-4307 |
| Investor | Possibly a Property Investor |
The 2026 property tax bill for 104 Freedom Ct was $3,314, up 6% from the year before.
Source: Washington County assessment roll, as of October 6, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Washington County |
| Municipality | Smithsburg Town |
| Unified School District | Washington County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,314.00 (+6.01%) | $363,833 (+6.02%) | $384,500 (-) Land $71,900 Building $312,600 |
| 2025 | $3,126.00 | $343,167 | $384,500 Land $71,900 Building $312,600 |
| 2023 | $2,766.00 | $302,333 | $322,500 Land $71,900 Building $250,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 104 Freedom Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 14, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 104 Freedom Ct is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF SMITHSBURG DISTRIBUTION SYSTEM serves 2,500 people · EPA ID MD0210018 |
|---|---|
| Water Source | Purchased surface water from CITY OF HAGERSTOWN |
| Last State Inspection | Mar 2026 |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Antietam Cable Fiber · Cable | 2,300 / 2,300 |
| Xfinity Fiber · Cable in parts of the area | 2,000 / 2,000 |
| Starlink Satellite | 280 / 30 |
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