Washington County property record for 103 Freedom Ct, Smithsburg, MD 21783
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 2,120 sqft · built 2021 |
| Lot Size | 0.29 acres (12,632 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $383,770 (Aug 2021) |
| Tax Bill | $3,742 (2026) |
| Deeds & Mortgages | Aug 2021 Sale & Mortgage Mar 2021 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-036620 |
| Primary APN | 07-036620 |
|---|---|
| Alternative APN |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,120 sqft Total Area |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 12,632 sqft (0.29 acres) |
| Garage Type | Basement |
| Garage Area | 360 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Account Number | 036620 |
|---|---|
| Street Address | 103 FREEDOM CT |
| City | SMITHSBURG |
| State | MD |
| Zip | 21783-1659 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | TR |
| Legal Description | LOT 20 0.29 ACRE 103 FREEDOM CT MOUNTAIN SHADOWS |
| Legal Subdivision | MOUNTAIN SHADOWS |
| Legal Lot Number | 20 |
| Jurisdiction | WASHINGTON MD |
| Township / Civil Division | 7, SMITHSBURG |
| Census Block Group | 4 |
| Census Block | 4007 |
| Census Tract | 11301 |
103 Freedom Ct is owned and occupied by two individuals who bought it in August 2021.
Source: Washington County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 103 FREEDOM CT, SMITHSBURG, MD 21783-1659 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 2, 2021 | Deed, Transfer · Conventional Mortgage NVR MORTGAGE FINANCE INC |
| Mar 30, 2021 | Deed, Transfer NVR SETTLEMENT SERVICES INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 2, 2021 · Amount on File |
| Deed Sale | Aug 2, 2021 · Amount on File |
| Prior Sale | Mar 30, 2021 · Amount on File |
| Deed Book / Page | 6711 / 487 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | WASHINGTON MD |
| Recording Date | Aug 2, 2021 |
| Property Address | 103 FREEDOM CT, SMITHSBURG, MD 21783-1659 |
| Document Number | 0067110487 |
| Book / Page | 6711 / 487 |
| Map Reference | PL 6769&6770 |
| Instrument Date | Jul 7, 2021 |
| Transaction Type | Transfer |
| Record Updated | Aug 15, 2022 |
| Title Company | NVR SETTLEMENT SERVICES INC, NVR SETTLEMENT SERVICES |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 103 FREEDOM CT, SMITHSBURG, MD 21783-1659 |
| Document Number | 0006711492 |
|---|---|
| Date | Aug 2, 2021 |
| Instrument | 6711/492 |
| Name | NVR MORTGAGE FINANCE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | WASHINGTON MD |
| Recording Date | Mar 30, 2021 |
| Property Address | 103 FREEDOM CT, SMITHSBURG, MD 21783-1659 |
| Document Number | 0065660035 |
| Book / Page | 6566 / 35 |
| Map Reference | PL 6769&6770 |
| Instrument Date | Mar 29, 2021 |
| Transaction Type | Transfer |
| Record Updated | Aug 15, 2022 |
| Title Company | NVR SETTLEMENT SERVICES INC |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5108 RIDGE RD, 5108, MOUNT AIRY, MD 21771-8118 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 4991 NEW DESIGN RD STE 105, 105, FREDERICK, MD 21703-7342 |
| Investor | Possibly a Property Investor |
The 2026 property tax bill for 103 Freedom Ct was $3,742, up 6.2% from the year before.
Source: Washington County assessment roll, as of October 6, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Washington County |
| Municipality | Smithsburg Town |
| Unified School District | Washington County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,742.00 (+6.22%) | $410,800 (+6.23%) | $434,900 (-) Land $71,300 Building $363,600 |
| 2025 | $3,523.00 | $386,700 | $434,900 Land $71,300 Building $363,600 |
| 2023 | $3,096.00 | $338,433 | $362,600 Land $71,300 Building $291,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 103 Freedom Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 14, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 103 Freedom Ct is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF SMITHSBURG DISTRIBUTION SYSTEM serves 2,500 people · EPA ID MD0210018 |
|---|---|
| Water Source | Purchased surface water from CITY OF HAGERSTOWN |
| Last State Inspection | Mar 2026 |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Antietam Cable Fiber · Cable | 2,300 / 2,300 |
| Xfinity Fiber · Cable in parts of the area | 2,000 / 2,000 |
| Starlink Satellite | 280 / 30 |
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