104 Franklin St, Ithaca, NY 14850 Property Records

Tompkins County and Ithaca City property record for 104 Franklin St, Ithaca, NY 14850

Property Summary

Property TypeDuplex
Details4 bd · 2 ba · 1,798 sqft · built 1900
Lot Size0.101 acres (4,400 sqft)
OwnerCompany Name on File
Last Sale$257,000 (Feb 2024)
Tax Bill$9,457 (2025)
Deeds & MortgagesFeb 2024 Sale & Mortgage
Nov 2021 Refinance
+ 1 more
Flood ZoneZone AE (high risk)
APN500700 15.-3-9

Property Details

APN / Parcel Number

Primary APN500700 15.-3-9
Alternative APN
  • 070001500000030090000000

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories2 Stories
Building Area1,798 sqft Total Area
1st Floor Area934 sqft
2nd Floor Area864 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Architectural StyleTraditional
Exterior MaterialWood
Lot Area4,400 sqft (0.101 acres)
Lot Dimensions100 ft deep x 44 ft wide
PorchPatio
Porch Area228 sqft
Shed1 Shed

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address104 FRANKLIN ST
CityITHACA
StateNY
Zip14850-3528
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning CodeR-2B
Legal Block3
Legal Lot Number9.000
JurisdictionTOMPKINS NY
Township / Civil DivisionITHACA
Census Block Group2
Census Block2028
Census Tract700

Owner

Source: Tompkins County and Ithaca City records · APN 500700 15.-3-9

Assessment roll updated May 14, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address117 WINSTON DR, ITHACA, NY 14850-1935
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Feb 16, 2024Warranty Deed, Transfer · Stand-Alone First Mortgage
CAYUGA LAKE NATIONAL BANK
Nov 03, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
QUICKEN LOANS INC
May 22, 2019Deed of Trust, Mortgage · Conventional Mortgage
ALTERNATIVES FCU

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleFeb 16, 2024 · Amount on Record
Deed SaleFeb 16, 2024 · Amount on Record
Deed Document Number20241464
Prior Transfer DateJun 21, 2011
Prior Transfer Doc0577532001
Record UpdatedSep 20, 2026

February 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionTOMPKINS NY
Recording DateFeb 16, 2024
Property Address104 FRANKLIN ST, ITHACA, NY 14850-3528
Document Number0000001464
Instrument DateFeb 09, 2024
Instrument2024-01464
Transaction TypeTransfer
Record UpdatedMar 05, 2024

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address117 WINSTON DR, ITHACA, NY 14850-1935

Mortgage

Document Number0000001465
DateFeb 16, 2024
Instrument2024-01465
Lender
NameCAYUGA LAKE NATIONAL BANK
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionTOMPKINS NY
Property Address104 FRANKLIN ST, ITHACA, NY 14850-3528
Transaction TypeMortgage
Record UpdatedNov 23, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number3069
DateNov 03, 2021
Instrument2021-13069
Lender
NameQUICKEN LOANS INC
TypeLending Institution
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term181 Months
DueDec 01, 2036

May 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionTOMPKINS NY
Property Address104 FRANKLIN ST, ITHACA, NY 14850-3528
Document Number0000005664
Instrument DateMay 22, 2019
Transaction TypeMortgage
Record UpdatedAug 01, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address104 FRANKLIN ST ITHACA NY 148503528, ITHACA, NY 14850-3528

Mortgage

Document Number0000005664
DateMay 28, 2019
Instrument5664
Lender
NameALTERNATIVES FCU
AddressITHACA, NY 14850
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 27, 2049

Tax Assessment & Valuation

Source: Tompkins County and Ithaca City records · Assessment roll updated May 14, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateNew York
CountyTompkins County
MunicipalityIthaca City
Unified School DistrictIthaca City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$9,457.00$257,000 (-11.99%) Land $43,200 Building $213,800$257,000 (-11.99%) Land $43,200 Building $213,800
2023Homeowner's exemption Senior Citizen's exemption$292,000 Land $43,200 Building $248,800$292,000 Land $43,200 Building $248,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of June 17, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 49 policies
Nearby Flood Policies49 in force
Nearby Flood Claims31 (1978–2014)
Claims Outside the SFHA5 of 31
Most Recent ClaimJan 2014 · river or lake flooding

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Empire Telephone Corporation/North Penn Telephone Company
Fiber
1,000 / 100
Starlink
Satellite
280 / 30

May also be available: FiberSpark, Verizon.

Based on FCC filings for 243 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemITHACA CITY
serves 29,457 people
Water SourceSurface water
Last State InspectionAug 2025
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityChlorine dioxide
resolved · Feb 2020
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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