104 Emma Ct, Cedar Point (Swansboro), NC 28584 Property Records

Carteret County property record for 104 Emma Ct, Cedar Point, NC 28584

Property Summary

Property TypeVacant Land
Lot Size0.268 acres (11,674 sqft)
OwnerIndividual Name on Record
Last Sale$109,000 (Jan 2025)
Tax Bill$398 (2025)
Deeds & MortgagesJan 2025 Sale & Mortgage
Aug 2024 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APN5374.14.22.5945000

Property Details

APN / Parcel Number

Primary APN5374.14.22.5945000
Alternative APNs
  • 145588
  • 77714

Exterior

Lot Area11,674 sqft (0.268 acres)
Lot Dimensions130 ft deep x 90 ft wide

Location & Zoning

Account Number77714
Street Address104 EMMA CT
CityCEDAR POINT
StateNC
Zip28584-9365
Property CategoryVacant Land
Property TypeVacant Land > Uncategorized
Legal DescriptionL23 BUDS RETREAT
Legal SubdivisionBUDS RETREAT
Legal Block22
Legal Lot Number23
JurisdictionCARTERET NC
Township / Civil DivisionWHITE OAK
Census Block Group3
Census Block3072
Census Tract970806

Owner

Source: Carteret County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing AddressPO BOX 129, POLLOCKSVILLE, NC 28573-0129
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 31, 2025Warranty Deed, Transfer · Commercial Mortgage
FIRST CITIZENS BANK & TRUST CO
Aug 30, 2024Warranty Deed, Transfer
Aug 14, 2024Warranty Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 31, 2025 · Amount on Record
Deed SaleJan 31, 2025 · Amount on Record
Prior SaleAug 14, 2024 · Amount on Record
Deed Document Number20251847168
Deed Book / Page1847 / 168
Prior Transfer DateDec 16, 2021
Prior Transfer Doc0001750293
Record UpdatedOct 29, 2026

January 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCARTERET NC
Recording DateJan 31, 2025
Property Address104 EMMA CT, CEDAR POINT, NC 28584-9365
Document Number0018470168
Book / Page1847 / 168
Map ReferenceMB 28 PG 507
Instrument DateJan 31, 2025
Instrument1847168
Transaction TypeTransfer
Record UpdatedJan 13, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$218.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address133 PEARSON CIRCLE, POLLOCKSVILLE, NC 28573

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 129, POLLOCKSVILLE, NC 28573-0129

Mortgage

Document Number0001847169
DateJan 31, 2025
Instrument1847/169
Lender
NameFIRST CITIZENS BANK & TRUST CO
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

August 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCARTERET NC
Recording DateAug 30, 2024
Property Address104 EMMA CT, CEDAR POINT, NC 28584-9365
Document Number0018350426
Book / Page1835 / 426
Map ReferenceMB 1750 PG 293
Instrument DateAug 27, 2024
Instrument1835426
Transaction TypeTransfer
Record UpdatedJan 13, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address502 MAIN STREET EXTENSION APT 107, 107, SWANSBORO, NC 28584-9071

Transferred To (Grantee/Buyer)

NameVerified Name
Address133 PEARSON CIR, NEWPORT, NC 28570-5013

August 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCARTERET NC
Recording DateAug 14, 2024
Property Address104 EMMA CT, CEDAR POINT, NC 28584-9365
Document Number0018340202
Book / Page1834 / 202
Map ReferenceMB 28 PG 507
Instrument DateAug 9, 2024
Instrument1834202
Transaction TypeTransfer
Record UpdatedJan 13, 2026

Transaction

AmountAmount Recorded
Tax$218.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address502 MALN STREET EXTENSION #107 # 107, 107, SWANSBORO, NC 28584-9071

Tax Assessment & Valuation

Source: Carteret County assessment roll, as of November 24, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCarteret County
MunicipalityCedar Point Town
Unified School DistrictCarteret County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$89,937 (-0.1%) Land $89,937$89,937 (-0.1%) Land $89,937
2025$398.00 (-4.56%)$90,031 (+26.69%) Land $90,031$90,031 (+26.69%) Land $90,031
2023$71,064 Land $71,064$71,064 Land $71,064
2022$417.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 213 individual policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies339 units insured
incl. 126 condo units
Nearby Flood Claims49 (1996–2022)
Claims Outside the SFHA3 of 49
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Ian, Sep 2022 · 3 claims
  • Hurricane Florence, Sep 2018 · 37 claims
  • Hurricane Ophelia, Sep 2005 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 97.4% of North Carolina
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWEST CARTERET WATER CORP
private · serves 19,512 people · EPA ID NC0416040
Water SourceGroundwater
Last State InspectionJun 2025
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 113 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Brightspeed
Fiber
2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

Nearby Properties on Emma Ct

Nearby Streets

Search Property Records by Address or Parcel Number