Carteret County property record for 103 Emma Ct, Cedar Point, NC 28584
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,916 sqft · built 1998 |
| Lot Size | 0.384 acres (16,727 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $190,000 (Apr 2010) |
| Tax Bill | $2,447 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 5374.14.22.6734000 |
| Primary APN | 5374.14.22.6734000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 1,916 sqft Heated Area |
| Gross Area | 2,176 sqft |
| 1st Floor Area | 1,916 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Ranch |
| Exterior Material | Vinyl |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 16,727 sqft (0.384 acres) |
| Lot Dimensions | 150 ft deep x 84 ft wide |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 100 sqft |
| Deck Area | 40 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Account Number | 43595 |
|---|---|
| Street Address | 103 EMMA CT |
| City | CEDAR POINT |
| State | NC |
| Zip | 28584-9365 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | L21 BUDS RETREAT |
| Legal Subdivision | BUDS RETREAT |
| Legal Block | 22 |
| Legal Lot Number | 21 |
| Jurisdiction | CARTERET NC |
| Township / Civil Division | WHITE OAK |
| Census Block Group | 3 |
| Census Block | 3072 |
| Census Tract | 970806 |
Source: Carteret County records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 103 EMMA CT, CEDAR POINT, NC 28584-9365 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 9, 2010 · Amount on Record |
| Deed Sale | Apr 9, 2010 · Amount on Record |
| Prior Sale | Jul 1, 2003 · Amount on Record |
| Deed Document Number | 20101338325 |
| Deed Book / Page | 1338 / 325 |
| Record Updated | Oct 29, 2026 |
Source: Carteret County assessment roll, as of November 24, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Carteret County |
| Municipality | Cedar Point Town |
| Unified School District | Carteret County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $530,953 (-) Land $97,292 Building $433,661 | $530,953 (-) Land $97,292 Building $433,661 | |
| 2025 | $2,447.00 (+94.82%) | $530,953 (+151.31%) Land $97,292 Building $433,661 | $530,953 (+151.31%) Land $97,292 Building $433,661 |
| 2023 | $211,274 Land $72,576 Building $138,698 | $211,274 Land $72,576 Building $138,698 | |
| 2022 | $1,256.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 213 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 339 units insured incl. 126 condo units |
| Nearby Flood Claims | 49 (1996–2022) |
| Claims Outside the SFHA | 3 of 49 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 98.5% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WEST CARTERET WATER CORP private · serves 19,512 people · EPA ID NC0416040 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 371 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Brightspeed.
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