Cumberland County property record for 104 Elfreth Ln, Spring Lake, NC 28390
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,264 sqft · built 1980 |
| Lot Size | 0.3 acres (13,068 sqft) |
| Owner | Company Name on Record |
| Last Sale | $50,000 (Aug 2020) |
| Tax Bill | $2,721 (2026) |
| Deeds & Mortgages | Jun 2021 Mortgage Aug 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0501-57-0182 |
| Primary APN | 0501-57-0182 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,264 sqft Heated Area |
| 1st Floor Area | 1,264 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Traditional |
| Exterior Material | Wood Siding |
| Foundation Type | Stone |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 13,068 sqft (0.3 acres) |
| Lot Dimensions | 174 ft deep x 54.4 ft wide |
| Garage Area | 308 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 52 sqft |
| Patio Area | 168 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Street Address | 104 ELFRETH LN |
|---|---|
| City | SPRING LAKE |
| State | NC |
| Zip | 28390-3224 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PND |
| Legal Description | MANCHESTER FOREST LO:95 SE:01 PL:0044-0080 |
| Legal Subdivision | MANCHESTER FOREST |
| Legal Block | 57 |
| Legal Lot Number | 95 |
| Jurisdiction | CUMBERLAND NC |
| Township / Civil Division | MANCHESTER |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 3501 |
Source: Cumberland County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 104 ELFRETH LN, SPRING LAKE, NC 28390-3224 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Jun 29, 2021 | Deed of Trust, Mortgage · Commercial Mortgage LENDINGONE LLC |
| Aug 26, 2020 | Warranty Deed, Transfer · Commercial Mortgage RCN CAPITAL LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 26, 2020 · Amount on Record |
| Deed Sale | Aug 26, 2020 · Amount on Record |
| Prior Sale | Sep 20, 2002 · Amount on Record |
| Deed Document Number | 202030912 |
| Deed Book / Page | 10858 / 441 |
| Prior Transfer Date | Jun 10, 2009 |
| Prior Transfer Doc | 0081840734 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CUMBERLAND NC |
| Property Address | 104 ELFRETH LN, SPRING LAKE, NC 28390-3224 |
| Transaction Type | Mortgage |
| Record Updated | Aug 22, 2022 |
| Name | Verified Name |
|---|---|
| Address | 7771 TRAPPERS RD, FAYETTEVILLE, NC 28311-7408 |
| Document Number | 0111680784 |
|---|---|
| Date | Jun 29, 2021 |
| Book Page | 11168/784 |
| Instrument | 30059 |
| Name | LENDINGONE LLC |
|---|---|
| Type | Lending Institution |
| Address | BOCA RATON, FL 33431 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CUMBERLAND NC |
| Recording Date | Aug 26, 2020 |
| Property Address | 104 ELFRETH LN, SPRING LAKE, NC 28390-3224 |
| Document Number | 0108580441 |
| Book / Page | 10858 / 441 |
| Map Reference | MB 44 PG 80 |
| Instrument Date | Aug 25, 2020 |
| Instrument | 30912 |
| Transaction Type | Transfer |
| Record Updated | Aug 22, 2022 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $100.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2105 HEBERT ST, 2105, BEAUMONT, TX 77705-3310 |
| Name | Verified Name |
|---|---|
| Address | 104 ELFRETH LN, SPRING LAKE, NC 28390-3224 |
| Document Number | 0000030913 |
|---|---|
| Date | Aug 26, 2020 |
| Instrument | 30913 |
| Name | RCN CAPITAL LLC |
|---|---|
| Type | Mortgage Company |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 13 Months |
| Due | Sep 1, 2021 |
Source: Cumberland County assessment roll, as of December 19, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cumberland County |
| Municipality | Spring Lake Town |
| Unified School District | Cumberland County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,721.00 | ||
| 2025 | $2,721.00 (+45.27%) | $138,854 (+41.43%) Land $28,000 Building $110,854 | $138,854 (+41.43%) Land $28,000 Building $110,854 |
| 2024 | $1,873.00 (+11.03%) | $98,181 (-) Land $15,000 Building $83,181 | $98,181 (-) Land $15,000 Building $83,181 |
| 2023 | $1,687.00 | $98,181 Land $15,000 Building $83,181 | $98,181 Land $15,000 Building $83,181 |
| 2022 | $1,687.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 12, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF SPRING LAKE serves 11,725 people · EPA ID NC0326020 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | E. coli currently in violation since Sep 2026 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 7 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 283 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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