Cumberland County property record for 100 Elfreth Ln, Spring Lake, NC 28390
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,128 sqft · built 1980 |
| Lot Size | 0.239 acres (10,454 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $184,000 (Sep 2025) |
| Tax Bill | $2,371 (2025) |
| Deeds & Mortgages | Mar 2023 Sale & Mortgage Aug 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0501-47-9256 |
| Primary APN | 0501-47-9256 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,128 sqft Heated Area |
| 1st Floor Area | 1,128 sqft |
| Fireplace | Fireplace |
| Year Built | Built 1980 |
|---|---|
| Architectural Style | Traditional |
| Exterior Material | Combination |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 10,454 sqft (0.239 acres) |
| Lot Dimensions | 100 ft deep x 106 ft wide |
| Garage Area | 312 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Porch Area | 16 sqft |
| Patio Area | 144 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Old Parcel Number | 0501.10479256 |
|---|---|
| Street Address | 100 ELFRETH LN |
| City | SPRING LAKE |
| State | NC |
| Zip | 28390-3224 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PND |
| Legal Description | MANCHESTER FOREST LO:97 SE:01 PL:0044-0080 |
| Legal Subdivision | MANCHESTER FOREST |
| Legal Lot Number | 97 |
| Jurisdiction | CUMBERLAND NC |
| Township / Civil Division | MANCHESTER |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 3501 |
Source: Cumberland County records, as of December 18, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 100 ELFRETH LN, SPRING LAKE, NC 28390-3224 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 28, 2023 | Warranty Deed, Transfer · Conventional Mortgage CHANGE LENDING LLC |
| Aug 24, 2021 | Warranty Deed, Transfer · Conventional Mortgage NAVY FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 2, 2025 · Amount on Record |
| Deed Sale | Sep 2, 2025 · Amount on Record |
| Prior Sale | Mar 28, 2023 · Amount on Record |
| Deed Document Number | 0012320272 |
| Deed Book / Page | 12320 / 272 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CUMBERLAND NC |
| Recording Date | Mar 28, 2023 |
| Property Address | 100 ELFRETH LN, SPRING LAKE, NC 28390-3224 |
| Document Number | 0116990749 |
| Book / Page | 11699 / 749 |
| Map Reference | MB 44 PG 80 |
| Instrument Date | Jan 21, 2023 |
| Instrument | 9138 |
| Transaction Type | Transfer |
| Record Updated | Apr 7, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $292.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 35882 SAYRE RD, CARTHAGE, NY 13619-9558 |
| Name | Verified Name |
|---|---|
| Address | 100 ELFRETH LN, SPRING LAKE, NC 28390-3224 |
| Document Number | 0000009139 |
|---|---|
| Date | Mar 28, 2023 |
| Instrument | 9139 |
| Name | CHANGE LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CUMBERLAND NC |
| Recording Date | Aug 24, 2021 |
| Property Address | 100 ELFRETH LN, SPRING LAKE, NC 28390-3224 |
| Document Number | 0112270865 |
| Book / Page | 11227 / 865 |
| Map Reference | MB 44 PG 80 |
| Instrument Date | Aug 11, 2021 |
| Instrument | 39571 |
| Transaction Type | Transfer |
| Record Updated | Sep 15, 2021 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $248.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1165 W INDIANA AVE, 1165, SOUTHERN PINES, NC 28387-4529 |
| Name | Verified Name |
|---|---|
| Address | 100 ELFRETH LN, SPRING LAKE, NC 28390-3224 |
| Document Number | 39572 |
|---|---|
| Date | Aug 24, 2021 |
| Instrument | 39572 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2051 |
Source: Cumberland County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cumberland County |
| Municipality | Spring Lake Town |
| Unified School District | Cumberland County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,371.00 (+55.27%) | $131,735 (+43.65%) Land $28,000 Building $103,735 | $131,735 (+43.65%) Land $28,000 Building $103,735 |
| 2024 | $91,703 (+5.57%) Land $15,000 Building $76,703 | $91,703 (+5.57%) Land $15,000 Building $76,703 | |
| 2023 | $1,527.00 | $86,868 Land $15,000 Building $71,868 | $86,868 Land $15,000 Building $71,868 |
| 2022 | $1,527.00 (+2.28%) | ||
| 2019 | $1,493.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 12, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF SPRING LAKE serves 11,725 people · EPA ID NC0326020 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | E. coli currently in violation since Sep 2026 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 7 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 283 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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