104 E Savoy St, Lecanto, FL 34461 Property Records

Citrus County property record for 104 E Savoy St, Lecanto, FL 34461

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,433 sqft · built 2006
Lot Size	1.1 acres (47,964 sqft)
Owner	Individual Name on Record
Last Sale	$485,000 (Mar 2025)
Tax Bill	$3,055 (2025)
Deeds & Mortgages	Sep 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`19E-18S-31-0020-000J0-005.0`

Property Details

APN / Parcel Number

Primary APN	`19E-18S-31-0020-000J0-005.0`
Alternative APNs	`3118S19E0020000J00050` `1628610`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,433 sqft Living Area
1st Floor Area	2,433 sqft
Flooring	Concrete/Cement

Exterior

Year Built	Built 2006
Architectural Style	Other
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Footing
Roof Type	Hip
Roof Material	Fiberglass
Lot Area	47,964 sqft (1.1 acres)
Lot Dimensions	254 ft deep x 94 ft wide
Garage Area	616 sqft
Parking Spaces	7 Parking Spaces

Exterior Amenities

Pool Area	286 sqft
Porch	Open Porch
Porch Area	458 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	1628610
Old Parcel Number	3118S19E0020000J00050
Street Address	104 E SAVOY ST
City	LECANTO
State	FL
Zip	34461-5103
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LDR LOW DENSITY RESIDENT
Legal Description	KENSINGTON ESTS UNIT 2 PB 11 PG 66 LOT 5 BLK J
Legal Range	19E
Legal Township	18S
Legal Section	31
Legal Subdivision	KENSINGTON ESTATES UNIT 2
Legal Block	J
Legal Lot Number	5
Legal Unit	2
Jurisdiction	CITRUS FL
Township / Civil Division	INVERNESS
Census Block Group	2
Census Block	2002
Census Tract	450704

Owner

Source: Citrus County records, as of December 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	104 E SAVOY ST, LECANTO, FL 34461-5103
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 25, 2025 · Amount on Record
Deed Sale	Mar 25, 2025 · Amount on Record
Prior Sale	Sep 17, 2013 · Amount on Record
Deed Document Number	2025017534
Deed Book / Page	3551 / 136
Record Updated	Jun 8, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CITRUS FL
Property Address	104 E SAVOY ST, LECANTO, FL 34461-5103
Transaction Type	Mortgage
Record Updated	Oct 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 E SAVOY ST, LECANTO, FL 34461-5103

Mortgage

Document Number	0034110039
Date	Sep 20, 2023
Book Page	3411/39
Instrument	2023054465

Lender

Name	BRANNEN BANK
Type	Bank
Address	INVERNESS, FL 34450

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2038

Tax Assessment & Valuation

Source: Citrus County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Citrus County
Unified School District	Citrus County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,055.00 (+4.66%) Homeowner's exemption Additional exemption filed	$402,578 (-2.11%) Land $35,900 Building $366,678	$402,578 (-2.11%) Land $35,900 Building $366,678
2024	$2,919.00 (+2.46%) Homeowner's exemption Additional exemption filed	$411,267 (+3.31%) Land $30,000 Building $381,267	$411,267 (+3.31%) Land $30,000 Building $381,267
2023	$2,849.00 (+6.74%) Homeowner's exemption Additional exemption filed	$398,080 (+15.57%) Land $28,000 Building $370,080	$398,080 (+15.57%) Land $28,000 Building $370,080
2022	$2,669.00 Homeowner's exemption Additional exemption filed	$344,445 Land $21,400 Building $323,045	$344,445 Land $21,400 Building $323,045

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · lower than 70% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITRUS CO UTL/CHARLES A. BLACK serves 29,218 people · EPA ID FL6094948
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	14 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20