104 E Rowan St, Raleigh, NC 27609 Property Records

Wake County property record for 104 E Rowan St, Raleigh, NC 27609

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,250 sqft · built 1961
Lot Size	0.27 acres (11,761 sqft)
Owner	Individual Name on Record
Last Sale	$475,000 (Feb 2022)
Tax Bill	$5,007 (2025)
Deeds & Mortgages	Nov 2021 Line of Credit Feb 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`1706.19-61-6591-000`

Property Details

APN / Parcel Number

Primary APN	`1706.19-61-6591-000`
Alternative APNs	`1706.19-61-6591 0012600` `1706616591` `001260001` `0012600`

Interior

Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,250 sqft Living Area
1st Floor Area	1,250 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1961
Effective Year Built	Effective 2006
Architectural Style	Conventional
Construction Type	Frame
Foundation Type	No Foundation
Roof Type	Gable
Lot Area	11,761 sqft (0.27 acres)

Exterior Amenities

Porch	Screened Porch
Porch Area	369 sqft
Deck Area	504 sqft
Patio Area	216 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	0012600
Street Address	104 E ROWAN ST
City	RALEIGH
State	NC
Zip	27609-5728
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-4
Legal Description	LO4 LAKEMONT SE1
Legal Subdivision	LAKEMONT
Legal Lot Number	4
Jurisdiction	WAKE NC
Township / Civil Division	RALEIGH
Census Block Group	3
Census Block	3001
Census Tract	52602

Owner

Source: Wake County records, as of September 9, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	104 E ROWAN ST, RALEIGH, NC 27609-5728
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Nov 12, 2021	Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO
Feb 8, 2022	Warranty Deed, Transfer · Conventional Mortgage NORTH STATE BANK
Jun 4, 2021	Warranty Deed, Transfer
Aug 10, 2018	Warranty Deed, Transfer · Conventional Mortgage PROSPERITY HM MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 8, 2022 · Amount on Record
Deed Sale	Feb 8, 2022 · Amount on Record
Prior Sale	Jun 4, 2021 · Amount on Record
Deed Book / Page	18911 / 1954
Record Updated	Sep 20, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAKE NC
Property Address	104 E ROWAN ST, RALEIGH, NC 27609-5728
Transaction Type	Mortgage
Record Updated	May 5, 2022
Title Company	STEWART TITLE, STEWART TTL GUARANTY NON CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	212 DRUMMOND DR, RALEIGH, NC 27609-7003

Mortgage

Document Number	018793/576
Date	Nov 12, 2021
Book Page	18793/576

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount Recorded

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAKE NC
Recording Date	Feb 8, 2022
Property Address	104 E ROWAN ST, RALEIGH, NC 27609-5728
Document Number	18911/1954
Book / Page	18911 / 1954
Map Reference	MB 1960 PG 366
Instrument Date	Feb 8, 2022
Transaction Type	Transfer
Record Updated	Feb 16, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$950.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	212 DRUMMOND DR, 212, RALEIGH, NC 27609-7003

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 E ROWAN ST, RALEIGH, NC 27609-5728

Mortgage

Document Number	0189111956
Date	Feb 8, 2022
Instrument	18911/1956

Lender

Name	NORTH STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAKE NC
Recording Date	Jun 4, 2021
Property Address	104 E ROWAN ST, RALEIGH, NC 27609-5728
Document Number	185362118
Book / Page	18536 / 2118
Map Reference	MB 1960 PG 366
Instrument Date	May 27, 2021
Transaction Type	Transfer
Record Updated	Aug 2, 2021

Transaction

Amount	Amount Recorded
Tax	$950.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7300 TANBARK WAY, 7300, RALEIGH, NC 27615-5365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	212 DRUMMOND DR, RALEIGH, NC 27609-7003

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAKE NC
Recording Date	Aug 10, 2018
Property Address	104 E ROWAN ST, RALEIGH, NC 27609-5728
Document Number	172112117
Book / Page	017211 / 002117
Instrument Date	Aug 9, 2018
Transaction Type	Transfer
Record Updated	Aug 16, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$710.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 E ROWAN ST RALEIGH NC 276095728, RALEIGH, NC 27609-5728

Mortgage

Document Number	172112119
Date	Aug 10, 2018
Book Page	017211/002119

Lender

Name	PROSPERITY HM MTG
Type	Mortgage Company
Address	CHANTILLY, VA 20151

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 9, 2048

Tax Assessment & Valuation

Source: Wake County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Wake County
Municipality	Raleigh City
Unified School District	Wake County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,007.00 (+22.87%)	$571,901 (+53.71%) Land $475,000 Building $96,901	$571,901 (+53.71%) Land $475,000 Building $96,901
2023	$4,075.00	$372,075 Land $240,000 Building $132,075	$372,075 Land $240,000 Building $132,075

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	26 (1978–1983)
Most Recent Claim	Aug 1983 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.5% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF RALEIGH serves 650,000 people · EPA ID NC0392010
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 178 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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