100 E Rowan St, Raleigh, NC 27609 Property Records

Wake County property record for 100 E Rowan St, Raleigh, NC 27609

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 4,720 sqft · built 2023
Lot Size	0.39 acres (16,988 sqft)
Owner	2 Individual Names on Record
Last Sale	$2,892,500 (May 2024)
Tax Bill	$24,715 (2025)
Deeds & Mortgages	Nov 2025 Mortgage Aug 2022 Sale & Construction Loan + 2 more
Flood Zone	Zone X (minimal risk)
APN	`1706.19-61-5592-000`

Property Details

APN / Parcel Number

Primary APN	`1706.19-61-5592-000`
Alternative APNs	`1706.19-61-5592 0057657` `1706615592` `005765701` `0057657`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	4,720 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Frame
Foundation Type	No Foundation
Roof Type	Gable
Lot Area	16,988 sqft (0.39 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	0057657
Street Address	100 E ROWAN ST
City	RALEIGH
State	NC
Zip	27609-5728
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-4
Legal Description	LO3 LAKEMONT SE1 BM1960-00366
Legal Subdivision	LAKEMONT
Legal Lot Number	3
Jurisdiction	WAKE NC
Township / Civil Division	RALEIGH
Census Block Group	3
Census Block	3001
Census Tract	52602

Owner

Source: Wake County records, as of January 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	100 E ROWAN ST, RALEIGH, NC 27609-5728
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 13, 2025	Deed of Trust, Mortgage · Conventional Mortgage FIRST CITIZENS BANK & TRUST CO
Aug 8, 2022	Warranty Deed, Transfer · Construction Mortgage PROVIDENCE BANK
Jul 22, 2022	Warranty Deed, Transfer · Commercial Mortgage STEPHEN EASTMAN
Aug 9, 2018	Deed of Trust, Mortgage · Line of Credit STATE EMPS FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 22, 2024 · Amount on Record
Deed Sale	May 22, 2024 · Amount on Record
Prior Sale	Aug 8, 2022 · Amount on Record
Deed Book / Page	19616 / 955
Prior Transfer Date	Mar 6, 2008
Prior Transfer Doc	13181/2595
Record Updated	Jun 8, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAKE NC
Property Address	100 E ROWAN ST, RALEIGH, NC 27609-5728
Transaction Type	Mortgage
Record Updated	Dec 4, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	100 E ROWAN ST, RALEIGH, NC 27609-5728

Mortgage

Document Number	020067/182
Date	Nov 13, 2025
Book Page	20067/182

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	COLUMBIA, SC 29211

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.85%
Type Change Date	Dec 1, 2030
Change Frequency	6 Months
Min Rate At Change	3.85%
Max Rate At Change	7.85%
Index	SOFR Average 30-Day
Margin	3
Max Rate	10.8%

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAKE NC
Recording Date	Aug 8, 2022
Property Address	100 E ROWAN ST, RALEIGH, NC 27609-5728
Document Number	19112/2783
Book / Page	19112 / 2783
Map Reference	MB 1960 PG 366
Instrument Date	Jul 25, 2022
Transaction Type	Transfer
Record Updated	Aug 24, 2022

Transaction

Amount	Amount Recorded
Tax	$1,250.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	107 FAYETTEVILLE ST STE 300, 107, RALEIGH, NC 27601-2915

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9234 CARLSWOOD CT, RALEIGH, NC 27613-5808

Mortgage

Document Number	19112/2786
Date	Aug 8, 2022
Book Page	19112/2786

Lender

Name	PROVIDENCE BANK
Type	Bank
Address	WILSON, NC 27896

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAKE NC
Recording Date	Jul 22, 2022
Property Address	100 E ROWAN ST, RALEIGH, NC 27609-5728
Document Number	19096/1459
Book / Page	19096 / 1459
Map Reference	MB 1960 PG 366
Instrument Date	Jul 12, 2022
Transaction Type	Transfer
Record Updated	Aug 24, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,080.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	403 DENNIS AVE, 403, RALEIGH, NC 27604-2139

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	107 FAYETTEVILLE ST STE 300, 300, RALEIGH, NC 27601-2915
Investor	Possibly a Property Investor

Mortgage

Document Number	0190961461
Date	Jul 22, 2022
Instrument	19096/1461

Lender

Name	STEPHEN EASTMAN
Type	Private Party

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAKE NC
Property Address	100 E ROWAN ST, RALEIGH, NC 27609-5728
Document Number	172152509
Instrument Date	Aug 9, 2018
Transaction Type	Mortgage
Record Updated	Aug 21, 2018
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	100 E ROWAN ST RALEIGH NC 276095728, RALEIGH, NC 27609-5728

Mortgage

Document Number	172152509
Date	Aug 16, 2018
Book Page	017215/002509

Lender

Name	STATE EMPS FCU
Type	Credit Union
Address	RALEIGH, NC 27609

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Wake County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Wake County
Municipality	Raleigh City
Unified School District	Wake County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$24,715.00 (+645.78%)	$2,831,708 (+836.85%) Land $593,750 Building $2,237,958	$2,831,708 (+836.85%) Land $593,750 Building $2,237,958
2023	$3,314.00	$302,257 Land $240,000 Building $62,257	$302,257 Land $240,000 Building $62,257

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	26 (1978–1983)
Most Recent Claim	Aug 1983 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.5% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF RALEIGH serves 650,000 people · EPA ID NC0392010
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 178 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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