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104 E Clay St, New Buffalo, MI 49117 Property Records

Berrien County property record for 104 E Clay St, New Buffalo, MI 49117

Property Summary

Property TypeSingle Family Home
Details2 ba · 2,188 sqft
Lot Size0.2 acres (8,712 sqft)
Owner2 Individual Names on Record
Last Sale$290,000 (Nov 2021)
Tax Bill$4,211 (2025)
Deeds & MortgagesNov 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN62-8200-0051-08-2

Property Details

APN / Parcel Number

Primary APN62-8200-0051-08-2
Alternative APN
  • 11-62-8200-0051-08-2

Interior

Full Baths2 Baths
Stories2 Stories
Building Area2,188 sqft Living Area
1st Floor Area1,094 sqft

Exterior

Lot Area8,712 sqft (0.2 acres)
Lot Dimensions132 ft deep x 66 ft wide
Garage Area288 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address104 E CLAY ST
CityNEW BUFFALO
StateMI
Zip49117-1407
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1
Legal DescriptionCOM 66'N60DEG E OF SW COR OF BLK 51 VIRGINIA ADD TO VILLAGE OF NEW BUFFALO TH N60DEG E 66'TH N30DEG W 132'TH S60DEG W 66'TH S30DEG E 132'TO BEG
Legal SubdivisionVIRGINIA ADD
Legal Block51
JurisdictionBERRIEN MI
Township / Civil DivisionNEW BUFFALO
Census Block Group2
Census Block2074
Census Tract11302

Owner

Source: Berrien County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address104 E CLAY ST, NEW BUFFALO, MI 49117-1407
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 24, 2021 · Amount on Record
Deed SaleNov 24, 2021 · Amount on Record
Prior SaleOct 4, 2013
Deed Book / Page3354 / 1335
Prior Transfer DateNov 27, 2007
Prior Transfer Doc02821/1686
Record UpdatedOct 29, 2026

November 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBERRIEN MI
Recording DateNov 24, 2021
Property Address104 E CLAY ST, NEW BUFFALO, MI 49117-1407
Document Number03354/1335
Book / Page3354 / 1335
Map ReferenceMB E PG 291
Instrument DateNov 5, 2021
Transaction TypeTransfer
Record UpdatedNov 9, 2023
Title CompanyCHICAGO TITLE/MI, CHICAGO TITLE OF MI INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,494.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address218 E BUFFALO ST, NEW BUFFALO, MI 49117-1108

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address104 E CLAY ST, NEW BUFFALO, MI 49117-1407

Mortgage

Document Number0033541275
DateNov 24, 2021
Instrument3354/1275
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2051

Tax Assessment & Valuation

Source: Berrien County assessment roll, as of September 28, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyBerrien County
MunicipalityNew Buffalo City
Unified School DistrictNew Buffalo Area School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$217,000 (+17.17%)$434,000 (+17.17%)
2025$4,211.00 (+10.41%) Homeowner's exemption$185,200 (+22.16%)$370,400 (+22.16%)
2024$3,814.00 (+8.97%)
2023$151,600$303,200
2022$3,500.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNEW BUFFALO TOWNSHIP
serves 2,845 people · EPA ID MI0004685
Water SourcePurchased surface water from several systems
Last State InspectionApr 2025
Lead2 ppb (2020–2022)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 352 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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