104 E Bridle Ln, Havelock, NC 28532 Property Records

Craven County property record for 104 E Bridle Ln, Havelock, NC 28532

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,820 sqft · built 1980
Lot Size	0.49 acres (21,347 sqft)
Owner	Individual Name on File
Last Sale	$235,000 (Apr 2026)
Tax Bill	$2,223 (2025)
Deeds & Mortgages	Aug 2010 Line of Credit Nov 2016 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`6-218-1-SCT2-018`

Property Details

APN / Parcel Number

Primary APN	`6-218-1-SCT2-018`
Alternative APN	`121643`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,820 sqft Living Area
1st Floor Area	1,820 sqft
Interior Walls	Finished/Painted

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Exterior Material	Brick Veneer
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	21,347 sqft (0.49 acres)
Pool Area	392 sqft
Storage Building	192 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	121643
Street Address	104 E BRIDLE LN
City	HAVELOCK
State	NC
Zip	28532-2943
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	18 MARMANN TERR SEC2
Legal Subdivision	MARMANN TERRACE
Jurisdiction	CRAVEN NC
Township / Civil Division	6
Census Block Group	1
Census Block	1010
Census Tract	961301

Owner

104 E Bridle Ln is owned and occupied by an individual who bought it in April 2026.

Source: Craven County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	104 E BRIDLE LN, HAVELOCK, NC 28532-2943
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Aug 11, 2010	Deed of Trust, Mortgage · Line of Credit NAVY FCU
Nov 29, 2016	Deed of Trust, Mortgage · Commercial Mortgage FIRST SOUTH BANK
Apr 15, 2026	Warranty Deed, Transfer · FHA Mortgage CMG MORTGAGE INC
Apr 15, 2026	Warranty Deed, Transfer · FHA Mortgage CMG MORTGAGE INC
Jul 20, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 15, 2026 · Amount on File
Deed Sale	Apr 15, 2026 · Amount on File
Prior Sale	Feb 1, 1990 · Amount on File
Deed Document Number	202610154872
Deed Book / Page	3876 / 1295
Prior Transfer Date	Jul 20, 2018
Prior Transfer Doc	3542/1188
Record Updated	Oct 29, 2026

August 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRAVEN NC
Property Address	104 E BRIDLE LN, HAVELOCK, NC 28532-2943
Transaction Type	Mortgage
Record Updated	Apr 24, 2026
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02933/0549
Date	Aug 11, 2010
Book Page	2933/0549

Lender

Name	NAVY FCU
Type	Credit Union
Address	MERRIFIELD, VA 22119

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRAVEN NC
Property Address	104 E BRIDLE LN, HAVELOCK, NC 28532-2943
Transaction Type	Mortgage
Record Updated	Apr 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	03484/0226
Date	Nov 29, 2016
Book Page	3484/0226

Lender

Name	FIRST SOUTH BANK
Type	Bank
Address	WASHINGTON, NC 27889

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 28, 2046

Interest

Rate Type	Adjustable Rate

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CRAVEN NC
Recording Date	Apr 15, 2026
Property Address	104 E BRIDLE LN, HAVELOCK, NC 28532-2943
Document Number	0010154872
Book / Page	3876 / 1295
Instrument Date	Mar 25, 2026
Instrument	202610154872
Transaction Type	Transfer
Record Updated	Apr 23, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLUTI

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$47,470.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 E BRIDLE LN, HAVELOCK, NC 28532-2943

Mortgage

Document Number	0010154873,
Date	Apr 15, 2026
Instrument	202610154873

Lender

Name	CMG MORTGAGE INC

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate	6%
Max Rate	-1%

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CRAVEN NC
Recording Date	Apr 15, 2026
Property Address	104 E BRIDLE LN, HAVELOCK, NC 28532-2943
Document Number	03876/1295
Book / Page	3876 / 1295
Instrument Date	Mar 25, 2026
Instrument	202610154872
Transaction Type	Transfer
Record Updated	Aug 25, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLUTI

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$47,470.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 E BRIDLE LN, HAVELOCK, NC 28532-2943

Mortgage

Document Number	0010154873,
Date	Apr 15, 2026
Instrument	202610154873

Lender

Name	CMG MORTGAGE INC

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Max Rate	-1%

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CRAVEN NC
Recording Date	Jul 20, 2018
Property Address	104 E BRIDLE LN, HAVELOCK, NC 28532-2943
Document Number	3542/1188
Book / Page	3542 / 1188
Instrument Date	Jul 20, 2018
Instrument	000010025299
Transaction Type	Transfer
Record Updated	Sep 16, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	104 E BRIDLE LN, HAVELOCK, NC 28532-2943

Tax Assessment & Valuation

The 2025 property tax bill for 104 E Bridle Ln was $2,223.

Source: Craven County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Craven County
Municipality	Havelock City
Unified School District	Craven County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$215,260 (+16.56%) Land $40,000 Building $175,260	$215,260 (+16.56%) Land $40,000 Building $175,260
2025	$2,223.00	$184,670 Land $40,000 Building $144,670	$184,670 Land $40,000 Building $144,670
2023	$1,282.00 (+18.81%)	$184,670 (+22.06%) Land $40,000 Building $144,670	$184,670 Land $40,000 Building $144,670
2022	$1,079.00	$151,300 Land $40,000 Building $111,300
2018			$151,300 Land $40,000 Building $111,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 104 E Bridle Ln in Zone X, an area of minimal flood risk, though there have been 14 flood claims nearby since 1999.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	14 (1999–2018)
Claims Outside the SFHA	9 of 14
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 104 E Bridle Ln is moderate, ranking above 47% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · above 68% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HAVELOCK WATER SYSTEM serves 14,925 people · EPA ID NC0425015
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 127 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Metronet.

Cell Coverage

5G and 4G LTE (outdoors only)

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