102 E Bridle Ln, Havelock, NC 28532 Property Records

Craven County property record for 102 E Bridle Ln, Havelock, NC 28532

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,768 sqft · built 1979
Lot Size	0.386 acres (16,793 sqft)
Owner	Individual Name on File
Last Sale	$190,000 (Jun 2024)
Tax Bill	$2,279 (2025)
Deeds & Mortgages	Jun 2024 Sale & Mortgage Jul 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`6-218-1-SCT2-017`

Property Details

APN / Parcel Number

Primary APN	`6-218-1-SCT2-017`
Alternative APNs	`124869` `140134`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,768 sqft Living Area
1st Floor Area	1,768 sqft
Interior Walls	Finished/Painted

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	16,793 sqft (0.386 acres)
Patio Area	900 sqft
Storage Building	1 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	140134
Street Address	102 E BRIDLE LN
City	HAVELOCK
State	NC
Zip	28532-2943
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 17 MARMANN TERR SEC2
Legal Subdivision	MARMANN TERRACE
Legal Lot Number	17
Jurisdiction	CRAVEN NC
Township / Civil Division	6
Census Block Group	1
Census Block	1010
Census Tract	961301

Owner

102 E Bridle Ln is owned and occupied by an individual who bought it in June 2024.

Source: Craven County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	102 E BRIDLE LN, HAVELOCK, NC 28532-2943
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 27, 2024	Warranty Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Jul 1, 2021	Deed of Trust, Mortgage · VA Mortgage AMERICAN FINANCIAL NETWORK INC
Mar 29, 2019	Warranty Deed, Transfer · VA Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 27, 2024 · Amount on File
Deed Sale	Jun 27, 2024 · Amount on File
Prior Sale	Mar 29, 2019 · Amount on File
Deed Document Number	202410128040
Deed Book / Page	3803 / 1069
Prior Transfer Date	Apr 28, 2010
Prior Transfer Doc	02914/0334
Record Updated	Oct 29, 2026

June 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CRAVEN NC
Recording Date	Jun 27, 2024
Property Address	102 E BRIDLE LN, HAVELOCK, NC 28532-2943
Document Number	03803/1069
Book / Page	3803 / 1069
Map Reference	CAB B SL 110
Instrument Date	Jun 13, 2024
Instrument	10128040
Transaction Type	Transfer
Record Updated	Oct 7, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$380.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	401 PERSIMMON LN, SWANSBORO, NC 28584-7742

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	102 E BRIDLE LN, HAVELOCK, NC 28532-2943

Mortgage

Document Number	0038031071
Date	Jun 27, 2024
Instrument	3803/1071

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2054

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRAVEN NC
Property Address	102 E BRIDLE LN, HAVELOCK, NC 28532-2943
Transaction Type	Mortgage
Record Updated	Aug 22, 2022
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	03677/2164
Date	Jul 1, 2021
Book Page	3677/2164
Instrument	10078684

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company
Address	BREA, CA 92821

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2051

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CRAVEN NC
Recording Date	Mar 29, 2019
Property Address	102 E BRIDLE LN, HAVELOCK, NC 28532-2943
Document Number	03565/1178
Book / Page	3565 / 1178
Instrument Date	Mar 28, 2019
Instrument	10035618
Transaction Type	Transfer
Record Updated	Aug 22, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	102 E BRIDLE LN, HAVELOCK, NC 28532-2943

Mortgage

Document Number	03565/1181
Date	Mar 29, 2019
Book Page	3565/1181
Instrument	10035619

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 102 E Bridle Ln was $2,279.

Source: Craven County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Craven County
Municipality	Havelock City
Unified School District	Craven County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$189,520 (-) Land $40,000 Building $149,520	$189,520 (-) Land $40,000 Building $149,520
2025	$2,279.00	$189,520 Land $40,000 Building $149,520	$189,520 Land $40,000 Building $149,520
2023	$2,191.00 (+22.47%)	$189,520 (+26.02%) Land $40,000 Building $149,520	$189,520 Land $40,000 Building $149,520
2022	$1,789.00	$150,390 Land $40,000 Building $110,390
2018			$150,390 Land $40,000 Building $110,390

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 102 E Bridle Ln in Zone X, an area of minimal flood risk, though there have been 14 flood claims nearby since 1999.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	14 (1999–2018)
Claims Outside the SFHA	9 of 14
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 102 E Bridle Ln is moderate, ranking above 47% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · above 68% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HAVELOCK WATER SYSTEM serves 14,925 people · EPA ID NC0425015
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 127 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Metronet.

Cell Coverage

5G and 4G LTE (outdoors only)

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