104 E Ballard St, Cherryville, NC 28021 Property Records

Gaston County property record for 104 E Ballard St, Cherryville, NC 28021

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,820 sqft · built 1930
Lot Size	0.3 acres (13,068 sqft)
Owner	2 Company Names on File
Tax Bill	$2,660 (2026)
Deeds & Mortgages	Jan 2019 Sale Sep 2018 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06012 04100`

Property Details

APN / Parcel Number

Primary APN	`06012 04100`
Alternative APN	`130662`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	2 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,820 sqft Heated Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Architectural Style	Conventional
Exterior Material	Brick Veneer
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	13,068 sqft (0.3 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	314 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	104 E BALLARD ST
City	CHERRYVILLE
State	NC
Zip	28021-3304
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	06 012 041 00 000
Jurisdiction	GASTON NC
Township / Civil Division	CHERRYVILLE
Census Block Group	1
Census Block	1027
Census Tract	30700

Owner

104 E Ballard St is owned by a company that acquired it in August 2018.

Source: Gaston County records, as of August 31, 2026

Owner of Record	2 Company Names on File
Mailing Address	104 E BALLARD ST, CHERRYVILLE, NC 28021-3304
Owner Type	Company
Vesting	Life Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 30, 2019	Warranty Deed, Transfer ATTORNEY ONLY
Sep 6, 2018	Deed of Trust, Mortgage · Line of Credit HOME TR
Aug 13, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 1, 1991
Deed Sale	May 1, 1991
Deed Book / Page	2101 / 865
Last Transfer Date	Aug 3, 2018
Transfer Doc	0049932213
Record Updated	Oct 29, 2026

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GASTON NC
Recording Date	Jan 30, 2019
Property Address	104 E BALLARD ST, CHERRYVILLE, NC 28021-3304
Document Number	0050221379
Book / Page	005022 / 001379
Instrument Date	Jan 25, 2019
Transaction Type	Transfer
Record Updated	Feb 14, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 HAMPTON DR CHERRYVILLE NC 280212609, CHERRYVILLE, NC 28021-2609

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GASTON NC
Property Address	104 E BALLARD ST, CHERRYVILLE, NC 28021-3304
Document Number	0049991259
Instrument Date	Sep 6, 2018
Transaction Type	Mortgage
Record Updated	Oct 1, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 E BALLARD ST CHERRYVILLE NC 280213304, CHERRYVILLE, NC 28021-3304

Mortgage

Document Number	0049991259
Date	Sep 11, 2018
Book Page	004999/001259

Lender

Name	HOME TR
Address	ASHEVILLE, NC 28802-0010

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

August 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GASTON NC
Recording Date	Aug 13, 2018
Property Address	104 E BALLARD ST, CHERRYVILLE, NC 28021-3304
Document Number	0049932213
Book / Page	004993 / 002213
Instrument Date	Aug 3, 2018
Transaction Type	Transfer
Record Updated	Aug 29, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	104 E BALLARD ST CHERRYVILLE NC 280213304, CHERRYVILLE, NC 28021-3304

Tax Assessment & Valuation

The 2026 property tax bill for 104 E Ballard St was $2,660.

Source: Gaston County assessment roll, as of August 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Gaston County
Municipality	Cherryville City
Unified School District	Gaston County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,660.00	$246,600 (-) Land $12,500 Building $234,100
2025	$2,660.00	$246,600 Land $12,500 Building $234,100
2023	$2,687.00	$246,600 Land $12,500 Building $234,100
2021			$120,510 Land $10,000 Building $110,510

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 104 E Ballard St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 1, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 104 E Ballard St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHERRYVILLE serves 6,353 people · EPA ID NC0136030
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 333 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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