101 E Ballard St, Cherryville, NC 28021 Property Records

Gaston County property record for 101 E Ballard St, Cherryville, NC 28021

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,061 sqft · built 1925
Lot Size	0.15 acres (6,534 sqft)
Owner	2 Individual Names on Record
Last Sale	$200,000 (Jul 2022)
Tax Bill	$2,095 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Aug 2023 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`06012 04000`

Property Details

APN / Parcel Number

Primary APN	`06012 04000`
Alternative APN	`130661`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	2 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,061 sqft Heated Area
Interior Walls	Paneling

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Architectural Style	Bungalow
Exterior Material	Brick Veneer
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	6,534 sqft (0.15 acres)
Garage Area	336 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	262 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	101 E BALLARD ST
City	CHERRYVILLE
State	NC
Zip	28021-3303
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	06 012 040 00 000
Jurisdiction	GASTON NC
Township / Civil Division	CHERRYVILLE
Census Block Group	1
Census Block	1021
Census Tract	30700

Owner

Source: Gaston County records, as of March 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	101 E BALLARD ST, CHERRYVILLE, NC 28021-3303
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 13, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Aug 18, 2023	Deed of Trust, Mortgage · FHA Mortgage RUOFF MORTGAGE COMPANY INC
Mar 21, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage KIP ASMUTH ETUX
Jul 22, 2022	Warranty Deed, Transfer FOREHAND TITLE COMPANY, MOREHEAD TITLE COMPANY
Jun 10, 2022	Warranty Deed, Transfer FOREHAND TITLE COMPANY, MOREHEAD TITLE COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 22, 2022 · Amount on Record
Deed Sale	Jul 22, 2022 · Amount on Record
Prior Sale	Jun 10, 2022 · Amount on Record
Deed Book / Page	5353 / 587
Record Updated	Jun 8, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GASTON NC
Property Address	101 E BALLARD ST, CHERRYVILLE, NC 28021-3303
Transaction Type	Mortgage
Record Updated	Apr 2, 2026
Title Company	ROCKET CLOSE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	101 E BALLARD ST, CHERRYVILLE, NC 28021-3303

Mortgage

Document Number	0056190208
Date	Feb 13, 2026
Book Page	5619/208

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	1050 WOODWARD AVE, DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GASTON NC
Property Address	101 E BALLARD ST, CHERRYVILLE, NC 28021-3303
Transaction Type	Mortgage
Record Updated	Sep 7, 2023
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1670 MAGNAVOX WAY, FORT WAYNE, IN 46804-1536

Mortgage

Document Number	0054290572
Date	Aug 18, 2023
Book Page	5429/572

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company
Address	FORT WAYNE, IN 46804

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GASTON NC
Property Address	101 E BALLARD ST, CHERRYVILLE, NC 28021-3303
Transaction Type	Mortgage
Record Updated	Aug 30, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	101 E BALLARD ST, CHERRYVILLE, NC 28021-3303

Mortgage

Document Number	0053990021
Date	Mar 21, 2023
Book Page	5399/21

Lender

Name	KIP ASMUTH ETUX
Type	Private Party
Address	107 LEE ST, BELMONT, NC 28012

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	21 Months
Due	Dec 1, 2024

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GASTON NC
Recording Date	Jul 22, 2022
Property Address	101 E BALLARD ST, CHERRYVILLE, NC 28021-3303
Document Number	0053530587
Book / Page	5353 / 587
Instrument Date	Jul 21, 2022
Transaction Type	Transfer
Record Updated	Aug 29, 2022
Title Company	FOREHAND TITLE COMPANY, MOREHEAD TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$400.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	101 E BALLARD ST, CHERRYVILLE, NC 28021-3303

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GASTON NC
Recording Date	Jun 10, 2022
Property Address	101 E BALLARD ST, CHERRYVILLE, NC 28021-3303
Document Number	0053431372
Book / Page	5343 / 1372
Instrument Date	Jun 9, 2022
Transaction Type	Transfer
Record Updated	Sep 9, 2022
Title Company	FOREHAND TITLE COMPANY, MOREHEAD TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$134.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2301 FAIRWAYS DR, 2301, CHERRYVILLE, NC 28021-2113

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	101 E BALLARD ST, CHERRYVILLE, NC 28021-3303

Tax Assessment & Valuation

Source: Gaston County assessment roll, as of August 19, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Gaston County
Municipality	Cherryville City
Unified School District	Gaston County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,095.00 (+12.69%)	$194,220 (+13.87%) Land $10,630 Building $183,590
2023	$1,859.00	$170,560 Land $10,630 Building $159,930
2021			$55,000 Land $8,500 Building $46,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHERRYVILLE serves 6,353 people · EPA ID NC0136030
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 333 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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