104 E 6th St, Panama City, FL 32401 Property Records

Bay County property record for 104 E 6th St, Panama City, FL 32401

Property Summary

Property TypeService Station (Full Service)
Details1,764 sqft · built 1959
Lot Size0.257 acres (11,195 sqft)
OwnerTrust Name on File
Tax Bill$1,631 (2025)
Flood ZoneZone X (minimal risk)
APN19752-000-000

Property Details

APN / Parcel Number

Primary APN19752-000-000

Interior

Total Rooms5 Rooms
Stories1 Story
Building Area1,764 sqft Total Area
1st Floor Area1,434 sqft
FlooringConcrete/Cement
Interior WallsPlywood

Exterior

Year BuiltBuilt 1959
Exterior MaterialBrick
Construction TypeWood
Fire ResistanceWood or Wood & Steel Frame
Roof TypeWood Truss
Roof MaterialBuilt-Up Asphalt
Lot Area11,195 sqft (0.257 acres)
Lot Dimensions70 ft deep x 160 ft wide
Canopy900 sqft

Utilities, Heating & Cooling

Cooling SystemWindow A/C
Heating SystemRadiant

Location & Zoning

Street Address104 E 6TH ST
CityPANAMA CITY
StateFL
Zip32401-3017
Property CategoryCommercial
Property TypeCommercial > Retail > Service Station (Full Service)
Local Zoning CodePC10
Legal DescriptionGCD PLAT LOT 14 & LOT 15 AS PER ORB 150 P 504 ORB 864 P 553,554 BLK 20
Legal Range14W
Legal Township04S
Legal Section08
Legal SubdivisionGCD PLAT
Legal Block20
Legal Lot Number14
JurisdictionBAY FL
Township / Civil DivisionPANAMA CITY
Census Block Group1
Census Block1046
Census Tract2000

Owner

104 E 6th St, a commercial property, is held in a trust.

Source: Bay County records, as of January 23, 2026

Owner of RecordTrust Name on File
Mailing Address922 W BEACH DR, PANAMA CITY, FL 32401-2322
Owner TypeCompany
VestingTrust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 104 E 6th St was $1,631.

Source: Bay County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyBay County
MunicipalityPanama City
Unified School DistrictBay County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,631.00$86,788 Land $56,000 Building $30,788$86,788 Land $56,000 Building $30,788
2023$1,892.00 (+10.39%)$86,787 (+6.9%) Land $56,000 Building $30,787$86,787 (+6.9%) Land $56,000 Building $30,787
2022$1,714.00$81,187 Land $50,400 Building $30,787$81,187 Land $50,400 Building $30,787

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 104 E 6th St in Zone X, an area of minimal flood risk, though there have been 93 flood claims nearby since 1984.

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 47 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies47 in force
Nearby Flood Claims93 (1984–2020)
Claims Outside the SFHA64 of 93
Most Recent ClaimSep 2020 · Hurricane Sally
Claims by Event
  • Hurricane Michael, Oct 2018 · 23 claims
  • Hurricane Dennis, Jul 2005 · 6 claims
  • Hurricane Opal, Oct 1995 · 39 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 104 E 6th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPANAMA CITY WATER SYSTEM
serves 34,345 people · EPA ID FL1030517
Water SourcePurchased surface water from BAY COUNTY WATER SYSTEM
Last State InspectionFeb 2026
Lead1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 229 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
AT&T
Fixed Wireless · Fiber in parts of the area
100 / 20

May also be available: Verizon, WOW Internet, Cable & Phone.

Nearby Properties on E 6th St

Nearby Streets

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