Bay County property record for 320 E 6th St, Panama City, FL 32401
| Property Type | Commercial Vacant Land |
|---|---|
| Details | 1,650 sqft · built 2005 |
| Lot Size | 0.289 acres (12,588 sqft) |
| Owner | Individual Name on File |
| Last Sale | $90,000 (Oct 2003) |
| Tax Bill | $1,205 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 19777-000-000 |
| Primary APN | 19777-000-000 |
|---|
| Total Rooms | 5 Rooms |
|---|---|
| Units | 2 Units |
| Building Area | 1,650 sqft |
| 1st Floor Area | 1,650 sqft |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Concrete Block/Stucco |
| Roof Type | Gambrel |
| Roof Material | Built-Up Asphalt |
| Lot Area | 12,588 sqft (0.289 acres) |
| Lot Dimensions | 105 ft deep x 120 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 320 E 6TH ST |
|---|---|
| City | PANAMA CITY |
| State | FL |
| Zip | 32401-3021 |
| Property Category | Commercial |
| Property Type | Vacant Land > Commercial |
| Local Zoning Code | PC10 |
| Legal Description | GCD PLAT LOTS 18,19 & 20 & N1/2 OF LOT 17 BLK 22 ORB 1739 P 1749 ORB 1739 P 1752 ORB 2351 P 1191 |
| Legal Range | 14W |
| Legal Township | 04S |
| Legal Section | 08 |
| Legal Subdivision | GCD PLAT |
| Legal Block | 22 |
| Legal Lot Number | 17,18 |
| Jurisdiction | BAY FL |
| Township / Civil Division | PANAMA CITY |
| Census Block Group | 1 |
| Census Block | 1049 |
| Census Tract | 2000 |
320 E 6th St, commercial vacant land, is owned by an individual who bought it in October 2003.
Source: Bay County records, as of October 9, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 327, PANAMA CITY, FL 32402-0327 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 13, 2003 · Amount on File |
| Deed Sale | Oct 13, 2003 · Amount on File |
| Deed Document Number | 200376247 |
| Deed Book / Page | 2351 / 1191 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 320 E 6th St was $1,205, down 1.9% from the year before.
Source: Bay County assessment roll, as of January 5, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Municipality | Panama City |
| Unified School District | Bay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,205.00 (-1.87%) | $64,131 Land $63,000 Building $1,131 | $64,131 Land $63,000 Building $1,131 |
| 2024 | $1,228.00 (-12.78%) | ||
| 2023 | $1,408.00 (+12.82%) | $64,131 (+10.89%) Land $63,000 Building $1,131 | $64,131 (+10.89%) Land $63,000 Building $1,131 |
| 2022 | $1,248.00 | $57,831 Land $56,700 Building $1,131 | $57,831 Land $56,700 Building $1,131 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 320 E 6th St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 47 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 47 in force |
| Nearby Flood Claims | 93 (1984–2020) |
| Claims Outside the SFHA | 64 of 93 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 320 E 6th St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PANAMA CITY WATER SYSTEM serves 34,345 people · EPA ID FL1030517 |
|---|---|
| Water Source | Purchased surface water from BAY COUNTY WATER SYSTEM |
| Last State Inspection | Feb 2026 |
| Lead | 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 271 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T.
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