104 Craig Dr, Hubert, NC 28539 Property Records

Onslow County property record for 104 Craig Dr, Hubert, NC 28539 · Last verified October 2023

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,947 sqft · built 2005
Lot Size	1.12 acres (48,787 sqft)
Owner	Individual Name on File
Last Sale	$305,000 (May 2023)
Tax Bill	$1,611 (2023)
Deeds & Mortgages	May 2023 Sale & Mortgage Apr 2019 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`1306C-16`

Property Details

APN / Parcel Number

Primary APN	`1306C-16`
Alternative APNs	`0494566000` `449270000` `064050`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,947 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Roof Material	Composition Shingle
Lot Area	48,787 sqft (1.12 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	0494566000
Old Parcel Number	1306C 16,
Street Address	104 CRAIG DR
City	HUBERT
State	NC
Zip	28539-3864
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L16 RACHELS HARBOR S/F 1306 100,1 PCR INVESTMENTS
Legal Subdivision	RACHELS HARBOR
Legal Lot Number	16
Jurisdiction	ONSLOW NC
Township / Civil Division	SWANSBORO
Census Block Group	3
Census Block	3010
Census Tract	105

Owner

Source: Onslow County records · APN 1306C-16

Assessment roll updated January 1, 2023 · Last verified October 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	104 CRAIG DR, HUBERT, NC 28539-3864
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 24, 2023	Warranty Deed, Transfer · VA Mortgage UNITED WHOLESALE MORTGAGE
Apr 16, 2019	Warranty Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 24, 2023 · Amount on Record
Deed Sale	May 24, 2023 · Amount on Record
Prior Sale	Apr 16, 2019 · Amount on Record
Deed Document Number	0000597060
Deed Book / Page	5970 / 60
Record Updated	Jun 07, 2026

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ONSLOW NC
Recording Date	May 24, 2023
Property Address	104 CRAIG DR, HUBERT, NC 28539-3864
Document Number	0059700060
Book / Page	5970 / 60
Map Reference	MB 45 PG 205
Instrument Date	May 17, 2023
Transaction Type	Transfer
Record Updated	Jun 28, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$610.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 CRAIG DR, HUBERT, NC 28539-3864

Mortgage

Document Number	0005970064
Date	May 24, 2023
Instrument	5970-064

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2053

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ONSLOW NC
Recording Date	Apr 16, 2019
Property Address	104 CRAIG DR, HUBERT, NC 28539-3864
Document Number	0049280136
Book / Page	004928 / 000136
Instrument Date	Feb 27, 2019
Transaction Type	Transfer
Record Updated	May 06, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$393.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	104 CRAIG DR HUBERT NC 285393864, HUBERT, NC 28539-3864

Mortgage

Document Number	49280139
Date	Apr 16, 2019
Book Page	004928/000139

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 95203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 15, 2049

Tax Assessment & Valuation

Source: Onslow County records · Assessment roll updated January 1, 2023 · Last verified October 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Onslow County
Unified School District	Onslow County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$1,611.00	$246,000 (-) Land $65,100 Building $180,900	$246,000 (-) Land $65,100 Building $180,900
2022	$1,611.00	$246,000 Land $65,100 Building $180,900	$246,000 Land $65,100 Building $180,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Onslow County (37133C), updated August 12, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371330001053, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	12.0 ft
Flood Insurance Requirement	Required (federally backed mortgages)
Flood Insurance Cost	Premium on Record median of 114 individual NFIP policies nearby
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	114 in force
Nearby Flood Claims	19 (1996–2018)
Claims Outside the SFHA	4 of 19
Most Recent Claim	Sep 2018, river or lake flooding, Hurricane Florence
Claims By Storm	Hurricane Florence, Sep 2018 · 15 claims Severe Storms, Flooding, And Straight-line Winds, Sep 2010 · 2 claims

Wildfire

Wildfire Risk	Moderate above 58% of the US · above 81% of North Carolina
Wildfire Likelihood	About 1 in 935 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 35 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 35
T-Mobile USA	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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