Onslow County property record for 103 Craig Dr, Hubert, NC 28539
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,920 sqft · built 2005 |
| Lot Size | 0.35 acres (15,246 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $297,000 (Aug 2023) |
| Tax Bill | $1,065 (2026) |
| Deeds & Mortgages | Aug 2023 Sale & Mortgage Jul 2023 Mortgage + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 1306C-2 |
| Primary APN | 1306C-2 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,920 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 15,246 sqft (0.35 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 496608000 |
|---|---|
| Street Address | 103 CRAIG DR |
| City | HUBERT |
| State | NC |
| Zip | 28539-3863 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-8M |
| Legal Description | L2 RACHELS HARBOR |
| Legal Subdivision | RACHELS HARBOR |
| Legal Lot Number | 2 |
| Jurisdiction | ONSLOW NC |
| Township / Civil Division | SWANSBORO |
| Census Block Group | 3 |
| Census Block | 3010 |
| Census Tract | 105 |
Source: Onslow County records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 103 CRAIG DR, HUBERT, NC 28539-3863 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 21, 2023 | Warranty Deed, Transfer · VA Mortgage ALPHA MORTGAGE CORP |
| Jul 25, 2023 | Deed of Trust, Mortgage · VA Mortgage DEPARTMENT OF VETERANS AFFAIRS |
| Nov 4, 2020 | Warranty Deed, Transfer · VA Mortgage QUICKEN LOANS LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 21, 2023 · Amount on Record |
| Deed Sale | Aug 21, 2023 · Amount on Record |
| Prior Sale | Nov 4, 2020 · Amount on Record |
| Deed Book / Page | 6020 / 947 |
| Prior Transfer Date | Sep 10, 2012 |
| Prior Transfer Doc | 0038480693 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ONSLOW NC |
| Recording Date | Aug 21, 2023 |
| Property Address | 103 CRAIG DR, HUBERT, NC 28539-3863 |
| Document Number | 0060200947 |
| Book / Page | 6020 / 947 |
| Map Reference | MB 45 PG 205 |
| Instrument Date | Aug 14, 2023 |
| Transaction Type | Transfer |
| Record Updated | Sep 5, 2023 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $594.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 8837 COLES LANDING DR, GLOUCESTER, VA 23061-5450 |
| Name | Verified Name |
|---|---|
| Address | 103 CRAIG DR, HUBERT, NC 28539-3863 |
| Document Number | 0006020950 |
|---|---|
| Date | Aug 21, 2023 |
| Instrument | 6020-950 |
| Name | ALPHA MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ONSLOW NC |
| Property Address | 103 CRAIG DR, HUBERT, NC 28539-3863 |
| Transaction Type | Mortgage |
| Record Updated | Aug 9, 2023 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 103 CRAIG DR, HUBERT, NC 28539-3863 |
| Document Number | 0060050076 |
|---|---|
| Date | Jul 25, 2023 |
| Book Page | 6005/76 |
| Name | DEPARTMENT OF VETERANS AFFAIRS |
|---|---|
| Type | Government Agency |
| Address | NASHVILLE, TN 37203 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 343 Months |
| Due | Feb 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ONSLOW NC |
| Recording Date | Nov 4, 2020 |
| Property Address | 103 CRAIG DR, HUBERT, NC 28539-3863 |
| Document Number | 0053050001 |
| Book / Page | 5305 / 1 |
| Map Reference | MB 45 PG 205 |
| Instrument Date | Oct 8, 2020 |
| Transaction Type | Transfer |
| Record Updated | May 5, 2022 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $406.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 103 CRAIG DR, HUBERT, NC 28539-3863 |
| Document Number | 0000053058 |
|---|---|
| Date | Nov 4, 2020 |
| Instrument | 5305/8 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2050 |
Source: Onslow County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Onslow County |
| Unified School District | Onslow County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,065.00 (-21.69%) | $286,461 (+37.95%) Land $50,000 Building $236,461 | $286,461 (+37.95%) Land $50,000 Building $236,461 |
| 2023 | $1,360.00 | $207,654 Land $45,000 Building $162,654 | $207,654 Land $45,000 Building $162,654 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 12.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 114 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 114 in force |
| Nearby Flood Claims | 19 (1996–2018) |
| Claims Outside the SFHA | 4 of 19 |
| Most Recent Claim | Sep 2018 · Hurricane Florence |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 59% of the US · above 81% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ONSLOW WTR AND SEWER AUTHORITY serves 156,755 people · EPA ID NC0467035 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
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