104 Cotton Seed Trl, Ormond Beach, FL 32174 Property Records

Volusia County property record for 104 Cotton Seed Trl, Ormond Beach, FL 32174

Property Summary

Property Type	Row House
Details	2 bd · 2 ba · 1,283 sqft · built 1984
Owner	Trust Name on Record
Last Sale	$154,000 (Apr 2017)
Tax Bill	$1,997 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Apr 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`4220-21-02-0570`

Property Details

APN / Parcel Number

Primary APN	`4220-21-02-0570`
Alternative APNs	`32142021020570` `4734619.0` `4734619`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,283 sqft Living Area
1st Floor Area	1,283 sqft
Flooring	Combination, Other
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1987
Exterior Material	Baked Enamel
Construction Type	Wood Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Garage Area	503 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed Porch
Porch Area	205 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	4734619.0
Old Parcel Number	32142021020570
Street Address	104 COTTON SEED TRL
City	ORMOND BEACH
State	FL
Zip	32174-8270
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Row House
Legal Description	LOT 57 THE TRAILS SOUTH FORTY PHASE II MB 39 PG 107 PER OR 4576 PG 2796 PER OR 5555 PG 1412 PER OR 7387 PG 4901
Legal Range	32E
Legal Township	14S
Legal Section	20
Legal Subdivision	TRAILS
Legal Phase	2
Legal Tract	21
Legal Lot Number	57
Jurisdiction	VOLUSIA FL
Township / Civil Division	ORMOND BEACH
Census Block Group	3
Census Block	3001
Census Tract	80808

Owner

Source: Volusia County records, as of December 19, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Trust Name on Record
Mailing Address	104 COTTON SEED TRL, ORMOND BEACH, FL 32174-8270
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage MOVEMENT MORTGAGE
Apr 20, 2017	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 20, 2017 · Amount on Record
Deed Sale	Apr 20, 2017 · Amount on Record
Prior Sale	May 18, 2005 · Amount on Record
Deed Document Number	2017-078288
Deed Book / Page	7387 / 4901
Record Updated	Jun 8, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VOLUSIA FL
Property Address	104 COTTON SEED TRL, ORMOND BEACH, FL 32174-8270
Transaction Type	Mortgage
Record Updated	Jan 11, 2024
Title Company	SOUTHERN TITLE HOLDING COMPANY LLC, SOUTHERN TITLE HLDG CO LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 COTTON SEED TRL, ORMOND BEACH, FL 32174-8270

Mortgage

Document Number	0080054652
Date	Mar 12, 2021
Book Page	8005/4652
Instrument	2021-055873

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company
Address	FORT MILL, SC 29707

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	VOLUSIA FL
Recording Date	Apr 20, 2017
Property Address	104 COTTON SEED TRL, ORMOND BEACH, FL 32174-8270
Document Number	0073874901
Book / Page	7387 / 4901
Map Reference	MB39 PG107
Instrument Date	Apr 18, 2017
Instrument	2017-078288
Transaction Type	Transfer
Record Updated	Jan 4, 2022
Title Company	SOUTHERN TITLE HOLDING CO LL

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,078.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	941 VILLAGE TRL # TRLA331, 941, PORT ORANGE, FL 32127-9353

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Living Trust
Address	104 COTTON SEED TRL, ORMOND BEACH, FL 32174-8270

Mortgage

Document Number	2017078289
Date	Apr 20, 2017
Instrument	2017-078289

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2047

Tax Assessment & Valuation

Source: Volusia County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Volusia County
Municipality	Ormond Beach City
Unified School District	Volusia County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,997.00 (+17.68%) Homeowner's exemption	$154,408 (+5.99%)	$226,908 (+10.74%) Land $36,000 Building $190,908
2023	$1,697.00 (+3.79%) Homeowner's exemption	$145,687 (+3%)	$204,895 (+2.67%) Land $36,000 Building $168,895
2022	$1,635.00 Homeowner's exemption	$141,444	$199,571 Land $31,000 Building $168,571

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 105 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	105 in force
Nearby Flood Claims	2 (2022–2024)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 95% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ORMOND BEACH serves 59,744 people · EPA ID FL3640963
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 183 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Wire 3.

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