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97 Cotton Seed Trl, Ormond Beach, FL 32174 Property Records

Volusia County property record for 97 Cotton Seed Trl, Ormond Beach, FL 32174 · Last verified May 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1990
Square Footage1,596 sqft Living Area
Lot Size3,084 sqft (0.071 acres)
OccupancyOwner Occupied
Last Sale$259,000 (2026)
Tax Bill$1,554.00 (2025)

Property Details

APN / Parcel Number

Primary APN4220-21-02-0600
Alternative APNs
  • 32142021020600
  • 20143221020600
  • 4734643.0
  • 4734643

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,596 sqft Living Area
Gross Area2,099 sqft Gross Area
1st Floor1,468 sqft 1st Floor
Stories1 Stories
Primary FlooringCombination, Other Flooring
Interior StructureWallboard/Drywall Interior Structure
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 1990
Architectural StyleRow Home Style
Exterior MaterialWood Exterior
Construction TypeWood Construction
Roof ConstructionGable Roof Construction
Roof MaterialAsphalt Roof
Lot Area3,084 sqft (0.071 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area503 sqft Garage
Porch Area197 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating
Heating FuelElectric Heating Fuel

Location & Zoning

Account Number4734643
Street Address97 COTTON SEED TRL
CityORMOND BEACH
StateFL
Zip32174-8270
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Description20-14-32 LOT 60 THE TRAILS SOUTH FORTY PHASE II MB 39 PG 107 PER OR 4958 PG 1896 PER OR 6246 PG 0768 PER OR 8735 PG 3333 PER OR 8769 PG 4381
Legal Range32E
Legal Township14S
Legal Section20
Legal SubdivisionTHE TRAILS SOUTH FORTY PHASE II MB
Legal Phase2
Legal Tract21
Legal Lot Number60
JurisdictionVOLUSIA FL
Minor Civil DivisionORMOND BEACH
Census Blockgroup3
Census Block3001
Census Tract80808

Owner

Source: Volusia County records · APN 4220-21-02-0600

Assessment roll updated March 16, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address97 COTTON SEED TRL, ORMOND BEACH, FL 32174-8270
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Apr 06, 2026Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
UNITED WHOLESALE MORTGAGE
Oct 22, 2025Warranty Deed, Transfer · Commercial Mortgage
WHGG II TRUST
Jul 28, 2025Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleApr 06, 2026 · Amount on Record
Deed SaleApr 06, 2026 · Amount on Record
Prior SaleOct 22, 2025 · Amount on Record
Deed Doc Number202660288
Deed Book / Page8836 / 89
Prior Transfer DateJul 17, 2025
Prior Transfer Doc0087334950
Record RefreshedSep 20, 2026

April 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionVOLUSIA FL
Recording DateApr 06, 2026
Property Address97 COTTON SEED TRL, ORMOND BEACH, FL 32174-8270
Document Number0000060288
Book / Page8836 / 89
Instrument DateMar 25, 2026
Instrument2026.60288
Transaction TypeTransfer
Record UpdatedMay 06, 2026
Title CompanySTEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$183,113.00
Amount AccuracyCalculated from Tax (Full/Partial Unknown)
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address97 COTTON SEED TRL, ORMOND BEACH, FL 32174-8270

Mortgage

Document Number0000060289,
DateApr 06, 2026
Instrument2026..60289
Lender
NameUNITED WHOLESALE MORTGAGE
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueApr 01, 2056
Interest
Rate6.01%
Max Rate-1%

October 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionVOLUSIA FL
Recording DateOct 22, 2025
Property Address97 COTTON SEED TRL, ORMOND BEACH, FL 32174-8270
Document Number0087694381
Book / Page8769 / 4381
Map ReferenceMB 39 PG 107
Instrument DateOct 20, 2025
Instrument2025197968
Transaction TypeTransfer
Record UpdatedMay 19, 2026
Title CompanySTEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

AmountAmount Recorded
Tax$1,365.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address3522 VEGA CREEK DR, SAINT CLOUD, FL 34772-8378

Transferred To (Grantee/Buyer)

NameVerified Name
Address433 S FARMER AVE # 500, 500, TEMPE, AZ 85281-2875
InvestorPossibly a Property Investor

Mortgage

Document Number0087694384
DateOct 22, 2025
Instrument8769/4384
Lender
NameWHGG II TRUST
TypePrivate Party
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term22 Months
DueAug 01, 2027

July 2025: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionVOLUSIA FL
Recording DateJul 28, 2025
Property Address97 COTTON SEED TRL, ORMOND BEACH, FL 32174-8270
Document Number0087334950
Book / Page8733 / 4950
Map ReferenceMB 39 PG 107
Instrument DateJul 17, 2025
Instrument2025140684
Transaction TypeTransfer
Record UpdatedMay 19, 2026

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address97 COTTON SEED TRL, ORMOND BEACH, FL 32174-8270

Transferred To (Grantee/Buyer)

NameVerified Name
Address3522 VEGA CREEK DR, SAINT CLOUD, FL 34772-8378

Tax Assessment & Valuation

Source: Volusia County records · Assessment roll updated March 16, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateFlorida
CountyVolusia County
MunicipalityOrmond Beach City
Unified School DistrictVolusia County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$263,795 (+85.22%) Land $36,000 Building $227,795$263,795 (+0.98%) Land $36,000 Building $227,795
2025$1,554.00 (+4.79%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$142,420 (+2.9%)$261,224 (-0.91%) Land $36,000 Building $225,224
2024$1,483.00 (+3.63%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$138,407 (+3%)$263,621 (+12.22%) Land $36,000 Building $227,621
2023$1,431.00 (+4.22%) Senior Citizen's exemption$134,376 (+3%)$234,913 (+2.35%) Land $36,000 Building $198,913
2022$1,373.00 Senior Citizen's exemption$130,462$229,518 Land $31,000 Building $198,518

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Volusia County (12127C), updated October 2, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone A, within 500 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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