Union County property record for 104 Cotton Patch Dr, New Albany, MS 38652 · Last verified December 2025
| Property Type | Rural Home |
|---|---|
| Details | 1 ba · 1,555 sqft · built 1994 |
| Owner | Individual Name on File |
| Tax Bill | $1,324 (2025) |
| Deeds & Mortgages | Oct 2024 Mortgage Aug 2021 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 045N-09-095.04 |
| Primary APN | 045N-09-095.04 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Total Rooms | 6 Rooms |
| Building Area | 1,555 sqft Living Area |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1994 |
|---|---|
| Exterior Material | Brick Veneer |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Loading Dock | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 104 COTTON PATCH DR |
|---|---|
| City | NEW ALBANY |
| State | MS |
| Zip | 38652-6027 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | LOT 2 BUSH SUB |
| Legal Subdivision | BUSH SUB |
| Legal Lot Number | 2 |
| Jurisdiction | UNION MS |
| Township / Civil Division | 5 |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 950400 |
Source: Union County records · APN 045N-09-095.04
Assessment roll updated September 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 104 COTTON PATCH DR, NEW ALBANY, MS 38652-6027 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 09, 2024 | Warranty Deed, Transfer · Conventional Mortgage STOCKTON MORTGAGE CORP |
| Aug 05, 2021 | Deed of Trust, Mortgage · Line of Credit BNA BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 09, 2024 |
| Deed Sale | Oct 09, 2024 |
| Deed Document Number | 202404127 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION MS |
| Recording Date | Oct 09, 2024 |
| Property Address | 104 COTTON PATCH DR, NEW ALBANY, MS 38652-6027 |
| Document Number | 2024004127 |
| Instrument Date | Oct 04, 2024 |
| Instrument | 2024004127 |
| Transaction Type | Transfer |
| Record Updated | Oct 30, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 104 COTTON PATCH DR, NEW ALBANY, MS 38652-6027 |
| Document Number | 2024004128 |
|---|---|
| Date | Oct 09, 2024 |
| Instrument | 2024004128 |
| Name | STOCKTON MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION MS |
| Property Address | 104 COTTON PATCH DR, NEW ALBANY, MS 38652-6027 |
| Transaction Type | Mortgage |
| Record Updated | Mar 18, 2022 |
| Name | Verified Name |
|---|---|
| Address | 1226 LESSEL RD, BLUE SPRINGS, MS 38828-8145 |
| Document Number | 2021003097 |
|---|---|
| Date | Aug 05, 2021 |
| Instrument | 2021003097 |
| Name | BNA BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Aug 01, 2022 |
Source: Union County records · Assessment roll updated September 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Union County |
| Municipality | New Albany City |
| Unified School District | New Albany Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,324.00 (-44.14%) Homeowner's exemption | $11,042 (-33.33%) | $110,420 (-) Land $7,700 Building $102,720 |
| 2024 | $2,370.00 (-0.34%) | ||
| 2023 | $2,378.00 (+21.89%) | $16,563 (+22.29%) | $110,420 (+22.29%) Land $7,700 Building $102,720 |
| 2022 | $1,951.00 | $13,544 | $90,290 Land $7,000 Building $83,290 |
Source: FEMA National Flood Hazard Layer, Union County (28145C), updated March 11, 2014 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 281459504001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Low above 38% of the US · above 22% of Mississippi |
|---|---|
| Wildfire Likelihood | About 1 in 1,429 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 165 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| BCI Mississippi Broadband | Fiber | 10,000 / 10,000 |
| Alcorn County Electric Power Association | Fiber | 8,000 / 8,000 |
| AT&T | Fiber | 5,000 / 5,000 |
| Telapex | Fixed Wireless | 100 / 20 |
May also be available at this address: Verizon, BCI Mississippi Broadband. Availability varies by address; speeds are provider-advertised maximums, not measured.
5G and 4G LTE
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