103 Cotton Patch Dr, New Albany, MS 38652 Property Records

Union County property record for 103 Cotton Patch Dr, New Albany, MS 38652

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,661 sqft · built 1992
Lot Size0.5 acres (21,780 sqft)
OwnerIndividual Name on File
Tax Bill$3,141 (2025)
Deeds & MortgagesAug 2025 Mortgage
Jun 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN045N-09-095.03

Property Details

APN / Parcel Number

Primary APN045N-09-095.03
Alternative APN
  • 15592

Interior

Full Baths1 Bath
Total Rooms6 Rooms
Building Area1,661 sqft Living Area
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1992
Exterior MaterialBrick Veneer
Foundation TypeSlab (Mat/Raft)
Roof TypeGable
Roof MaterialMetal
Lot Area21,780 sqft (0.5 acres)
Shed1 Shed
Shed Area1,500 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address103 COTTON PATCH DR
CityNEW ALBANY
StateMS
Zip38652-6029
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 6&7 BUSH SUBETVIR- EDWARD AVILA
Legal SubdivisionBUSH SUB
Legal Lot Number6-7
JurisdictionUNION MS
Township / Civil Division5
Census Block Group1
Census Block1013
Census Tract950400

Owner

Source: Union County assessment roll, as of September 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address103 COTTON PATCH DR, NEW ALBANY, MS 38652-6029
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 22, 2025Warranty Deed, Transfer
GUM TREE MORTGAGE LLC
Jun 25, 2018Deed of Trust, Mortgage
PRIMELENDING

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 22, 2025
Deed SaleAug 22, 2025
Prior SaleJun 25, 2018
Deed Document Number2025002923
Record UpdatedJun 8, 2026

August 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionUNION MS
Recording DateAug 22, 2025
Property Address103 COTTON PATCH DR, NEW ALBANY, MS 38652-6029
Document Number2025002923
Instrument DateAug 21, 2025
Instrument2025002923
Transaction TypeTransfer
Record UpdatedOct 30, 2025

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address103 COTTON PATCH DR, NEW ALBANY, MS 38652-6029

Transferred To (Grantee/Buyer)

NameVerified Name
Address103 COTTON PATCH DR, NEW ALBANY, MS 38652-6029

Mortgage

Document Number2025002924
DateAug 22, 2025
Instrument2025002924
Lender
NameGUM TREE MORTGAGE LLC
TypeMortgage Company
Agreement
AmountAmount Recorded
Term361 Months
DueSep 1, 2055

June 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionUNION MS
Property Address103 COTTON PATCH DR, NEW ALBANY, MS 38652-6029
Transaction TypeMortgage
Record UpdatedJul 11, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address103 COTTON PATCH DR, NEW ALBANY, MS 38652-6029
InvestorPossibly a Property Investor

Mortgage

Document Number2018002102
DateJun 25, 2018
Instrument2018002102
Lender
NamePRIMELENDING
TypeMortgage Company
Agreement
AmountAmount Recorded
Term361 Months
DueJul 1, 2048

Tax Assessment & Valuation

Source: Union County assessment roll, as of September 1, 2025

Property Jurisdictions

TypeName
StateMississippi
CountyUnion County
MunicipalityNew Albany City
Unified School DistrictNew Albany Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,141.00 (+1.45%)$21,357 (-1.26%)$142,380 (-1.26%) Land $13,860 Building $128,520
2024$3,096.00 (-0.29%)
2023$3,105.00 (+21.48%)$21,630 (+21.94%)$144,200 (+21.95%) Land $13,860 Building $130,340
2022$2,556.00$17,738$118,250 Land $12,600 Building $105,650

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 11, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · lower than 77% of Mississippi
Wildfire Likelihood0.07% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Internet Providers

Source: FCC Broadband Data Collection, based on 165 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
BCI Mississippi Broadband
Fiber · Cable in parts of the area
10,000 / 10,000
Alcorn County Electric Power Association
Fiber
8,000 / 8,000
AT&T
Fiber
5,000 / 5,000
Telapex
Fixed Wireless
100 / 20

May also be available: Verizon.

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