104 Chadwick Way, Folsom, CA 95630 Property Records

Sacramento County property record for 104 Chadwick Way, Folsom, CA 95630

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,020 sqft · built 1989
Lot Size	0.177 acres (7,701 sqft)
Owner	2 Individual Names on Record
Last Sale	$183,500 (Dec 1996)
Tax Bill	$3,289 (2025)
Deeds & Mortgages	Jul 2021 Reverse Mortgage Jul 2021 Reverse Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`071-0870-090-0000`

Property Details

APN / Parcel Number

Primary APN	`071-0870-090-0000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,020 sqft Living Area
1st Floor Area	1,376 sqft
2nd Floor Area	644 sqft
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	L-Shape
Construction Type	Wood
Roof Material	Other
Lot Area	7,701 sqft (0.177 acres)
Garage Area	616 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	104 CHADWICK WAY
City	FOLSOM
State	CA
Zip	95630-6852
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-M (PD)
Legal Description	WILLOW CREEK ESTS SOUTH 05, LOT 79
Legal Subdivision	WILLOW CREEK ESTS SOUTH 05
Legal Lot Number	79
Jurisdiction	SACRAMENTO CA
Township / Civil Division	FOLSOM
Census Block Group	2
Census Block	2001
Census Tract	8509

Owner

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	104 CHADWICK WAY, FOLSOM, CA 95630-6852
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 23, 2021	Deed of Trust, Mortgage · Reverse Mortgage AMERICAN PACIFIC MORTGAGE CORP
Jul 23, 2021	Deed of Trust, Mortgage · Reverse Mortgage AMERICAN PACIFIC MORTGAGE CORP
Feb 23, 2017	Deed of Trust, Mortgage · FHA Mortgage CALIBER HM LOANS
Feb 23, 2017	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 18, 1996 · Amount on Record
Deed Sale	Dec 18, 1996 · Amount on Record
Deed Book / Page	961218 / 1075
Last Transfer Date	Jun 19, 2006
Transfer Doc	0000000849
Record Updated	Sep 20, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	104 CHADWICK WAY, FOLSOM, CA 95630-6852
Transaction Type	Mortgage
Record Updated	May 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 CHADWICK WAY, FOLSOM, CA 95630-6852

Mortgage

Document Number	0000001496
Date	Jul 23, 2021
Instrument	202107231496

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company
Address	ROSEVILLE, CA 95661

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	2.45%
Type Change Date	Sep 1, 2021
Change Frequency	Monthly
Index	1-Year CMT

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	104 CHADWICK WAY, FOLSOM, CA 95630-6852
Transaction Type	Mortgage
Record Updated	Aug 4, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 CHADWICK WAY, FOLSOM, CA 95630-6852

Mortgage

Document Number	7230000001496
Date	Jul 23, 2021
Book Page	20210723/1496

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company
Address	ROSEVILLE, CA 95661

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	2.45%
Type Change Date	Sep 1, 2021
Change Frequency	Monthly
Index	1-Year CMT

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	104 CHADWICK WAY, FOLSOM, CA 95630-6852
Document Number	0000001277
Instrument Date	Feb 23, 2017
Transaction Type	Mortgage
Record Updated	Mar 10, 2017
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	104 CHADWICK WAY FOLSOM CA 956306852, FOLSOM, CA 95630-6852

Mortgage

Document Number	0000001277
Date	Mar 1, 2017
Book Page	170301/001277

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	996 Months
Due	Feb 28, 2100

Interest

Rate Type	Adjustable Rate
Rate	4.48%

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	104 CHADWICK WAY, FOLSOM, CA 95630-6852
Document Number	0000001278
Instrument Date	Feb 23, 2017
Transaction Type	Mortgage
Record Updated	Nov 16, 2018
Title Company	STEWART TITLE, STEWART TITLE/SACRAMENTO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	104 CHADWICK WAY FOLSOM CA 956306852, FOLSOM, CA 95630-6852

Mortgage

Document Number	0000001278
Date	Mar 1, 2017
Book Page	170301/001278

Lender

Name	HUD-HOUSING/URBAN DEV

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	4.48%

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Folsom City
Unified School District	Folsom-Cordova Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$304,482 (+2%) Land $107,967 Building $196,515
2025	$3,289.00 (+2.08%) Homeowner's exemption	$298,512 (+4.04%) Land $105,850 Building $192,662
2024	$3,222.00 (+1.8%)
2023	$3,165.00 (+1.47%) Homeowner's exemption	$286,923 Land $101,741 Building $185,182
2022	$3,119.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FOLSOM, CITY OF - MAIN serves 80,969 people · EPA ID CA3410014
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 514 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Cal.net, Succeed.Net, Verizon.

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