St. Johns County property record for 104 Carver St W, Saint Augustine, FL 32080
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,364 sqft · built 1958 |
| Lot Size | 0.18 acres (7,840 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $325,000 (Feb 2018) |
| Tax Bill | $4,865 (2025) |
| Deeds & Mortgages | Oct 2021 Mortgage Jan 2018 Line of Credit + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 221750-0000 |
| Primary APN | 221750-0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,364 sqft Living Area |
| Gross Area | 1,574 sqft |
| 1st Floor Area | 1,155 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 7,840 sqft (0.18 acres) |
| Lot Dimensions | 130 ft deep x 62 ft wide |
| Garage Type | Attached |
| Garage Area | 210 sqft |
| Parking Spaces | 1 Parking Space |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Porch | Finished/Open Porch |
| Porch Area | 150 sqft |
| Deck Area | 64 sqft |
| Patio Area | 724 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 104 CARVER ST W |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32080-5316 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 3-100 DAVIS SHORES E62FT OF LOTS 24 & 25 BLK 52 OR4500/1667 & 6131/1297(L/E) |
| Legal Range | 30E |
| Legal Township | 07S |
| Legal Section | 21 |
| Legal Subdivision | DAVIS SHORES OCEAN VIEW SECTION |
| Legal Block | 52 |
| Legal Lot Number | 24,25 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 20500 |
Source: St. Johns County records · APN 221750-0000
Assessment roll updated April 13, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 104 CARVER ST W, SAINT AUGUSTINE, FL 32080-5316 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
| Date | Document |
|---|---|
| Oct 08, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB |
| Jan 03, 2018 | Deed of Trust, Mortgage · Line of Credit TD BANK NA |
| Feb 08, 2018 | Warranty Deed, Transfer · Conventional Mortgage HOMEBRIDGE FINANCIAL SERVICES INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 08, 2018 · Amount on Record |
| Deed Sale | Feb 08, 2018 · Amount on Record |
| Prior Sale | Dec 31, 2002 · Amount on Record |
| Deed Document Number | 20188710 |
| Deed Book / Page | 4500 / 1667 |
| Last Transfer Date | Apr 15, 2025 |
| Transfer Doc | 0061311297 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 104 CARVER ST W, SAINT AUGUSTINE, FL 32080-5316 |
| Transaction Type | Mortgage |
| Record Updated | Oct 21, 2021 |
| Name | Verified Name |
|---|---|
| Address | 104 CARVER ST W, SAINT AUGUSTINE, FL 32080-5316 |
| Document Number | 0053900895 |
|---|---|
| Date | Oct 08, 2021 |
| Book Page | 5390/895 |
| Instrument | 2021110489 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Address | TROY, MI 48098 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 104 CARVER ST W, SAINT AUGUSTINE, FL 32080-5316 |
| Transaction Type | Mortgage |
| Record Updated | Feb 07, 2021 |
| Name | Verified Name |
|---|---|
| Address | 104 CARVER ST W, SAINT AUGUSTINE, FL 32080-5316 |
| Document Number | 0044860413 |
|---|---|
| Date | Jan 03, 2018 |
| Book Page | 4486/0413 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Address | PORTLAND, ME 04101 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 59 Months |
| Due | Dec 26, 2022 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Feb 08, 2018 |
| Property Address | 104 CARVER ST W, SAINT AUGUSTINE, FL 32080-5316 |
| Document Number | 0045001667 |
| Book / Page | 4500 / 1667 |
| Map Reference | MB3 PG97&102 |
| Instrument Date | Feb 08, 2018 |
| Instrument | 2018008710 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2021 |
| Title Company | ACTION TITLE SERVICES OF ST |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | FL 00000 |
| Name | Verified Name |
|---|---|
| Address | 104 CARVER ST W ST, SAINT AUGUSTINE, FL 32080 |
| Document Number | 2018008711 |
|---|---|
| Date | Feb 08, 2018 |
| Instrument | 2018008711 |
| Name | HOMEBRIDGE FINANCIAL SERVICES INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2048 |
Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Municipality | St. Augustine City |
| Unified School District | St. Johns County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $297,620 (+2.7%) | $426,608 (+6.83%) Land $243,474 Building $183,134 | |
| 2025 | $4,865.00 (+5.88%) Homeowner's exemption Widower's exemption | $289,796 (+5.99%) | $399,318 (-4.64%) Land $221,340 Building $177,978 |
| 2024 | $4,595.00 (+2.61%) | ||
| 2023 | $4,478.00 (+3.23%) Homeowner's exemption | $273,426 (+3%) | $418,749 (+17.54%) Land $221,340 Building $197,409 |
| 2022 | $4,338.00 Homeowner's exemption | $265,462 | $356,256 Land $169,989 Building $186,267 |
Source: FEMA National Flood Hazard Layer as of September 15, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 7.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 469 individual policies |
| Community Rating System | Class 4 (30% premium discount) |
| Nearby Flood Policies | 494 units insured incl. 25 condo units |
| Nearby Flood Claims | 847 (1984–2025) |
| Claims Outside the SFHA | 6 of 847 |
| Most Recent Claim | Oct 2025 · rainfall accumulation |
| Claims by Event |
|
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| IQ Fiber Intermediate Holdings Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
Based on FCC filings for 249 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ST. AUGUSTINE WS serves 43,069 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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