St. Johns County property record for 102 Carver St W, Saint Augustine, FL 32080
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,326 sqft · built 1957 |
| Lot Size | 0.21 acres (9,147 sqft) |
| Owner | Individual Name on File |
| Last Sale | $315,000 (Dec 2025) |
| Tax Bill | $1,325 (2025) |
| Deeds & Mortgages | Dec 2025 Sale & Mortgage May 2020 Line of Credit |
| Flood Zone | Zone AE (high risk) |
| APN | 221740-0000 |
| Primary APN | 221740-0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,326 sqft Living Area |
| Gross Area | 1,566 sqft |
| 1st Floor Area | 1,326 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 1992 |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 9,147 sqft (0.21 acres) |
| Lot Dimensions | 123 ft deep x 73 ft wide |
| Garage Type | Attached |
| Garage Area | 240 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Finished/Open Porch |
| Porch Area | 115 sqft |
| Patio Area | 276 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 102 CARVER ST W |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32080-5316 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 3-100 DAVIS SHORES LOTS 24 & 25 BLK 52 (EX E62FT) OR6271/156 |
| Legal Range | 30E |
| Legal Township | 07S |
| Legal Section | 20 |
| Legal Subdivision | DAVIS SHORES OCEAN VIEW SECTION |
| Legal Block | 52 |
| Legal Lot Number | 24,25 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 20500 |
102 Carver St W is owned and occupied by an individual who bought it in December 2025.
Source: St. Johns County records, as of June 17, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 102 CARVER ST W, SAINT AUGUSTINE, FL 32080-5316 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Man |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 10, 2025 | Warranty Deed, Transfer · FHA Mortgage BANK OF AMERICA NA |
| May 18, 2020 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA BANK OF AMERICA NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 10, 2025 · Amount on File |
| Deed Sale | Dec 10, 2025 · Amount on File |
| Deed Document Number | 2025100270 |
| Deed Book / Page | 6271 / 156 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Dec 10, 2025 |
| Property Address | 102 CARVER ST W, SAINT AUGUSTINE, FL 32080-5316 |
| Document Number | 0062710156 |
| Book / Page | 6271 / 156 |
| Map Reference | MB 3 PG 97-102 |
| Instrument Date | Dec 8, 2025 |
| Instrument | 2025100270 |
| Transaction Type | Transfer |
| Record Updated | Dec 24, 2025 |
| Title Company | PARADISE TITLE/STATE AUGUSTINE, PARADISE TTL OF ST AUGUSTINE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,205.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2825 N 2ND ST, SAINT AUGUSTINE, FL 32084-1853 |
| Name | Verified Name |
|---|---|
| Address | 102 CARVER ST W, SAINT AUGUSTINE, FL 32080-5316 |
| Document Number | 0006271158 |
|---|---|
| Date | Dec 10, 2025 |
| Instrument | 6271/158 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 102 CARVER ST W, SAINT AUGUSTINE, FL 32080-5316 |
| Document Number | 0049481367 |
| Instrument Date | May 18, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 16, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 102 CARVER ST W ST AUGUSTINE FL 320805316, ST AUGUSTINE, FL 32080-5316 |
| Document Number | 0049481367 |
|---|---|
| Date | May 26, 2020 |
| Book Page | 004948/001367 |
| Instrument | 39644 |
| Name | BANK OF AMERICA NA BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 25, 2050 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 102 Carver St W was $1,325, up 9.5% from the year before.
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Municipality | St. Augustine City |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $417,725 (+301.48%) Land $281,050 Building $136,675 | $417,725 (+7.09%) Land $281,050 Building $136,675 | |
| 2025 | $1,325.00 (+9.5%) Homeowner's exemption | $104,045 | $390,072 Land $255,500 Building $134,572 |
| 2024 | $1,210.00 (+3.86%) | ||
| 2023 | $1,165.00 (+5.53%) Homeowner's exemption | $98,168 (+3%) | $492,877 (+21.91%) Land $342,265 Building $150,612 |
| 2022 | $1,104.00 Homeowner's exemption | $95,309 | $404,295 Land $262,860 Building $141,435 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 102 Carver St W in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 7.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 469 individual policies |
| Community Rating System | Class 4 (30% premium discount) |
| Nearby Flood Policies | 494 units insured incl. 25 condo units |
| Nearby Flood Claims | 847 (1984–2025) |
| Claims Outside the SFHA | 6 of 847 |
| Most Recent Claim | Oct 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 102 Carver St W is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST. AUGUSTINE WS serves 43,069 people · EPA ID FL2550210 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 249 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| IQ Fiber Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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