104 Carmen Dr, Red Oak, TX 75154 Property Records

Ellis County property record for 104 Carmen Dr, Red Oak, TX 75154

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,285 sqft · built 1994
Lot Size	0.587 acres (25,576 sqft)
Owner	Individual Name on Record
Last Sale	$269,200 (Jun 2020)
Tax Bill	$3,861 (2025)
Deeds & Mortgages	Jun 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R154060`

Property Details

APN / Parcel Number

Primary APN	`R154060`
Alternative APNs	`00788200400200111` `154060`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,285 sqft Living Area
Gross Area	2,509 sqft
1st Floor Area	1,718 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	25,576 sqft (0.587 acres)
Garage Type	Detached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	424 sqft
Total Buildings	3 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	104 CARMEN DR
City	RED OAK
State	TX
Zip	75154-5104
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2 BLK 4 RIDGE CREST ESTS #2 .587 AC
Legal Subdivision	RIDGE CREST ESTS #2
Legal Block	4
Legal Lot Number	2
Jurisdiction	ELLIS TX
Township / Civil Division	WAXAHACHIE
Census Block Group	3
Census Block	3002
Census Tract	60207

Owner

Source: Ellis County records, as of August 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	104 CARMEN DR, RED OAK, TX 75154-5104
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 30, 2020 · Amount on Record
Deed Sale	Jun 30, 2020 · Amount on Record
Prior Sale	Jul 12, 2010 · Amount on Record
Deed Document Number	202021718
Prior Transfer Date	Jun 25, 2020
Prior Transfer Doc	0000021718
Record Updated	Sep 20, 2026

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ELLIS TX
Recording Date	Jun 30, 2020
Property Address	104 CARMEN DR, RED OAK, TX 75154-5104
Document Number	0000021718
Instrument Date	Jun 25, 2020
Instrument	21718
Transaction Type	Transfer
Record Updated	Aug 14, 2020
Title Company	FREEDOM TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 CARMEN DR RED OAK TX 751545104, RED OAK, TX 75154-5104

Mortgage

Document Number	21719
Date	Jun 30, 2020
Instrument	21719

Lender

Name	GATEWAY MTG GRP
Address	JENKS, OK 74037

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 29, 2050

Tax Assessment & Valuation

Source: Ellis County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Ellis County
Unified School District	Red Oak Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$395,470 (+1.1%) Land $95,000 Building $300,470	$395,470 (-3.02%) Land $95,000 Building $300,470
2025	$3,861.00 (-2.45%) Homeowner's exemption Disabled Person's exemption Veteran's exemption Additional exemption filed	$391,149 (+4.39%) Land $95,000 Building $312,795	$407,795 (+8.83%) Land $95,000 Building $312,795
2024	$3,958.00 (+13.7%)
2023	$3,481.00 (-2.98%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$374,699 Land $75,000 Building $299,699	$374,699 Land $75,000 Building $299,699
2018	$3,588.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	4 (2015–2022)
Most Recent Claim	Aug 2022 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 80% of Texas
Wildfire Likelihood	0.07% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROCKETT SUD serves 46,614 people · EPA ID TX0700033
Water Source	Purchased surface water from several systems
Last State Inspection	May 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 95 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
Rise Broadband Fixed Wireless · Fiber in parts of the area	100 / 20
AT&T DSL	100 / 20