Ellis County property record for 103 Carmen Dr, Red Oak, TX 75154
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,942 sqft · built 1994 |
| Lot Size | 0.576 acres (25,110 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $2,346 (2025) |
| Deeds & Mortgages | May 2021 Mortgage Jul 2023 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R154067 |
| Primary APN | R154067 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 1,942 sqft Living Area |
| Gross Area | 2,614 sqft |
| 1st Floor Area | 1,627 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 25,110 sqft (0.576 acres) |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Porch |
|---|---|
| Porch Area | 308 sqft |
| Storage Building | 120 sqft |
| Total Buildings | 3 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 103 CARMEN DR |
|---|---|
| City | RED OAK |
| State | TX |
| Zip | 75154-5103 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 47 BLK 3 RIDGE CREST ESTS #2 .576 AC |
| Legal Subdivision | RIDGE CREST ESTS #2 |
| Legal Block | 3 |
| Legal Lot Number | 47 |
| Jurisdiction | ELLIS TX |
| Township / Civil Division | WAXAHACHIE |
| Census Block Group | 3 |
| Census Block | 3020 |
| Census Tract | 60207 |
Source: Ellis County records, as of August 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 103 CARMEN DR, RED OAK, TX 75154-5103 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 19, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP |
| Jul 28, 2023 | Warranty Deed, Transfer FIDELITY NATIONAL TITLE |
| Nov 21, 2019 | Warranty Deed, Transfer KELLER MTG |
| May 21, 2018 | Warranty Deed, Transfer PRIME LNDG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 28, 2023 |
| Deed Sale | Jul 28, 2023 |
| Prior Sale | Nov 21, 2019 · Amount on Record |
| Deed Document Number | 202322071 |
| Prior Transfer Date | Nov 20, 2019 |
| Prior Transfer Doc | 0000035162 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ELLIS TX |
| Property Address | 103 CARMEN DR, RED OAK, TX 75154-5103 |
| Transaction Type | Mortgage |
| Record Updated | Jan 21, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0002122088 |
|---|---|
| Date | May 19, 2021 |
| Instrument | 2122088 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28273 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ELLIS TX |
| Recording Date | Jul 28, 2023 |
| Property Address | 103 CARMEN DR, RED OAK, TX 75154-5103 |
| Document Number | 0002322071 |
| Map Reference | CAB B SL 275 |
| Instrument Date | Jul 28, 2023 |
| Instrument | 2322071 |
| Transaction Type | Transfer |
| Record Updated | Jan 21, 2026 |
| Title Company | FIDELITY NATIONAL TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 511 PRATT RD, RED OAK, TX 75154-5227 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ELLIS TX |
| Recording Date | Nov 21, 2019 |
| Property Address | 103 CARMEN DR, RED OAK, TX 75154-5103 |
| Document Number | 0000035162 |
| Instrument Date | Nov 20, 2019 |
| Instrument | 35162 |
| Transaction Type | Transfer |
| Record Updated | Dec 9, 2019 |
| Title Company | PROVIDENCE TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 103 CARMEN DR RED OAK TX 751545103, RED OAK, TX 75154-5103 |
| Document Number | 35163 |
|---|---|
| Date | Nov 21, 2019 |
| Instrument | 35163 |
| Name | KELLER MTG |
|---|---|
| Type | Mortgage Company |
| Address | DUBLIN, OH 43016 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Nov 20, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ELLIS TX |
| Recording Date | May 21, 2018 |
| Property Address | 103 CARMEN DR, RED OAK, TX 75154-5103 |
| Document Number | 0000014360 |
| Instrument Date | May 17, 2018 |
| Instrument | 14360 |
| Transaction Type | Transfer |
| Record Updated | Jun 14, 2018 |
| Title Company | OTHER |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 103 CARMEN DR RED OAK TX 751545103, RED OAK, TX 75154-5103 |
| Document Number | 14351 |
|---|---|
| Date | May 21, 2018 |
| Instrument | 14351 |
| Name | PRIME LNDG |
|---|---|
| Address | DALLAS, TX 75252 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | May 20, 2048 |
Source: Ellis County assessment roll, as of August 19, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Ellis County |
| Unified School District | Red Oak Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $378,484 (-1.8%) Land $95,000 Building $283,484 | $378,484 (-1.8%) Land $95,000 Building $283,484 | |
| 2025 | $2,346.00 (-31.26%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed | $385,429 (+6.82%) Land $95,000 Building $290,429 | $385,429 (+6.82%) Land $95,000 Building $290,429 |
| 2024 | $3,413.00 (-1.19%) | ||
| 2023 | $3,454.00 (+322.25%) Additional exemption filed | $360,831 (+20.37%) Land $75,000 Building $285,831 | $360,831 (+20.37%) Land $75,000 Building $285,831 |
| 2022 | $818.00 (-82.78%) Additional exemption filed | $299,769 Land $70,000 Building $229,769 | $299,769 Land $70,000 Building $229,769 |
| 2018 | $4,750.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 4 (2015–2022) |
| Most Recent Claim | Aug 2022 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · lower than 80% of Texas |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ROCKETT SUD serves 46,614 people · EPA ID TX0700033 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 95 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Nextlink Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| Rise Broadband Fixed Wireless · Fiber in parts of the area | 100 / 20 |
| AT&T DSL | 100 / 20 |
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