Carteret County property record for 104 Bryan St, Emerald Isle, NC 28594
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,144 sqft · built 1972 |
| Lot Size | 0.198 acres (8,625 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $215,000 (Oct 2002) |
| Tax Bill | $2,722 (2025) |
| Deeds & Mortgages | Jan 2026 Transfer Jun 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 6304.20.82.2311000 |
| Primary APN | 6304.20.82.2311000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,144 sqft Heated Area |
| Gross Area | 1,560 sqft |
| 1st Floor Area | 1,048 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Paneling |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1989 |
| Exterior Material | Vinyl |
| Foundation Type | Pile |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 8,625 sqft (0.198 acres) |
| Lot Dimensions | 113 ft deep x 75 ft wide |
| Porch | Slab |
|---|---|
| Porch Area | 320 sqft |
| Deck Area | 24 sqft |
| Utility Building | 134 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Account Number | 38840 |
|---|---|
| Street Address | 104 BRYAN ST |
| City | EMERALD ISLE |
| State | NC |
| Zip | 28594-3605 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | L36 B19 EMERALD ISLE |
| Legal Subdivision | EMERALD ISLE SEA |
| Legal Block | 82 |
| Legal Lot Number | 36 |
| Jurisdiction | CARTERET NC |
| Township / Civil Division | WHITE OAK |
| Census Block Group | 1 |
| Census Block | 1090 |
| Census Tract | 970903 |
Source: Carteret County records, as of September 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 4961 TUCKAHOE TRCE, WAKE FOREST, NC 27587-9652 |
| Owner Type | Company |
| Vesting | Trust, Family Revocable Trust |
| Date | Document |
|---|---|
| Jan 12, 2026 | Intrafamily Transfer, Transfer |
| Jun 22, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 28, 2002 · Amount on File |
| Deed Sale | Oct 28, 2002 · Amount on File |
| Prior Sale | Feb 13, 2002 · Amount on File |
| Deed Book / Page | 960 / 128 |
| Last Transfer Date | Jan 2, 2026 |
| Transfer Doc | 0018750372 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CARTERET NC |
| Recording Date | Jan 12, 2026 |
| Property Address | 104 BRYAN ST, EMERALD ISLE, NC 28594-3605 |
| Document Number | 0018750372 |
| Book / Page | 1875 / 372 |
| Map Reference | MB 8 PG 55 |
| Instrument Date | Jan 2, 2026 |
| Instrument | 1875372 |
| Transaction Type | Transfer |
| Record Updated | Jan 22, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4961 TUCKAHOE TRACE, WAKE FOREST, NC 27587-9652 |
| Name | Verified Name |
|---|---|
| Relationship | Family Revocable Trust |
| Address | 4961 TUCKAHOE TRACE, WAKE FOREST, NC 27587-9652 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARTERET NC |
| Property Address | 104 BRYAN ST, EMERALD ISLE, NC 28594-3605 |
| Transaction Type | Mortgage |
| Record Updated | Jul 6, 2021 |
| Title Company | INSPIRE CLOSING SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 0017270269 |
|---|---|
| Date | Jun 22, 2021 |
| Book Page | 1727/269 |
| Instrument | 1727269 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2051 |
Source: Carteret County assessment roll, as of November 24, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Carteret County |
| Municipality | Emerald Isle Town |
| Unified School District | Carteret County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $703,503 (+1.38%) Land $416,025 Building $287,478 | $703,503 (+1.38%) Land $416,025 Building $287,478 | |
| 2025 | $2,722.00 (+67.82%) | $693,895 (+150.77%) Land $416,025 Building $277,870 | $693,895 (+150.77%) Land $416,025 Building $277,870 |
| 2023 | $276,708 Land $198,450 Building $78,258 | $276,708 Land $198,450 Building $78,258 | |
| 2022 | $1,622.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 760 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 965 units insured incl. 205 condo units |
| Nearby Flood Claims | 1,172 (1982–2024) |
| Claims Outside the SFHA | 778 of 1,172 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.5% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BOGUE BANKS WATER CORPORATION private · serves 4,995 people · EPA ID NC0416028 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 4 ppb (2023–2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 150 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
5G (outdoors only) and 4G LTE
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