Carteret County property record for 103 Bryan St, Emerald Isle, NC 28594
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,160 sqft · built 1972 |
| Lot Size | 0.211 acres (9,191 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $260,000 (Nov 2002) |
| Tax Bill | $3,229 (2025) |
| Deeds & Mortgages | Sep 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 6304.20.82.0189000 |
| Primary APN | 6304.20.82.0189000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,160 sqft Heated Area |
| Gross Area | 1,787 sqft |
| 1st Floor Area | 1,080 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Paneling |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1992 |
| Exterior Material | Vinyl |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 9,191 sqft (0.211 acres) |
| Lot Dimensions | 112 ft deep x 81 ft wide |
| Porch | Slab |
| Porch Area | 189 sqft |
| Deck Area | 47 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Account Number | 37767 |
|---|---|
| Street Address | 103 BRYAN ST |
| City | EMERALD ISLE |
| State | NC |
| Zip | 28594-3606 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PTL32 B19 EMERALD ISLE |
| Legal Subdivision | WB MCLEAN & GEORGE F SPELL SEC |
| Legal Block | 82 |
| Legal Lot Number | 32 |
| Jurisdiction | CARTERET NC |
| Township / Civil Division | WHITE OAK |
| Census Block Group | 1 |
| Census Block | 1042 |
| Census Tract | 970903 |
Source: Carteret County records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3403 SIESTA DR, FALLS CHURCH, VA 22042-3914 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 19, 2002 · Amount on Record |
| Deed Sale | Nov 19, 2002 · Amount on Record |
| Prior Sale | Mar 15, 2002 · Amount on Record |
| Deed Book / Page | 964 / 46 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARTERET NC |
| Property Address | 103 BRYAN ST, EMERALD ISLE, NC 28594-3606 |
| Document Number | 0016500445 |
| Instrument Date | Sep 27, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 18, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 103 BRYAN ST EMERALD ISLE NC 285943606, EMERALD ISLE, NC 28594-3606 |
| Document Number | 0016500445 |
|---|---|
| Date | Oct 1, 2019 |
| Book Page | 001650/000445 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 30, 2049 |
Source: Carteret County assessment roll, as of November 24, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Carteret County |
| Municipality | Emerald Isle Town |
| Unified School District | Carteret County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $847,279 (-) Land $417,488 Building $429,791 | $847,279 (-) Land $417,488 Building $429,791 | |
| 2025 | $3,229.00 (+37.11%) | $847,279 (+97.97%) Land $417,488 Building $429,791 | $847,279 (+97.97%) Land $417,488 Building $429,791 |
| 2023 | $427,992 Land $291,794 Building $136,198 | $427,992 Land $291,794 Building $136,198 | |
| 2022 | $2,355.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 760 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 965 units insured incl. 205 condo units |
| Nearby Flood Claims | 1,172 (1982–2024) |
| Claims Outside the SFHA | 778 of 1,172 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.5% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BOGUE BANKS WATER CORPORATION private · serves 4,995 people · EPA ID NC0416028 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 4 ppb (2023–2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 150 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
5G (outdoors only) and 4G LTE
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