Craven County property record for 104 Borgo Ct, Havelock, NC 28532
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,500 sqft · built 1994 |
| Lot Size | 0.653 acres (28,464 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $95,900 (Jan 1995) |
| Tax Bill | $1,085 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 5-006-6-028 |
| Primary APN | 5-006-6-028 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,500 sqft Living Area |
| 1st Floor Area | 1,500 sqft |
| Interior Walls | Finished/Painted |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 28,464 sqft (0.653 acres) |
| Lot Dimensions | 259 ft deep x 100 ft wide |
| Garage Type | Attached |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Account Number | 17517 |
|---|---|
| Street Address | 104 BORGO CT |
| City | HAVELOCK |
| State | NC |
| Zip | 28532-9409 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 28 CHERRY BRANCH SOUTH SEC 1 |
| Legal Subdivision | CHERRY BRANCH |
| Jurisdiction | CRAVEN NC |
| Township / Civil Division | 5 |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 961303 |
104 Borgo Ct is owned and occupied by two individuals who bought it in January 1995.
Source: Craven County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 104 BORGO CT, HAVELOCK, NC 28532-9409 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 23, 1995 · Amount on File |
| Deed Sale | Jan 23, 1995 · Amount on File |
| Deed Book / Page | 1449 / 665 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 104 Borgo Ct was $1,085.
Source: Craven County assessment roll, as of October 20, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Craven County |
| Unified School District | Craven County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,085.00 | $203,180 (-) Land $50,000 Building $153,180 | $203,180 (-) Land $50,000 Building $153,180 |
| 2025 | $1,085.00 | $203,180 Land $50,000 Building $153,180 | $203,180 Land $50,000 Building $153,180 |
| 2023 | $1,073.00 (+8.27%) | $203,180 (+36.42%) Land $50,000 Building $153,180 | $203,180 Land $50,000 Building $153,180 |
| 2022 | $991.00 | $148,940 Land $41,000 Building $107,940 | |
| 2018 | $148,940 Land $41,000 Building $107,940 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 104 Borgo Ct in Zone X, an area of minimal flood risk, though there have been 34 flood claims nearby since 1992.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 23 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 23 in force |
| Nearby Flood Claims | 34 (1992–2018) |
| Claims Outside the SFHA | 13 of 34 |
| Most Recent Claim | Sep 2018 · Hurricane Florence |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 104 Borgo Ct is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CRAVEN COUNTY WATER SYSTEM serves 37,848 people · EPA ID NC0425055 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
5G (outdoors only) and 4G LTE
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