102 Borgo Ct, Havelock, NC 28532 Property Records

Craven County property record for 102 Borgo Ct, Havelock, NC 28532

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,571 sqft · built 1995
Lot Size	1.05 acres (45,956 sqft)
Owner	Individual Name on File
Last Sale	$255,000 (Apr 2023)
Tax Bill	$1,104 (2026)
Deeds & Mortgages	Apr 2023 Sale & Mortgage Oct 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`5-006-6-027`

Property Details

APN / Parcel Number

Primary APN	`5-006-6-027`
Alternative APNs	`131098` `120857`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,571 sqft Living Area
1st Floor Area	1,571 sqft
Interior Walls	Finished/Painted

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	45,956 sqft (1.05 acres)
Lot Dimensions	298 ft deep x 86.7 ft wide
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	120857
Street Address	102 BORGO CT
City	HAVELOCK
State	NC
Zip	28532-9409
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 27 CHERRY BRANCH SOUTH SEC 1
Legal Subdivision	CHERRY BRANCH
Legal Lot Number	27
Jurisdiction	CRAVEN NC
Township / Civil Division	5
Census Block Group	2
Census Block	2004
Census Tract	961303

Owner

102 Borgo Ct is owned and occupied by an individual who bought it in April 2023.

Source: Craven County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	102 BORGO CT, HAVELOCK, NC 28532-9409
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 5, 2023	Warranty Deed, Transfer · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC
Oct 9, 2020	Warranty Deed, Transfer · VA Mortgage CORNERSTONE HOME LENDING INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 5, 2023 · Amount on File
Deed Sale	Apr 5, 2023 · Amount on File
Prior Sale	Oct 9, 2020 · Amount on File
Deed Document Number	202310110996
Deed Book / Page	3759 / 2067
Record Updated	Oct 29, 2026

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CRAVEN NC
Recording Date	Apr 5, 2023
Property Address	102 BORGO CT, HAVELOCK, NC 28532-9409
Document Number	03759/2067
Book / Page	3759 / 2067
Map Reference	CAB F SL 164-E
Instrument Date	Mar 21, 2023
Instrument	10110996
Transaction Type	Transfer
Record Updated	May 24, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$510.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1015 BLACKBEARD DR, STAFFORD, VA 22554-2007

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	102 BORGO CT, HAVELOCK, NC 28532-9409

Mortgage

Document Number	0037592070
Date	Apr 5, 2023
Instrument	3759/2070

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2053

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CRAVEN NC
Recording Date	Oct 9, 2020
Property Address	102 BORGO CT, HAVELOCK, NC 28532-9409
Document Number	3634/1295
Book / Page	3634 / 1295
Map Reference	CAB F SL 164E
Instrument Date	Oct 7, 2020
Instrument	10062620
Transaction Type	Transfer
Record Updated	Sep 16, 2021

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$362.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	102 BORGO CT, HAVELOCK, NC 28532-9409

Mortgage

Document Number	36341298
Date	Oct 9, 2020
Instrument	3634/1298

Lender

Name	CORNERSTONE HOME LENDING INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 102 Borgo Ct was $1,104.

Source: Craven County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Craven County
Unified School District	Craven County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,104.00	$206,890 (-) Land $55,500 Building $151,390	$206,890 (-) Land $55,500 Building $151,390
2025	$1,104.00	$206,890 Land $55,500 Building $151,390	$206,890 Land $55,500 Building $151,390
2023	$1,092.00 (+7.91%)	$206,890 (+35.86%) Land $55,500 Building $151,390	$206,890 Land $55,500 Building $151,390
2022	$1,012.00	$152,280 Land $45,600 Building $106,680
2018			$152,280 Land $45,600 Building $106,680

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 102 Borgo Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 23 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	23 in force
Nearby Flood Claims	34 (1992–2018)
Claims Outside the SFHA	13 of 34
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 16 claims Hurricane Irene, Aug 2011 · 10 claims Hurricane Isabel, Sep 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 102 Borgo Ct is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CRAVEN COUNTY WATER SYSTEM serves 37,848 people · EPA ID NC0425055
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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