104 Beth Dr, Felton, CA 95018 Property Records

Santa Cruz County property record for 104 Beth Dr, Felton, CA 95018

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,104 sqft · built 1953
Lot Size	0.272 acres (11,848 sqft)
Owner	Individual Name on File
Last Sale	$849,000 (Aug 2023)
Tax Bill	$10,485 (2025)
Deeds & Mortgages	Nov 2025 Mortgage Aug 2023 Sale & Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`064-181-52`

Property Details

APN / Parcel Number

Primary APN	`064-181-52`
Alternative APN	`064-181-52-000`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Building Area	1,104 sqft Living Area
Gross Area	1,384 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	11,848 sqft (0.272 acres)
Garage Type	Attached
Garage Area	280 sqft
Parking Spaces	1 Parking Space
Pool Type	Spa / Hot Tub (No Pool)

Location & Zoning

Street Address	104 BETH DR
City	FELTON
State	CA
Zip	95018-9630
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-15
Legal Description	TRACT 18 LOT 7,8
Legal Subdivision	GOLD GULCH RIVER PARK TR #18
Legal Tract	18
Legal Lot Number	8
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SANTA CRUZ
Census Block Group	1
Census Block	1032
Census Tract	120700

Owner

104 Beth Dr is owned and occupied by an individual who bought it in August 2023.

Source: Santa Cruz County records, as of August 19, 2026

Owner of Record	Individual Name on File
Mailing Address	104 BETH DR, FELTON, CA 95018-9630
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Borrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 12, 2025	Deed of Trust, Mortgage · Conventional Mortgage FRANKLIN LOAN CENTER
Aug 1, 2023	Grant Deed, Transfer · Conventional Mortgage LENDSURE MORTGAGE CORP
Jun 23, 2017	Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 1, 2023 · Amount on File
Deed Sale	Aug 1, 2023 · Amount on File
Deed Document Number	202314257
Prior Transfer Date	Sep 23, 1997
Prior Transfer Doc	0000045736
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	104 BETH DR, FELTON, CA 95018-9630
Transaction Type	Mortgage
Record Updated	Nov 27, 2025
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 BETH DR, FELTON, CA 95018-9630

Mortgage

Document Number	0000024235
Date	Nov 12, 2025
Instrument	2025-0024235

Lender

Name	FRANKLIN LOAN CENTER
Type	Mortgage Company
Address	PALM DESERT, CA 92260

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.62%
Type Change Date	Dec 1, 2032
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	10.6%
Index	SOFR Average 30-Day
Max Rate	10.6%

August 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Aug 1, 2023
Property Address	104 BETH DR, FELTON, CA 95018-9630
Document Number	0000014257
Map Reference	MB 26 PG 17
Instrument Date	Jul 19, 2023
Instrument	2023-0014257
Transaction Type	Transfer
Record Updated	Aug 16, 2023
Title Company	STEWART TITLE, STEWART TITLE OF CA INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$933.90
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 BETH DR, FELTON, CA 95018-9630

Mortgage

Document Number	0000014258
Date	Aug 1, 2023
Instrument	2023-0014258

Lender

Name	LENDSURE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2053

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	104 BETH DR, FELTON, CA 95018-9630
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CONSUMERS TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000020650
Date	Jun 23, 2017
Instrument	2017-0020650

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	May 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 104 Beth Dr was $10,485.

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Unified School District	San Lorenzo Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$883,300 (+2%) Land $706,432 Building $176,868
2025	$10,485.00	$865,980 Land $692,580 Building $173,400
2023	$437.00 (+2.58%) Disabled Person's exemption Veteran's exemption	$129,577 (+2%) Land $65,145 Building $64,432	$742,410
2022	$426.00 Disabled Person's exemption Veteran's exemption	$127,036 Land $63,868 Building $63,168

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 104 Beth Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 57 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	57 in force
Nearby Flood Claims	26 (1995–2023)
Claims Outside the SFHA	1 of 26
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 16 claims Severe Winter Storms, Flooding, And Mudslides, Feb 2017 · 7 claims Severe Winter Storms And Flooding, Feb 1998 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 104 Beth Dr is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 76% of California
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SLVWD - FELTON WATER SYSTEM private · serves 4,491 people · EPA ID CA4410002
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 153 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

Cell Coverage

5G and 4G LTE (outdoors only)

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