102 Beth Dr, Felton, CA 95018 Property Records

Santa Cruz County property record for 102 Beth Dr, Felton, CA 95018

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,008 sqft · built 1940
Lot Size	0.264 acres (11,500 sqft)
Owner	Individual Name on File
Last Sale	$128,500 (Oct 1997)
Tax Bill	$4,555 (2025)
Deeds & Mortgages	Sep 2023 Reverse Mortgage Sep 2022 Reverse Mortgage
Flood Zone	Zone AE (high risk)
APN	`064-181-38`

Property Details

APN / Parcel Number

Primary APN	`064-181-38`
Alternative APN	`064-181-38-000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Building Area	1,008 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1965
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	11,500 sqft (0.264 acres)
Terrain	Steep
Deck Area	684 sqft
Patio Area	684 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	102 BETH DR, B
City	FELTON
State	CA
Zip	95018-9630
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-15
Legal Description	TRACT 18 LOT 6
Legal Subdivision	GOLD GULCH RIVER PARK #18
Legal Tract	18
Legal Lot Number	6
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SANTA CRUZ
Census Block Group	1
Census Block	1032
Census Tract	120700

Owner

102 Beth Dr is owned by an individual who acquired it in November 2003.

Source: Santa Cruz County records, as of August 19, 2026

Owner of Record	Individual Name on File
Mailing Address	102 BETH DR, FELTON, CA 95018-9630
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2023	Deed of Trust, Mortgage · Reverse Mortgage HIGHTECHLENDING INC
Sep 23, 2022	Intrafamily Transfer, Transfer · Reverse Mortgage HIGHTECHLENDING INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 31, 1997 · Amount on File
Deed Sale	Oct 31, 1997 · Amount on File
Prior Sale	Oct 31, 1997 · Amount on File
Deed Document Number	199750938
Last Transfer Date	Nov 6, 2003
Transfer Doc	0000114785
Record Updated	Sep 20, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	102 BETH DR, FELTON, CA 95018-9630
Transaction Type	Mortgage
Record Updated	Oct 11, 2023
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TI CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	102 BETH DR, FELTON, CA 95018-9630

Mortgage

Document Number	0000018551
Date	Sep 29, 2023
Instrument	2023-0018551

Lender

Name	HIGHTECHLENDING INC
Type	Mortgage Company
Address	IRVINE, CA 92614

Agreement

Type	Reverse Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	7.67%
Adjustable	Adjustable Rate Rider
Type Change Date	Nov 1, 2023
Change Frequency	Monthly
Index	1-Year T-Bill
Max Rate	12.6%

September 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	Sep 23, 2022
Property Address	102 BETH DR, FELTON, CA 95018-9630
Document Number	0000026542
Map Reference	MB 26 PG 17
Instrument Date	Sep 17, 2022
Instrument	2022-0026542
Transaction Type	Transfer
Record Updated	Sep 5, 2023
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	102 BETH DR, FELTON, CA 95018-9630

Mortgage

Document Number	0000026543
Date	Sep 23, 2022
Instrument	2022-0026543

Lender

Name	HIGHTECHLENDING INC
Type	Mortgage Company

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Term	833 Months
Due	Feb 18, 2092

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 102 Beth Dr was $4,555.

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Unified School District	San Lorenzo Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$309,456 (+2%) Land $146,585 Building $162,871
2025	$4,555.00	$303,389 Land $143,711 Building $159,678
2023	$4,336.00 (+2.07%)	$291,607 Land $138,130 Building $153,477	$606,510
2022	$4,248.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 102 Beth Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 57 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	57 in force
Nearby Flood Claims	26 (1995–2023)
Claims Outside the SFHA	1 of 26
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 16 claims Severe Winter Storms, Flooding, And Mudslides, Feb 2017 · 7 claims Severe Winter Storms And Flooding, Feb 1998 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 102 Beth Dr is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 76% of California
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SLVWD - FELTON WATER SYSTEM private · serves 4,491 people · EPA ID CA4410002
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 153 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

Cell Coverage

5G and 4G LTE (outdoors only)

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