Dare County property record for 104 Baycliff Trl, Kill Devil Hills, NC 27948
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,046 sqft · built 2023 |
| Lot Size | 0.046 acres (2,000 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $228,000 (Jun 2023) |
| Tax Bill | $2,692 (2026) |
| Deeds & Mortgages | Jun 2026 Mortgage Oct 2023 Construction Loan + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 987310357999 |
| Primary APN | 987310357999 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,046 sqft Finished Area |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Exterior Material | Other |
| Lot Area | 2,000 sqft (0.046 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | 987310357999 |
|---|---|
| Street Address | 104 BAYCLIFF TRL |
| City | KILL DEVIL HILLS |
| State | NC |
| Zip | 27948-8485 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT: 104 BLK: SEC: PL: C SL: 91D |
| Legal Subdivision | BAY CLIFF |
| Legal Lot Number | 104 |
| Jurisdiction | DARE NC |
| Township / Civil Division | ATLANTIC |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 970301 |
104 Baycliff Trl is owned and occupied by two individuals who bought it in June 2023.
Source: Dare County records, as of October 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 104 BAYCLIFF TRL, KILL DEVIL HILLS, NC 27948-8485 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Ux (and Wife) |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 10, 2026 | Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL |
| Oct 23, 2023 | Deed of Trust, Mortgage · Construction Mortgage FIRST NATIONAL BANK OF PENNSYLVANIA |
| Jun 7, 2023 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 7, 2023 · Amount on File |
| Deed Sale | Jun 7, 2023 · Amount on File |
| Prior Sale | Mar 3, 2014 · Amount on File |
| Deed Document Number | 2023700130118 |
| Deed Book / Page | 2684 / 941 |
| Prior Transfer Date | Oct 18, 2016 |
| Prior Transfer Doc | 002126/930 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DARE NC |
| Recording Date | Jun 10, 2026 |
| Property Address | 104 BAYCLIFF TRL, KILL DEVIL HILLS, NC 27948-8485 |
| Document Number | 0700160591 |
| Book / Page | 2855 / 457 |
| Instrument Date | May 28, 2026 |
| Instrument | 2026700160591 |
| Transaction Type | Mortgage |
| Record Updated | Jul 23, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 104 BAYCLIFF TRL, KILL DEVIL HILLS, NC 27948-8485 |
| Document Number | 0700160591, |
|---|---|
| Date | Jun 10, 2026 |
| Book Page | 2855/457 |
| Instrument | 2026700160591 |
| Name | FIRST NATIONAL |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 108 Months |
| Due | Jun 1, 2035 |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DARE NC |
| Property Address | 104 BAYCLIFF TRL, KILL DEVIL HILLS, NC 27948-8485 |
| Transaction Type | Mortgage |
| Record Updated | Nov 6, 2023 |
| Name | Verified Name |
|---|---|
| Address | 83 CREPE MYRTLE DR, ZION CROSSROADS, VA 22942-7029 |
| Document Number | 002704/361 |
|---|---|
| Date | Oct 23, 2023 |
| Book Page | 2704/361 |
| Instrument | 700133754 |
| Name | FIRST NATIONAL BANK OF PENNSYLVANIA |
|---|---|
| Type | Bank |
| Address | HERMITAGE, PA 16148 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 373 Months |
| Due | Nov 1, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DARE NC |
| Recording Date | Jun 7, 2023 |
| Property Address | 104 BAYCLIFF TRL, KILL DEVIL HILLS, NC 27948-8485 |
| Document Number | 002684/941 |
| Book / Page | 2684 / 941 |
| Map Reference | CAB C SL 91D |
| Instrument Date | Jun 5, 2023 |
| Instrument | 700130118 |
| Transaction Type | Transfer |
| Record Updated | Sep 29, 2023 |
| Amount | Amount on Record |
|---|---|
| Tax | $76.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2508 S VIRGINIA DARE TRL, NAGS HEAD, NC 27959-9248 |
| Name | Verified Name |
|---|---|
| Address | 83 CREPE MYRTLE DR, ZION CROSSROADS, VA 22942-7029 |
The 2026 property tax bill for 104 Baycliff Trl was $2,692.
Source: Dare County assessment roll, as of October 20, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Dare County |
| Unified School District | Dare County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,692.00 | $618,200 (-) Land $32,000 Building $586,200 | $618,200 Land $32,000 Building $586,200 |
| 2025 | $2,692.00 | $618,200 Land $32,000 Building $586,200 | |
| 2023 | $130.00 | $20,800 Land $20,800 | |
| 2020 | $618,200 Land $32,000 Building $586,200 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 104 Baycliff Trl in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective May 11, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 366 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 366 in force |
| Nearby Flood Claims | 53 (1996–2024) |
| Claims Outside the SFHA | 12 of 53 |
| Most Recent Claim | Sep 2024 · Potential Tropical Cyclone Eight |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 104 Baycliff Trl is moderate, ranking above 52% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 52% of the US · above 74% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DARE COUNTY WATER SYSTEM serves 28,732 people · EPA ID NC0428030 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 4 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| AT&T Fixed Wireless | 100 / 20 |
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