115 Baycliff Trl, Kill Devil Hills, NC 27948 Property Records

Dare County property record for 115 Baycliff Trl, Kill Devil Hills, NC 27948

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,617 sqft · built 2018
Lot Size	0.046 acres (2,000 sqft)
Owner	Individual Name on File
Last Sale	$35,000 (Aug 2017)
Tax Bill	$1,894 (2026)
Deeds & Mortgages	Nov 2021 Mortgage May 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`987310358555`

Property Details

APN / Parcel Number

Primary APN	`987310358555`
Alternative APN	`018788115`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,617 sqft Finished Area

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Other
Lot Area	2,000 sqft (0.046 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	987310358555
Street Address	115 BAYCLIFF TRL
City	KILL DEVIL HILLS
State	NC
Zip	27948-8432
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 115 BLK: SEC: PL: C SL: 91D
Legal Subdivision	BAY CLIFF
Legal Lot Number	115
Legal Unit	1
Jurisdiction	DARE NC
Township / Civil Division	ATLANTIC
Census Block Group	1
Census Block	1008
Census Tract	970301

Owner

115 Baycliff Trl is owned and occupied by an individual who bought it in August 2017.

Source: Dare County records, as of October 21, 2026

Owner of Record	Individual Name on File
Mailing Address	115 BAYCLIFF TRL, KILL DEVIL HILLS, NC 27948-8432
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 17, 2021	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
May 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU
Aug 17, 2017	Warranty Deed, Transfer · ARM STATE EMPLOYEES CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 17, 2017 · Amount on File
Deed Sale	Aug 17, 2017 · Amount on File
Deed Document Number	2017700042664
Deed Book / Page	2186 / 830
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DARE NC
Property Address	115 BAYCLIFF TRL, KILL DEVIL HILLS, NC 27948-8432
Transaction Type	Mortgage
Record Updated	Nov 30, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2565/177
Date	Nov 17, 2021
Book Page	2565/177
Instrument	700109013

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DARE NC
Property Address	115 BAYCLIFF TRL, KILL DEVIL HILLS, NC 27948-8432
Transaction Type	Mortgage
Record Updated	Jul 6, 2020
Title Company	ACCURATE TITLE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2378/25
Date	May 21, 2020
Book Page	2378/25
Instrument	700078156

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2050

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DARE NC
Recording Date	Aug 17, 2017
Property Address	115 BAYCLIFF TRL, KILL DEVIL HILLS, NC 27948-8432
Document Number	2186/830
Book / Page	2186 / 830
Instrument Date	Aug 16, 2017
Instrument	700042664
Transaction Type	Transfer
Record Updated	Sep 16, 2021

Transaction

Amount	Amount on Record
Tax	$420.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2643 COVE POINT PL, 2643, VIRGINIA BEACH, VA 23454-3277

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 CROATAN CT, MANTEO, NC 27954-9798

Mortgage

Document Number	2186/833
Date	Aug 17, 2017
Book Page	2186/833
Instrument	700042665

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	ARM
Amount	Amount on Record
Term	367 Months
Due	Mar 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.12%
Adjustable	Adjustable Rate Rider
Type Change Date	Aug 17, 2017
Change Frequency	5 Years
Min Rate At Change	2%
Max Rate At Change	3.75%
Max Rate	6%

Tax Assessment & Valuation

The 2026 property tax bill for 115 Baycliff Trl was $1,894.

Source: Dare County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Dare County
Unified School District	Dare County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,894.00	$434,900 (-) Land $80,000 Building $354,900	$434,900 Land $80,000 Building $354,900
2025	$1,894.00	$434,900 Land $80,000 Building $354,900
2023	$1,883.00	$301,300 Land $52,000 Building $249,300
2020			$434,900 Land $80,000 Building $354,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 115 Baycliff Trl in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 11, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 366 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	366 in force
Nearby Flood Claims	53 (1996–2024)
Claims Outside the SFHA	12 of 53
Most Recent Claim	Sep 2024 · Potential Tropical Cyclone Eight
Claims by Event	Tropical Storm Michael, Oct 2018 · 17 claims Hurricane Irene, Aug 2011 · 29 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 115 Baycliff Trl is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.5% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DARE COUNTY WATER SYSTEM serves 28,732 people · EPA ID NC0428030
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

Cell Coverage

4G LTE only, no 5G reported

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