104 Arnold St, Lincoln, RI 02865 Property Records

Lincoln Town property record for 104 Arnold St, Lincoln, RI 02865

Property Summary

Property Type	Single Family Home
Lot Size	0.161 acres (7,013 sqft)
Owner	Individual Name on File
Last Sale	$430,000 (Aug 2021)
Tax Bill	$7,656 (2025)
Deeds & Mortgages	Aug 2023 Mortgage Mar 2021 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`15-02578-26`

Property Details

APN / Parcel Number

Primary APN	`15-02578-26`
Alternative APN	`LINC M:10 L:002.0 U`

Exterior

Architectural Style	Multi-Family
Lot Area	7,013 sqft (0.161 acres)
Total Buildings	2 Buildings

Location & Zoning

Account Number	15-02578-26
Street Address	104 ARNOLD ST
City	LINCOLN
State	RI
Zip	02865-1983
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RG7
Legal Lot Number	2.0
Jurisdiction	LINCOLN RI
Township / Civil Division	LINCOLN
Census Block Group	1
Census Block	1041
Census Tract	11701

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed Area	Within Blackstone Canal listed 1971 · 1 contributing resources · NRIS 71000030

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

104 Arnold St is owned and occupied by an individual who bought it in August 2021.

Source: Lincoln Town records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	104 ARNOLD ST, LINCOLN, RI 02865-1983
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 7, 2023	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
Mar 17, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS INC
Aug 31, 2021	Warranty Deed, Transfer · FHA Mortgage FALL RIVER FIVE CENTS SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 31, 2021 · Amount on File
Deed Sale	Aug 31, 2021 · Amount on File
Prior Sale	Sep 4, 2001 · Amount on File
Deed Document Number	20214212
Deed Book / Page	2366 / 108
Record Updated	Oct 29, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN RI
Property Address	104 ARNOLD ST, LINCOLN, RI 02865-1941
Transaction Type	Mortgage
Record Updated	Aug 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002498-125
Date	Aug 7, 2023
Book Page	2498/125
Instrument	20230000001996

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	337 Months
Due	Sep 1, 2051

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN RI
Property Address	104 ARNOLD ST, LINCOLN, RI 02865-1941
Transaction Type	Mortgage
Record Updated	Aug 3, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002322-169
Date	Mar 17, 2021
Book Page	2322/169
Instrument	20210000001432

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN RI
Recording Date	Aug 31, 2021
Property Address	104 ARNOLD ST, LINCOLN, RI 02865-1941
Document Number	002366-108
Book / Page	2366 / 108
Instrument Date	Aug 31, 2021
Instrument	4212
Transaction Type	Transfer
Record Updated	Aug 3, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	143 HANOVER ST, PROVIDENCE, RI 02907-5418

Mortgage

Document Number	210000004213
Date	Aug 31, 2021
Instrument	210000004213

Lender

Name	FALL RIVER FIVE CENTS SAVINGS BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 104 Arnold St was $7,656.

Source: Lincoln Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Lincoln Town
Unified School District	Lincoln School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,656.00	$566,300 Land $163,600 Building $402,700	$694,168
2023	$7,274.00	$441,100 Land $127,400 Building $313,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 104 Arnold St in Zone X, an area of minimal flood risk, though there have been 15 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	15 (1979–2023)
Claims Outside the SFHA	8 of 15
Most Recent Claim	Dec 2023 · Severe Storm And Flooding
Claims by Event	Severe Storms And Flooding, Mar 2010 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 104 Arnold St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.9% of Rhode Island
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LINCOLN WATER COMMISSION serves 21,664 people · EPA ID RI1858423
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 420 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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