104 Amberway Ct, O Fallon, MO 63366 Property Records

St. Charles County property record for 104 Amberway Ct, O Fallon, MO 63366

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,452 sqft · built 2000
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on Record
Last Sale	$142,797 (Aug 2000)
Tax Bill	$4,135 (2025)
Deeds & Mortgages	Nov 2018 Line of Credit Nov 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`T001800189`

Property Details

APN / Parcel Number

Primary APN	`T001800189`
Alternative APN	`4-0022-8204-00-0178.0000000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,452 sqft Living Area
Gross Area	3,684 sqft
1st Floor Area	1,452 sqft
Basement Area	1,452 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Ranch
Exterior Material	Brick/Stone
Lot Area	10,019 sqft (0.23 acres)
Garage Type	Attached
Garage Area	780 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Porch Area	54 sqft
Patio Area	330 sqft

Location & Zoning

Account Number	T001800189
Street Address	104 AMBERWAY CT
City	O FALLON
State	MO
Zip	63366-6319
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUNSET RIDGE EST PH4 LOT 178
Legal Subdivision	SUNSET RIDGE EST PH4
Legal Lot Number	178
Jurisdiction	ST CHARLES MO
Township / Civil Division	LAKE ST. LOUIS
Census Block Group	3
Census Block	3007
Census Tract	311907

Owner

Source: St. Charles County records, as of August 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	104 AMBERWAY CT, O FALLON, MO 63366-6319
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 13, 2018	Deed of Trust, Mortgage · Line of Credit COMMERCE BANK
Nov 5, 2018	Deed of Trust, Mortgage COMMERCE BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 7, 2000 · Amount on Record
Deed Sale	Aug 7, 2000 · Amount on Record
Prior Sale	Aug 7, 2000
Deed Document Number	200047645
Deed Book / Page	2426 / 817
Prior Transfer Date	Jul 28, 2000
Prior Transfer Doc	0000047644
Record Updated	Oct 29, 2026

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	104 AMBERWAY CT, O FALLON, MO 63366-6319
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 AMBERWAY CT, O FALLON, MO 63366-6319

Mortgage

Document Number	0070020746
Date	Nov 13, 2018
Book Page	7002/0746
Instrument	20181113000642640

Lender

Name	COMMERCE BANK
Type	Bank
Address	KANSAS CITY, MO 64106

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Nov 5, 2028

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	104 AMBERWAY CT, O FALLON, MO 63366-6319
Document Number	0070020249
Instrument Date	Nov 5, 2018
Transaction Type	Mortgage
Record Updated	Nov 30, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	104 AMBERWAY CT O FALLON MO 633666319, O FALLON, MO 63366-6319

Mortgage

Document Number	0070020249
Date	Nov 13, 2018
Book Page	007002/000249
Instrument	641890

Lender

Name	COMMERCE BK
Type	Bank
Address	KANSAS CITY, MO 64106

Agreement

Amount	Amount Recorded
Term	144 Months
Due	Nov 12, 2030

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Wentzville R-IV School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$60,495 (-)	$318,397 (-) Building $318,397
2025	$4,135.00	$60,495 (+8.33%)	$318,397 (+8.33%)
2023		$55,842
2022			$293,906 Building $293,906

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Aug 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 386 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Brightspeed, Gateway Fiber.

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