103 Amberway Ct, O Fallon, MO 63366 Property Records

St. Charles County property record for 103 Amberway Ct, O Fallon, MO 63366

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,595 sqft · built 1999
Lot Size	0.28 acres (12,197 sqft)
Owner	2 Individual Names on Record
Last Sale	$136,900 (Sep 2020)
Tax Bill	$4,237 (2025)
Deeds & Mortgages	Sep 2025 Sale Sep 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`T001800201`

Property Details

APN / Parcel Number

Primary APN	`T001800201`
Alternative APN	`4-0022-8204-00-0190.0000000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,595 sqft Living Area
Gross Area	3,594 sqft
1st Floor Area	1,595 sqft
Basement Area	1,547 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Ranch
Exterior Material	Brick/Stone
Lot Area	12,197 sqft (0.28 acres)
Garage Type	Attached
Garage Area	452 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	100 sqft
Patio Area	225 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	T001800201
Street Address	103 AMBERWAY CT
City	O FALLON
State	MO
Zip	63366-6319
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUNSET RIDGE EST PH4 LOT 190
Legal Subdivision	SUNSET RIDGE EST PH4
Legal Lot Number	190
Jurisdiction	ST CHARLES MO
Township / Civil Division	LAKE ST. LOUIS
Census Block Group	3
Census Block	3007
Census Tract	311907

Owner

Source: St. Charles County records, as of August 26, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	103 AMBERWAY CT, O FALLON, MO 63366-6319
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 9, 2025	Beneficiary Deed, Transfer
Sep 25, 2020	Quit Claim Deed, Transfer · Conventional Mortgage FLAT BRANCH HOME LOANS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 25, 2020 · Amount on Record
Deed Sale	Sep 25, 2020 · Amount on Record
Prior Sale	Sep 25, 2020
Deed Document Number	202071646
Last Transfer Date	Sep 9, 2025
Transfer Doc	0000039634
Record Updated	Oct 29, 2026

September 2025: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	ST CHARLES MO
Recording Date	Sep 9, 2025
Property Address	103 AMBERWAY CT, O FALLON, MO 63366-6319
Document Number	0000039634
Map Reference	MB 36 PG 5
Instrument Date	Sep 9, 2025
Instrument	2025R-039634
Transaction Type	Transfer
Record Updated	Sep 26, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	103 AMBERWAY CT, O FALLON, MO 63366-6319

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST CHARLES MO
Recording Date	Sep 25, 2020
Property Address	103 AMBERWAY CT, O FALLON, MO 63366-6319
Document Number	0000071646
Map Reference	MB 36 PG 5
Instrument Date	Sep 17, 2020
Instrument	2020R-071646
Transaction Type	Transfer
Record Updated	Aug 16, 2022
Title Company	INVESTORS TITLE COMPANY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	103 AMBERWAY CT, 103, O FALLON, MO 63366-6319

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 AMBERWAY CT, O FALLON, MO 63366-6319

Mortgage

Document Number	0000071647
Date	Sep 25, 2020
Instrument	2020R-071647

Lender

Name	FLAT BRANCH HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Wentzville R-IV School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$62,002 (-)	$326,324 (-) Land $65,000 Building $261,324
2025	$4,237.00 (+5.24%)	$62,002 (+8.35%)	$326,324 (+8.35%) Land $65,000 Building $261,324
2024	$4,026.00
2023		$57,225
2022			$301,184 Land $55,000 Building $246,184

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Aug 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 386 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Brightspeed, Gateway Fiber.

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