104 5th St Pl, Lowden, IA 52255 Property Records

Cedar County property record for 104 5th St Pl, Lowden, IA 52255

Property Summary

Property Type	Zero Lot Line
Details	2 bd · 1 ba · 1,298 sqft · built 2002
Lot Size	0.258 acres (11,238 sqft)
Owner	Individual Name on File
Last Sale	$105,000 (Jun 2018)
Tax Bill	$1,892 (2026)
Deeds & Mortgages	Nov 2019 Mortgage Jun 2018 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`042004354760060`

Property Details

APN / Parcel Number

Primary APN	`042004354760060`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,298 sqft Living Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,238 sqft (0.258 acres)
Garage Type	Attached
Garage Area	456 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	78 sqft
Patio Area	224 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	104 5TH STREET PL
City	LOWDEN
State	IA
Zip	52255-7602
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Zero Lot Line
Legal Description	SCHWARZ ADD PT OF L 1 UNIT 1 SE SE
Legal Subdivision	SCHWARZ ADD
Legal Lot Number	1
Jurisdiction	CEDAR IA
Township / Civil Division	SPRINGFIELD
Census Block Group	3
Census Block	3002
Census Tract	450100

Owner

104 5th St Pl, a zero lot line, is owned and occupied by an individual who acquired it in December 2020.

Source: Cedar County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	104 5TH STREET PL, LOWDEN, IA 52255-7602
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 1, 2019	Deed of Trust, Mortgage · VA Mortgage CALIBER HOME LOANS INC
Jun 29, 2018	Deed of Trust, Mortgage · FHA Mortgage CALIBER HOME LOANS
May 4, 2021	Deed of Trust, Mortgage · VA Mortgage CALIBER HOME LOANS INC
Dec 17, 2020	Intrafamily Transfer, Transfer
Jun 29, 2018	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 29, 2018 · Amount on File
Deed Sale	Jun 29, 2018 · Amount on File
Deed Document Number	20182112
Deed Book / Page	1423 / 130
Last Transfer Date	Dec 9, 2020
Transfer Doc	001561/129
Record Updated	Oct 29, 2026

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CEDAR IA
Property Address	104 5TH STREET PL, LOWDEN, IA 52255-7602
Transaction Type	Mortgage
Record Updated	Sep 7, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001492/318
Date	Nov 1, 2019
Book Page	1492/318
Instrument	3434

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2049

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CEDAR IA
Property Address	104 5TH STREET PL, LOWDEN, IA 52255-7602
Transaction Type	Mortgage
Record Updated	Sep 7, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001423/0000000135
Date	Jun 29, 2018
Book Page	0000001423/0000000135
Instrument	000000002113

Lender

Name	CALIBER HOME LOANS
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	355 Months
Due	Jan 1, 2048

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CEDAR IA
Property Address	104 5TH STREET PL, LOWDEN, IA 52255-7602
Transaction Type	Mortgage
Record Updated	Sep 7, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001585/93
Date	May 4, 2021
Book Page	1585/93
Instrument	2021 1642

Lender

Name	CALIBER HOME LOANS INC
Type	Funding / Finance Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2051

Interest

Rate Type	Fixed Rate

December 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CEDAR IA
Recording Date	Dec 17, 2020
Property Address	104 5TH STREET PL, LOWDEN, IA 52255-7602
Document Number	001561/129
Book / Page	1561 / 129
Map Reference	MB G PG 15
Instrument Date	Dec 9, 2020
Instrument	2020 4414
Transaction Type	Transfer
Record Updated	Sep 7, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 5TH STREET PL, LOWDEN, IA 52255-7602

June 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	CEDAR IA
Recording Date	Jun 29, 2018
Property Address	104 5TH STREET PL, LOWDEN, IA 52255-7602
Document Number	001423/130
Book / Page	1423 / 130
Instrument Date	Jun 14, 2018
Instrument	000000002112
Transaction Type	Transfer
Record Updated	Sep 7, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	104 5TH STREET PL, LOWDEN, IA 52255-7602

Tax Assessment & Valuation

The 2026 property tax bill for 104 5th St Pl was $1,892 with a homeowner's exemption.

Source: Cedar County assessment roll, as of March 13, 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Cedar County
Municipality	Lowden City
Unified School District	North Cedar Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,892.00 Homeowner's exemption	$161,030 (-) Land $24,620 Building $136,410	$161,030 (-) Land $24,620 Building $136,410
2025	$1,892.00 (+5.46%) Homeowner's exemption	$161,030 Land $24,620 Building $136,410	$161,030 Land $24,620 Building $136,410
2024	$1,794.00
2023		$135,820 (+24.15%) Land $24,620 Building $111,200	$135,820 Land $24,620 Building $111,200
2022	$1,740.00 Homeowner's exemption	$109,400 Land $20,510 Building $88,890
2021			$109,400 Land $20,510 Building $88,890

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 104 5th St Pl in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1986.

Source: FEMA National Flood Hazard Layer, effective August 17, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	2 (1986–2015)
Most Recent Claim	Nov 2015 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 104 5th St Pl is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOWDEN WATER SUPPLY serves 807 people · EPA ID IA1656001
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 284 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
F&B Communications Fiber	2,000 / 2,000
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on 5th St Pl

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