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99 5th St Pl, Lowden, IA 52255 Property Records

Cedar County property record for 99 5th St Pl, Lowden, IA 52255

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,596 sqft · built 2002
Lot Size0.339 acres (14,767 sqft)
Owner2 Individual Names on Record
Last Sale$245,000 (Jan 2024)
Tax Bill$3,628 (2026)
Deeds & MortgagesJan 2024 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN042004354800010

Property Details

APN / Parcel Number

Primary APN042004354800010

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms8 Rooms
Stories1 Story
Building Area1,596 sqft Living Area
Basement Area1,596 sqft
Finished Basement800 sqft
Unfinished Basement796 sqft
FlooringCeramic Tile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2002
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Foundation TypeConcrete
Roof TypeGable
Roof MaterialAsphalt
Lot Area14,767 sqft (0.339 acres)
Garage TypeAttached
Garage Area864 sqft
Parking Spaces3 Parking Spaces
PorchPatio
Porch Area144 sqft
Patio Area290 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address99 5TH STREET PL
CityLOWDEN
StateIA
Zip52255-7601
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSCHWARZ ADD LOT 10 SE SE
Legal SubdivisionSCHWARZ ADD
Legal Lot Number10
JurisdictionCEDAR IA
Township / Civil DivisionSPRINGFIELD
Census Block Group3
Census Block3002
Census Tract450100

Owner

Source: Cedar County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing AddressPO BOX 173, LOWDEN, IA 52255-0173
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 24, 2024 · Amount on Record
Deed SaleJan 24, 2024 · Amount on Record
Deed Document Number2024216
Deed Book / Page1720 / 298
Prior Transfer DateNov 7, 2023
Prior Transfer Doc0000002868
Record UpdatedOct 29, 2026

January 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCEDAR IA
Recording DateJan 24, 2024
Property Address99 5TH STREET PL, LOWDEN, IA 52255-7601
Document Number001720/298
Book / Page1720 / 298
Instrument DateJan 17, 2024
Instrument2024 216
Transaction TypeTransfer
Record UpdatedMay 9, 2024

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$391.20
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address99 5TH STREET PL, LOWDEN, IA 52255-7601

Mortgage

Document Number0002024217
DateJan 24, 2024
Instrument2024 217
Lender
NameROYAL UNITED MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2054

Tax Assessment & Valuation

Source: Cedar County assessment roll, as of March 13, 2026

Property Jurisdictions

TypeName
StateIowa
CountyCedar County
MunicipalityLowden City
Unified School DistrictNorth Cedar Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,628.00 Homeowner's exemption$253,730 (-) Land $34,340 Building $219,390$253,730 (-) Land $34,340 Building $219,390
2025$3,628.00 (+2.31%) Homeowner's exemption$253,730 (+16.7%) Land $34,340 Building $219,390$253,730 (+16.7%) Land $34,340 Building $219,390
2024$3,546.00 (+21.69%)
2023$217,430 (+24.27%) Land $34,340 Building $183,090$217,430 (+24.27%) Land $34,340 Building $183,090
2022$2,914.00 Homeowner's exemption$174,960 Land $28,620 Building $146,340
2021$174,960 Land $28,620 Building $146,340

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 17, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force
Nearby Flood Claims2 (1986–2015)
Most Recent ClaimNov 2015 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 65% of Iowa
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLOWDEN WATER SUPPLY
serves 807 people · EPA ID IA1656001
Water SourceGroundwater
Last State InspectionNov 2024
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
F&B Communications
Fiber		2,000 / 2,000
Windstream
Fiber · DSL		2,000 / 2,000
T-Mobile
Fixed Wireless		100 / 20

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