104 3rd St, Agency, MO 64401 Property Records

Buchanan County property record for 104 3rd St, Agency, MO 64401

Property Summary

Property Type	Single Family Home
Details	1,064 sqft · built 1932
Lot Size	0.5 acres (21,780 sqft)
Owner	Individual Name on Record
Tax Bill	$964 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Aug 2017 Mortgage
APN	`10-9.0-29-002-000-031.000`

Property Details

APN / Parcel Number

Primary APN	`10-9.0-29-002-000-031.000`

Interior

Building Area	1,064 sqft Base Area
1st Floor Area	1,064 sqft

Exterior

Year Built	Built 1932
Effective Year Built	Effective 1932
Lot Area	21,780 sqft (0.5 acres)
Lot Dimensions	190 ft deep x 116 ft wide

Location & Zoning

Street Address	104 3RD ST
City	AGENCY
State	MO
Zip	64401-9181
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CITY
Legal Description	29-56-34NWSUB: LOT: BLK:LGL DESC:.50 AC BEG 268' W & 1508.1' N OF CEN OF SEC TH W 116' TH S 190' TH E 116' TH N 190' TO BEG TOWN OF AGENCY
Legal Range	34W
Legal Township	56N
Legal Section	29
Jurisdiction	BUCHANAN MO
Township / Civil Division	AGENCY
Census Block Group	3
Census Block	3086
Census Tract	2800

Owner

Source: Buchanan County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	104 3RD ST, AGENCY, MO 64401-9181
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Dec 17, 2020	Warranty Deed, Transfer · Conventional Mortgage FLAT BRANCH HOME LOANS INC
Aug 15, 2017	Deed, Transfer · Conventional Mortgage FARMERS STATE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 25, 2025
Deed Sale	Jun 25, 2025
Prior Sale	Dec 17, 2020 · Amount on Record
Deed Document Number	20254786
Deed Book / Page	3808 / 764
Record Updated	Sep 20, 2026

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUCHANAN MO
Recording Date	Dec 17, 2020
Property Address	104 3RD ST, AGENCY, MO 64401-9181
Document Number	003756/796
Book / Page	3756 / 796
Instrument Date	Nov 25, 2020
Instrument	2020011991
Transaction Type	Transfer
Record Updated	Dec 20, 2021
Title Company	NOT AVAILABLE, CAMERON TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	104 3RD ST, AGENCY, MO 64401-9181

Mortgage

Document Number	2020011992
Date	Dec 17, 2020
Instrument	2020011992

Lender

Name	FLAT BRANCH HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

August 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	BUCHANAN MO
Recording Date	Aug 15, 2017
Property Address	104 3RD ST, AGENCY, MO 64401-9181
Document Number	2017007961
Instrument Date	Aug 11, 2017
Instrument	2017007961
Transaction Type	Transfer
Record Updated	Dec 20, 2021

Transaction

Tax	$0.00
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 3RD ST, AGENCY, MO 64401-9181

Mortgage

Document Number	2017007962
Date	Aug 15, 2017
Instrument	2017007962

Lender

Name	FARMERS STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2047

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Buchanan County assessment roll, as of November 4, 2025

Property Jurisdictions

Type	Name
State	Missouri
Municipality	Agency Village
County	Buchanan County
Unified School District	Mid-Buchanan County R-V School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$964.00	$13,040 (+7.15%) Land $570 Building $12,470	$68,640 (+7.17%) Land $3,000 Building $65,640
2024	$964.00 (+6.64%)
2023	$904.00 (-0.22%)	$12,170 (-) Land $570 Building $11,600	$64,050 (-) Land $3,000 Building $61,050
2022	$906.00	$12,170 Land $570 Building $11,600
2021			$64,050 Land $3,000 Building $61,050

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	6 in force
Nearby Flood Claims	13 (1993–2021)
Claims Outside the SFHA	10 of 13
Most Recent Claim	Jun 2021 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, May 2019 · 3 claims Severe Storms And Flooding, May 2007 · 5 claims Severe Storms & Flooding, Sep 1993 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 60% of Missouri
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST JOSEPH private · serves 89,171 people · EPA ID MO1010714
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Mercury Fiber Fixed Wireless	150 / 20

May also be available: United Fiber, Verizon.

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