102 3rd St, Agency, MO 64401 Property Records

Buchanan County property record for 102 3rd St, Agency, MO 64401

Property Summary

Property Type	Single Family Home
Details	2,136 sqft · built 1987
Lot Size	0.67 acres (29,185 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,900 (2025)
Deeds & Mortgages	Apr 2020 Line of Credit
APN	`10-9.0-29-002-000-032.001`

Property Details

APN / Parcel Number

Primary APN	`10-9.0-29-002-000-032.001`

Interior

Building Area	2,136 sqft Base Area
1st Floor Area	2,136 sqft

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Lot Area	29,185 sqft (0.67 acres)
Lot Dimensions	232 ft deep x 123 ft wide

Location & Zoning

Street Address	102 3RD ST
City	AGENCY
State	MO
Zip	64401-9181
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CITY
Legal Description	29-56-34NWSUB: LOT: BLK:LGL DESC:TOWN OF AGENCY TR IN NW4 BEG SW INT OF FOURTH ST & MAIN ST TH W 235.95' S 125.98' E 235.95' N 125.98' TO POB
Legal Range	34W
Legal Township	56N
Legal Section	29
Jurisdiction	BUCHANAN MO
Township / Civil Division	AGENCY
Census Block Group	3
Census Block	3087
Census Tract	2800

Owner

Source: Buchanan County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	102 3RD ST, AGENCY, MO 64401-9181
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Nov 7, 2025
Transfer Doc	0000009382
Record Updated	Sep 20, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUCHANAN MO
Property Address	102 3RD ST, AGENCY, MO 64401-9181
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3747/503
Date	Apr 8, 2020
Book Page	3747/503
Instrument	2020002649

Lender

Name	UMB BANK NA
Type	Bank
Address	SAINT JOSEPH, MO 64507

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Buchanan County assessment roll, as of November 4, 2025

Property Jurisdictions

Type	Name
State	Missouri
Municipality	Agency Village
County	Buchanan County
Unified School District	Mid-Buchanan County R-V School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,900.00 (+0.05%)	$27,170 (+6.8%) Land $570 Building $26,600	$142,990 (+6.81%) Land $3,000 Building $139,990
2024	$1,899.00 (+0.48%)
2023	$1,890.00 (-0.21%)	$25,440 (-) Land $570 Building $24,870	$133,870 (-) Land $3,000 Building $130,870
2022	$1,894.00	$25,440 Land $570 Building $24,870
2021			$133,870 Land $3,000 Building $130,870

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	6 in force
Nearby Flood Claims	13 (1993–2021)
Claims Outside the SFHA	10 of 13
Most Recent Claim	Jun 2021 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, May 2019 · 3 claims Severe Storms And Flooding, May 2007 · 5 claims Severe Storms & Flooding, Sep 1993 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 60% of Missouri
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST JOSEPH private · serves 89,171 people · EPA ID MO1010714
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Mercury Fiber Fixed Wireless	150 / 20

May also be available: United Fiber, Verizon.

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