Clay County property record for 104 2nd St SE, Ulen, MN 56585
| Property Type | Single Family Home |
|---|---|
| Details | built 1903 |
| Lot Size | 0.33 acres (14,252 sqft) |
| Owner | Individual Name on File |
| Last Sale | $165,400 (Jul 2019) |
| Tax Bill | $2,104 (2026) |
| Deeds & Mortgages | Aug 2020 Mortgage Aug 2020 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 60.550.0030 |
| Primary APN | 60.550.0030 |
|---|
| Year Built | Built 1903 |
|---|---|
| Effective Year Built | Effective 1903 |
| Lot Area | 14,252 sqft (0.33 acres) |
| Street Address | 104 2ND ST SE |
|---|---|
| City | ULEN |
| State | MN |
| Zip | 56585-4205 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUBDIVISIONNAME REGELSTADS ADD SUBDIVISIONCD 60550 LOTS 5 & 6 1 ULEN CITY |
| Legal Range | 44 |
| Legal Township | 142 |
| Legal Section | 34 |
| Legal Subdivision | REGELSTADS ADD |
| Legal Block | 1 |
| Legal Lot Number | 5 |
| Jurisdiction | CLAY MN |
| Township / Civil Division | ULEN |
| Census Block Group | 2 |
| Census Block | 2217 |
| Census Tract | 30201 |
104 2nd St SE is owned and occupied by an individual who bought it in July 2019.
Source: Clay County records, as of August 25, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 74, ULEN, MN 56585-0074 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 27, 2020 | Deed of Trust, Mortgage HOMEOWNERS FIN'L GRP USA |
| Aug 27, 2020 | Deed of Trust, Mortgage HOMEOWNERS FIN'L GRP USA |
| Jul 12, 2019 | Warranty Deed, Transfer · Conventional Mortgage HOMEOWNERS FINANCIAL GROUP USA |
| Jul 12, 2019 | Warranty Deed, Transfer HOMEOWNERS FIN'L GRP USA |
| Feb 20, 2017 | Deed of Trust, Mortgage · Line of Credit NORTHWESTERN BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 12, 2019 · Amount on File |
| Deed Sale | Jul 12, 2019 · Amount on File |
| Prior Sale | Jan 18, 2007 · Amount on File |
| Deed Document Number | 2019791336 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MN |
| Property Address | 104 2ND ST SE, ULEN, MN 56585 |
| Document Number | 0000003778 |
| Instrument Date | Aug 27, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 15, 2020 |
| Title Company | MINNESOTA TITLE AND CLOSING COMPANY, MINNESOTA TITLE & CLOSING CO |
| Name | Verified Name |
|---|---|
| Address | 104 2ND ST SE ULEN MN 56585, ULEN, MN 56585 |
| Document Number | 0000003778 |
|---|---|
| Date | Sep 23, 2020 |
| Instrument | 3778 |
| Name | HOMEOWNERS FIN'L GRP USA |
|---|---|
| Type | Funding / Finance Company |
| Address | SCOTTSDALE, AZ 85254 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Sep 22, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MN |
| Property Address | 104 2ND ST SE, ULEN, MN 56585 |
| Document Number | 0000806147 |
| Instrument Date | Aug 27, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 7, 2020 |
| Title Company | MINNESOTA TITLE AND CLOSING COMPANY, MINNESOTA TITLE & CLOSING CO |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Address | 104 2ND ST SE ULEN MN 56585, ULEN, MN 56585 |
| Document Number | 0000806147 |
|---|---|
| Date | Sep 23, 2020 |
| Instrument | 806147 |
| Name | HOMEOWNERS FIN'L GRP USA |
|---|---|
| Type | Funding / Finance Company |
| Address | SCOTTSDALE, AZ 85254 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Sep 22, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY MN |
| Recording Date | Jul 12, 2019 |
| Property Address | 104 2ND ST SE, ULEN, MN 56585 |
| Document Number | 0000791336 |
| Instrument Date | Jul 3, 2019 |
| Instrument | 791336 |
| Transaction Type | Transfer |
| Record Updated | Aug 15, 2022 |
| Title Company | MINNESOTA TITLE & CLOSING CO |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $545.82 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 104 2 ST SE, ULEN, MN 56585 |
| Document Number | 0000791337 |
|---|---|
| Date | Jul 12, 2019 |
| Instrument | 791337 |
| Name | HOMEOWNERS FINANCIAL GROUP USA |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY MN |
| Recording Date | Jul 12, 2019 |
| Property Address | 104 2ND ST SE, ULEN, MN 56585 |
| Document Number | 0000003620 |
| Instrument Date | Jul 3, 2019 |
| Instrument | 3620 |
| Transaction Type | Transfer |
| Record Updated | Jul 29, 2019 |
| Title Company | MINNESOTA TITLE AND CLOSING COMPANY, MINNESOTA TITLE & CLOSING CO |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $545.82 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 104 2ND ST SE ULEN MN 56585, ULEN, MN 56585 |
| Document Number | 3621 |
|---|---|
| Date | Jul 12, 2019 |
| Instrument | 3621 |
| Name | HOMEOWNERS FIN'L GRP USA |
|---|---|
| Type | Funding / Finance Company |
| Address | SCOTTSDALE, AZ 85254 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Jul 11, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MN |
| Property Address | 104 2ND ST SE, ULEN, MN 56585 |
| Document Number | 0000003493 |
| Instrument Date | Feb 20, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Mar 6, 2017 |
| Name | Verified Name |
|---|---|
| Address | 104 2ND ST SE ULEN MN 56585, ULEN, MN 56585 |
| Document Number | 0000003493 |
|---|---|
| Date | Feb 28, 2017 |
| Instrument | 3493 |
| Name | NORTHWESTERN BK |
|---|---|
| Type | Bank |
| Address | ULEN, MN 56585-0309 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Feb 27, 2022 |
| Rate Type | Adjustable Rate |
|---|
The 2026 property tax bill for 104 2nd St SE was $2,104 with a homeowner's exemption.
Source: Clay County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Clay County |
| Municipality | Ulen City |
| Unified School District | Ulen-Hitterdal Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,104.00 Homeowner's exemption | $190,100 (+16.7%) Land $15,000 Building $175,100 | $190,100 (+16.7%) Land $15,000 Building $175,100 |
| 2025 | $162,900 Land $15,000 Building $147,900 | $162,900 Land $15,000 Building $147,900 | |
| 2023 | $1,726.00 Homeowner's exemption | $138,400 Land $15,000 Building $123,400 | $138,400 Land $15,000 Building $123,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 104 2nd St SE in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 104 2nd St SE is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 78% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Ulen serves 500 people · EPA ID MN1140011 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Copper | 1.83 mg/L (2021–2023) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Arvig Cable | 1,000 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
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