Clay County property record for 102 2nd St SE, Ulen, MN 56585
| Property Type | Single Family Home |
|---|---|
| Details | built 1903 |
| Lot Size | 0.19 acres (8,256 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $165,400 (Jul 2019) |
| Tax Bill | $60 (2026) |
| Deeds & Mortgages | Aug 2020 Mortgage Jul 2019 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 60.550.0020 |
| Primary APN | 60.550.0020 |
|---|
| Year Built | Built 1903 |
|---|---|
| Effective Year Built | Effective 1903 |
| Lot Area | 8,256 sqft (0.19 acres) |
| Street Address | 102 2ND ST SE |
|---|---|
| City | ULEN |
| State | MN |
| Zip | 56585-4205 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUBDIVISIONNAME REGELSTADS ADD SUBDIVISIONCD 60550 W 15' OF 3, ALL OF 4 1 ULEN CITY |
| Legal Range | 44 |
| Legal Township | 142 |
| Legal Section | 34 |
| Legal Subdivision | REGELSTADS ADD |
| Legal Block | 1 |
| Legal Lot Number | 3 |
| Jurisdiction | CLAY MN |
| Township / Civil Division | ULEN |
| Census Block Group | 2 |
| Census Block | 2217 |
| Census Tract | 30201 |
Source: Clay County records, as of August 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | PO BOX 74, ULEN, MN 56585-0074 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 27, 2020 | Deed of Trust, Mortgage HOMEOWNERS FIN'L GRP USA |
| Jul 12, 2019 | Warranty Deed, Transfer · Conventional Mortgage HOMEOWNERS FINANCIAL GROUP USA |
| Jul 12, 2019 | Warranty Deed, Transfer HOMEOWNERS FIN'L GRP USA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 12, 2019 · Amount on Record |
| Deed Sale | Jul 12, 2019 · Amount on Record |
| Prior Sale | Jun 10, 2008 · Amount on Record |
| Deed Document Number | 2019791336 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MN |
| Property Address | 102 2ND ST SE, ULEN, MN 56585-4205 |
| Document Number | 0000806147 |
| Instrument Date | Aug 27, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 7, 2020 |
| Title Company | MINNESOTA TITLE AND CLOSING COMPANY, MINNESOTA TITLE & CLOSING CO |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Address | 102 2ND ST SE ULEN MN 56585, ULEN, MN 56585 |
| Document Number | 0000806147 |
|---|---|
| Date | Sep 23, 2020 |
| Instrument | 806147 |
| Name | HOMEOWNERS FIN'L GRP USA |
|---|---|
| Type | Funding / Finance Company |
| Address | SCOTTSDALE, AZ 85254 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Sep 22, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY MN |
| Recording Date | Jul 12, 2019 |
| Property Address | 102 2ND ST SE, ULEN, MN 56585-4205 |
| Document Number | 0000791336 |
| Instrument Date | Jul 3, 2019 |
| Instrument | 791336 |
| Transaction Type | Transfer |
| Record Updated | Aug 15, 2022 |
| Title Company | MINNESOTA TITLE & CLOSING CO |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $545.82 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 104 2 ST SE, ULEN, MN 56585 |
| Document Number | 0000791337 |
|---|---|
| Date | Jul 12, 2019 |
| Instrument | 791337 |
| Name | HOMEOWNERS FINANCIAL GROUP USA |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY MN |
| Recording Date | Jul 12, 2019 |
| Property Address | 102 2ND ST SE, ULEN, MN 56585-4205 |
| Document Number | 0000003620 |
| Instrument Date | Jul 3, 2019 |
| Instrument | 3620 |
| Transaction Type | Transfer |
| Record Updated | Jul 29, 2019 |
| Title Company | MINNESOTA TITLE AND CLOSING COMPANY, MINNESOTA TITLE & CLOSING CO |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $545.82 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 104 2ND ST SE ULEN MN 56585, ULEN, MN 56585 |
| Document Number | 3621 |
|---|---|
| Date | Jul 12, 2019 |
| Instrument | 3621 |
| Name | HOMEOWNERS FIN'L GRP USA |
|---|---|
| Type | Funding / Finance Company |
| Address | SCOTTSDALE, AZ 85254 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jul 11, 2049 |
Source: Clay County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Clay County |
| Municipality | Ulen City |
| Unified School District | Ulen-Hitterdal Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $60.00 Homeowner's exemption | $4,000 (-) Land $4,000 | $4,000 (-) Land $4,000 |
| 2023 | $60.00 Homeowner's exemption | $4,000 Land $4,000 | $4,000 Land $4,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 78% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Ulen serves 500 people · EPA ID MN1140011 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Copper | 1.83 mg/L (2021–2023) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Arvig Cable | 1,000 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
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