Hernando County property record for 10398 Elgin Blvd, Spring Hill, FL 34608
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,855 sqft · built 1987 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | Individual Name on File |
| Last Sale | $275,000 (May 2021) |
| Tax Bill | $4,452 (2025) |
| Deeds & Mortgages | Sep 2025 Mortgage Feb 2023 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R32-323-17-5180-1191-0260 |
| Primary APN | R32-323-17-5180-1191-0260 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,855 sqft Living Area |
| 1st Floor Area | 1,856 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Stucco |
| Construction Type | Concrete |
| Foundation Type | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 8,712 sqft (0.2 acres) |
| Lot Dimensions | 125 ft deep x 80 ft wide |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 420 sqft |
|---|---|
| Porch | Porch |
| Porch Area | 1,404 sqft |
| Deck Area | 224 sqft |
| Patio Area | 592 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 00660911 |
|---|---|
| Street Address | 10398 ELGIN BLVD |
| City | SPRING HILL |
| State | FL |
| Zip | 34608-1817 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SPRING HILL UNIT 18 BLK 1191 LOT 26 |
| Legal Range | 18E |
| Legal Township | 23S |
| Legal Section | 06 |
| Legal Subdivision | SPRING HILL UNIT 18 |
| Legal Block | 1191 |
| Legal Lot Number | 26 |
| Legal Unit | 18 |
| Jurisdiction | HERNANDO FL |
| Township / Civil Division | SPRING HILL |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 41004 |
10398 Elgin Blvd is owned and occupied by an individual who bought it in May 2021.
Source: Hernando County records, as of December 10, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 10398 ELGIN BLVD, SPRING HILL, FL 34608-1817 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 26, 2025 | Deed of Trust, Mortgage · FHA Mortgage OUTAMATION INC |
| Feb 15, 2023 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| May 26, 2021 | Warranty Deed, Transfer · FHA Mortgage RESIDENTIAL ACCEPTANCE CORP |
| Nov 18, 2019 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Aug 7, 2019 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 26, 2021 · Amount on File |
| Deed Sale | May 26, 2021 · Amount on File |
| Prior Sale | Nov 18, 2019 · Amount on File |
| Deed Document Number | 2021039169 |
| Deed Book / Page | 4003 / 1205 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HERNANDO FL |
| Property Address | 10398 ELGIN BLVD, SPRING HILL, FL 34608-1817 |
| Transaction Type | Mortgage |
| Record Updated | Oct 21, 2025 |
| Name | Verified Name |
|---|---|
| Address | 10398 ELGIN BLVD, SPRING HILL, FL 34608-1817 |
| Document Number | 0046150753 |
|---|---|
| Date | Sep 26, 2025 |
| Book Page | 4615/753 |
| Instrument | 2025067654 |
| Name | OUTAMATION INC |
|---|---|
| Type | Non-Lending Institution |
| Address | SOUTHLAKE, TX 76092 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 309 Months |
| Due | Jun 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HERNANDO FL |
| Property Address | 10398 ELGIN BLVD, SPRING HILL, FL 34608-1817 |
| Transaction Type | Mortgage |
| Record Updated | Mar 14, 2023 |
| Name | Verified Name |
|---|---|
| Address | 10398 ELGIN BLVD, SPRING HILL, FL 34608-1817 |
| Document Number | 0042671310 |
|---|---|
| Date | Feb 15, 2023 |
| Book Page | 4267/1310 |
| Instrument | 2023009330 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 340 Months |
| Due | Jun 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | May 26, 2021 |
| Property Address | 10398 ELGIN BLVD, SPRING HILL, FL 34608-1817 |
| Document Number | 0040031205 |
| Book / Page | 4003 / 1205 |
| Map Reference | MB 9 PG 47-59 |
| Instrument Date | May 17, 2021 |
| Instrument | 2021039169 |
| Transaction Type | Transfer |
| Record Updated | Jun 16, 2021 |
| Title Company | SOUTHERN EQUITY TITLE, SOUTHERN SECURITY TTL OF NAT |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,925.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4468 DIOR RD, 4468, SPRING HILL, FL 34609-1908 |
| Name | Verified Name |
|---|---|
| Address | 10398 ELGIN BLVD, SPRING HILL, FL 34608-1817 |
| Document Number | 40031207 |
|---|---|
| Date | May 26, 2021 |
| Instrument | 4003/1207 |
| Name | RESIDENTIAL ACCEPTANCE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | Nov 18, 2019 |
| Property Address | 10398 ELGIN BLVD, SPRING HILL, FL 34608-1817 |
| Document Number | 0037740921 |
| Book / Page | 3774 / 0921 |
| Map Reference | MB 9 PG 47-59 |
| Instrument Date | Nov 15, 2019 |
| Instrument | 2019072420 |
| Transaction Type | Transfer |
| Record Updated | May 2, 2022 |
| Title Company | ASSURE TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,358.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5538 JOBETH DR, 5538, NEW PORT RICHEY, FL 34652-3226 |
| Name | Verified Name |
|---|---|
| Address | 10398 ELGIN BLVD, SPRING HILL, FL 34608-1817 |
| Document Number | 0003774923 |
|---|---|
| Date | Nov 18, 2019 |
| Instrument | 3774/923 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | Aug 7, 2019 |
| Property Address | 10398 ELGIN BLVD, SPRING HILL, FL 34608-1817 |
| Document Number | 0037370243 |
| Book / Page | 003737 / 000243 |
| Instrument Date | Aug 6, 2019 |
| Instrument | 49303 |
| Transaction Type | Transfer |
| Record Updated | Sep 10, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $892.50 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 10398 ELGIN BLVD SPRING HILL FL 346081817, SPRING HILL, FL 34608-1817 |
The 2025 property tax bill for 10398 Elgin Blvd was $4,452.
Source: Hernando County assessment roll, as of October 31, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Hernando County |
| Unified School District | Hernando County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,452.00 | $311,907 Land $37,500 Building $274,407 | $311,907 Land $37,500 Building $274,407 |
| 2023 | $303,004 (+3.95%) Land $46,780 Building $256,224 | ||
| 2022 | $4,601.00 | $291,502 Land $26,400 Building $265,102 | $303,004 Land $29,000 Building $274,004 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 10398 Elgin Blvd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 14 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 14 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 10398 Elgin Blvd is moderate, ranking above 50% of the US, with a 0.08% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 50% of the US · lower than 79% of Florida |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 18 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 203 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Open Infra Fiber | 8,000 / 8,000 |
| WOW Internet, Cable & Phone Fiber | 5,000 / 5,000 |
| Tillman Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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