Hernando County property record for 10381 Elgin Blvd, Spring Hill, FL 34608
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,568 sqft · built 1989 |
| Lot Size | 0.324 acres (14,124 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $112,000 (Oct 2014) |
| Tax Bill | $1,627 (2025) |
| Deeds & Mortgages | May 2026 Mortgage Jul 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | R32-323-17-5180-1193-0100 |
| Primary APN | R32-323-17-5180-1193-0100 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,568 sqft Living Area |
| Gross Area | 2,236 sqft |
| 1st Floor Area | 1,568 sqft |
| Flooring | Combination, Other |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Combination |
| Construction Type | Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 14,124 sqft (0.324 acres) |
| Lot Dimensions | 125 ft deep x 102 ft wide |
| Garage Type | Attached |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 546 sqft |
|---|---|
| Porch | Screened Porch |
| Porch Area | 1,510 sqft |
| Deck Area | 168 sqft |
| Patio Area | 780 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 00661233 |
|---|---|
| Street Address | 10381 ELGIN BLVD |
| City | SPRING HILL |
| State | FL |
| Zip | 34608-1818 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SPRING HILL UNIT 18 BLK 1193 LOT 10 |
| Legal Range | 17E |
| Legal Township | 23S |
| Legal Section | 32 |
| Legal Subdivision | SPRING HILL UNIT 18 |
| Legal Block | 1193 |
| Legal Lot Number | 10 |
| Jurisdiction | HERNANDO FL |
| Township / Civil Division | SPRING HILL |
| Census Block Group | 2 |
| Census Block | 2022 |
| Census Tract | 41003 |
10381 Elgin Blvd is owned and occupied by two individuals who bought it in October 2014.
Source: Hernando County records, as of May 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 10381 ELGIN BLVD, SPRING HILL, FL 34608-1818 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 7, 2026 | Deed of Trust, Mortgage · Conventional Mortgage UNLOCK PARTNERSHIP SOLUTIONS INC |
| Jul 13, 2018 | Deed of Trust, Mortgage · Line of Credit SUNCOAST CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 28, 2014 · Amount on File |
| Deed Sale | Oct 28, 2014 · Amount on File |
| Deed Document Number | 201457510 |
| Deed Book / Page | 3137 / 1836 |
| Prior Transfer Date | Jun 15, 2003 |
| Prior Transfer Doc | 1685001648 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | May 7, 2026 |
| Property Address | 10381 ELGIN BLVD, SPRING HILL, FL 34608-1818 |
| Document Number | 0000030924 |
| Book / Page | 4705 / 1817 |
| Instrument Date | Apr 21, 2026 |
| Instrument | 202630924 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 10381 ELGIN BLVD, SPRING HILL, FL 34608-1818 |
| Document Number | 0000030924, |
|---|---|
| Date | May 7, 2026 |
| Book Page | 4705/1817 |
| Instrument | 202630924 |
| Name | UNLOCK PARTNERSHIP SOLUTIONS INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Rate | 6.38% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HERNANDO FL |
| Property Address | 10381 ELGIN BLVD, SPRING HILL, FL 34608-1818 |
| Document Number | 0036121670 |
| Instrument Date | Jul 13, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Sep 11, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 10381 ELGIN BLVD SPRING HILL FL 346081818, SPRING HILL, FL 34608-1818 |
| Document Number | 0036121670 |
|---|---|
| Date | Aug 14, 2018 |
| Book Page | 003612/001670 |
| Instrument | 48859 |
| Name | SUNCOAST CU |
|---|---|
| Address | TAMPA, FL 33680 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 216 Months |
| Due | Aug 13, 2036 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 10381 Elgin Blvd was $1,627 with exemptions applied.
Source: Hernando County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Hernando County |
| Unified School District | Hernando County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,627.00 Homeowner's exemption Senior Citizen's exemption | $132,393 | $283,530 Land $47,739 Building $235,791 |
| 2023 | $124,915 (+3.3%) Land $124,915 | ||
| 2022 | $864.00 Homeowner's exemption Senior Citizen's exemption Additional exemption filed | $120,927 | $272,812 Land $36,864 Building $235,948 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 10381 Elgin Blvd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 12 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 12 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 10381 Elgin Blvd is moderate, ranking above 50% of the US, with a 0.08% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 50% of the US · lower than 79% of Florida |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 18 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 203 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Open Infra Fiber | 8,000 / 8,000 |
| WOW Internet, Cable & Phone Fiber | 5,000 / 5,000 |
| Tillman Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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