10398 E 38th Ln, Yuma, AZ 85365 Property Records

Yuma County property record for 10398 E 38th Ln, Yuma, AZ 85365

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,078 sqft · built 2005
Lot Size	0.204 acres (8,892 sqft)
Owner	Individual Name on File
Last Sale	$237,810 (Nov 2005)
Tax Bill	$2,394 (2025)
Deeds & Mortgages	Jul 2020 Mortgage Mar 2019 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`700-58-006`

Property Details

APN / Parcel Number

Primary APN	`700-58-006`
Alternative APN	`R0074952`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,078 sqft Living Area
Gross Area	2,934 sqft
1st Floor Area	2,078 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Combination
Construction Type	Frame
Roof Material	Concrete
Lot Area	8,892 sqft (0.204 acres)
View / Lot	Interior
Garage Type	Attached
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces
Pool Area	450 sqft
Porch	Covered Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	R0074952
Street Address	10398 E 38TH LN
City	YUMA
State	AZ
Zip	85365-7225
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RVS
Legal Description	SUBDIVISION: YUMA EAST EST 7 LOT: 527 SECTION: 07 TOWNSHIP: 09S RANGE: 21W
Legal Range	21W
Legal Township	09S
Legal Section	07
Legal Subdivision	YUMA EAST EST 7
Legal Lot Number	527
Jurisdiction	YUMA AZ
Township / Civil Division	YUMA
Census Block Group	1
Census Block	1015
Census Tract	11108

Owner

10398 E 38th Ln is owned and occupied by an individual who bought it in November 2005.

Source: Yuma County records, as of March 11, 2026

Owner of Record	Individual Name on File
Mailing Address	10398 E 38TH LN, YUMA, AZ 85365-7225
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Mar 29, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 2, 2005 · Amount on File
Deed Sale	Nov 2, 2005 · Amount on File
Deed Document Number	200548412
Prior Transfer Date	Feb 10, 2005
Prior Transfer Doc	0000048412
Record Updated	Oct 29, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YUMA AZ
Property Address	10398 E 38TH LN, YUMA, AZ 85365-7225
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000020365
Date	Jul 14, 2020
Instrument	2020-20365

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Aug 1, 2035

March 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	YUMA AZ
Recording Date	Mar 29, 2019
Property Address	10398 E 38TH LN, YUMA, AZ 85365-7225
Document Number	0000007773
Map Reference	MB 20 PG 49&50
Instrument Date	Feb 25, 2019
Instrument	2019-07773
Transaction Type	Transfer
Record Updated	Nov 19, 2021
Title Company	PIONEER TITLE AGENCY INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10398 E 38TH LN, YUMA, AZ 85365-7225

Mortgage

Document Number	0000007774
Date	Mar 29, 2019
Instrument	2019-07774

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Apr 1, 2039

Tax Assessment & Valuation

The 2025 property tax bill for 10398 E 38th Ln was $2,394.

Source: Yuma County assessment roll, as of March 11, 2026

Property Jurisdictions

Type	Name
State	Arizona
County	Yuma County
Elementary School District	Yuma Elementary District (PK - 08)
Secondary School District	Yuma Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$28,541 Land $5,175 Building $23,366	$352,982 Land $64,000 Building $288,982
2025	$2,394.00
2023	$2,321.00	$24,655 Land $4,788 Building $19,867	$290,951 Land $56,500 Building $234,451

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 10398 E 38th Ln in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective December 5, 2023

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 10398 E 38th Ln is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 74% of Arizona
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FOOTHILLS WATER AND SEWER LLC private · serves 32,425 people · EPA ID AZ0414004
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2018
Treatment and Procedure	Treatment report not submitted Apr 2019
Monitoring and Reporting	117 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 735 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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